St Joe Valley Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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St Joe Valley Credit Union12-month CD rates can be found at 2.06%, 6-month CD rates at 3.87% and 3-month CD rates at 1.31%. Savings rates are at 0.10% and money market rates are at 2.02%. Mortgage rates on 30-year fixed loans are around 6.44%. Credit Card rates are at 9.99%. Personal Loan rates are at 16.74%. All these rates, and more, can be found in our database of rates which you can compare to St Joe Valley Credit Union rates.

Compare St Joe Valley Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of St Joe Valley Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

St Joe Valley Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at St Joe Valley Credit Union? Share your experience about St Joe Valley Credit Union by leaving a review below, or read customer reviews before you decide to use St Joe Valley Credit Union.

Overall, St Joe Valley Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
St Joe Valley Credit Union
St Joe Valley Credit Union
129 S 9th St
St Maries, ID 83861
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare St Joe Valley Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Federal Bank of Wisconsin
First Federal Bank of Wisconsin
Rewards Checking
5.00%
$0
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
24-Month CD
4.75%
$1,000
Merrick Bank
Merrick Bank
9-Month CD
4.35%
$25,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
36-Month CD
4.15%
$500
A+ Federal Credit Union
A+ Federal Credit Union
24-Month CD
3.92%
$1,000
Beacon Community Bank
Beacon Community Bank
60-Month CD
3.75%
$250
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
18-Month CD
3.55%
$100
FNB of Litchfield
FNB of Litchfield
24-Month CD
3.55%
$1,000
Adrian Bank
Adrian Bank
12-Month CD
3.53%
$1,000
Ameriprise Financial
Ameriprise Financial
24-Month CD
3.45%
$0
JVB Juniata Valley Bank
JVB Juniata Valley Bank
24-Month CD
3.44%
$1,000
Great Plains State Bank
Great Plains State Bank
36-Month CD
3.40%
$500
PSB Indianola, IA
PSB Indianola, IA
48-Month CD
3.35%
$1,000
The Bank of Romney
The Bank of Romney
24-Month CD
3.30%
$1,000
Halstead Bank
Halstead Bank
12-Month CD
3.30%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
24-Month CD
3.28%
$1,000
Security Federal Bank
Security Federal Bank
Money Market
3.20%
$100,000
First Nebraska Bank
First Nebraska Bank
36-Month CD
3.14%
$500
Truliant Federal Credit Union
Truliant Federal Credit Union
18-Month CD
3.14%
$250
Campbell & Fetter Bank
Campbell & Fetter Bank
48-Month CD
2.78%
$1,000
Main Bank
Main Bank
3-Month CD
2.75%
$1,000
Pacific Crest SB
Pacific Crest SB
Money Market
2.75%
$0
Bank of Vici
Bank of Vici
48-Month CD
2.56%
$1,000
Queenstown Bank
Queenstown Bank
Premier Money Market
2.53%
$500,000
Exchange Bank of Alabama
Exchange Bank of Alabama
36-Month CD
2.52%
$1,000
AbbyBank
AbbyBank
60-Month CD
2.25%
$1,500
Chartway Credit Union
Chartway Credit Union
48-Month CD
2.15%
$500
Alpena-Alcona Area Credit Union
Alpena-Alcona Area Credit Union
24-Month CD
2.02%
$500
American National Bank - Fox Cities
American National Bank - Fox Cities
60-Month CD
2.00%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
36-Month CD
1.81%
$500
Ambler Savings Bank
Ambler Savings Bank
Money Market
1.50%
$200,000
First National Bank of Clarksdale
First National Bank of Clarksdale
48-Month CD
1.50%
$500
South Ottumwa SB
South Ottumwa SB
36-Month CD
1.50%
$500
Wolf River Community Bank
Wolf River Community Bank
60-Month CD
1.50%
$1,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
36-Month CD
1.26%
$500
Fremont Bank
Fremont Bank
18-Month CD
1.25%
$2,500
Monroe Federal S&L
Monroe Federal S&L
Super Passbook Savings
1.00%
$100
Citizens State Bank Hudson, WI
Citizens State Bank Hudson, WI
Citizens Select Money Market
0.76%
$0
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
12-Month CD
0.50%
$0
First Federal S&L of Lorain
First Federal S&L of Lorain
36-Month CD
0.30%
$250
North Shore Bank
North Shore Bank
24-Month CD
0.20%
$1,000
FNB of Bellville
FNB of Bellville
First Rate Investment Money Market
0.15%
$1,000
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
Statement Saving
0.10%
$100
RadiFi Credit Union
RadiFi Credit Union
Regular Savings
0.10%
$100
Vystar Credit Union
Vystar Credit Union
Regular Savings
0.10%
$50
Community Bank of Raymore
Community Bank of Raymore
12-Month CD
0.05%
$500
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
Savings
0.05%
$1
Bank of New Hampshire
Bank of New Hampshire
Prestige Checking
0.05%
$50
Liberty Bank for Savings
Liberty Bank for Savings
Money Market
0.03%
$2,500
Ohio State Bank
Ohio State Bank
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare St Joe Valley Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.300%
5.518%
0.000
Everett Co-operative Bank
Everett Co-operative Bank
15-Year Fixed
5.625%
5.700%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
5.750%
5.887%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
5.850%
5.891%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
15-Year Fixed
5.750%
5.912%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
5.875%
5.916%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
5.625%
5.925%
0.000
Kohler Credit Union
Kohler Credit Union
15 Year Fixed
5.750%
5.928%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
20-Year Fixed
5.875%
5.949%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
5.875%
5.989%
0.750
Pioneer Federal Credit Union
Pioneer Federal Credit Union
30-Year Fixed
5.875%
6.022%
0.000
Freedom Credit Union
Freedom Credit Union
15 Year Fixed
5.625%
6.055%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
6.000%
6.092%
0.750
Geddes Federal S&L
Geddes Federal S&L
15-Year Fixed Bi-weekly
6.000%
6.119%
0.000
Citizens Bank
Citizens Bank
15-Year Fixed
6.000%
6.123%
0.250
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
6.000%
6.140%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
30-Year Fixed
6.000%
6.142%
0.500
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
15-Year Fixed
6.000%
6.179%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
15 Year Fixed
5.875%
6.181%
0.000
Bank of America
Bank of America
15 Year Fixed
5.750%
6.202%
0.787
Academic Federal Credit Union
Academic Federal Credit Union
15-Year Fixed
6.125%
6.229%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
6.000%
6.233%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed Jumbo
6.125%
6.239%
1.000
Addition Financial Credit Union
Addition Financial Credit Union
20-Year Fixed
6.125%
6.271%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.250%
6.282%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare St Joe Valley Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare St Joe Valley Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have St Joe Valley Credit Union rate data right now, check back for updates, we are adding rates all the time.

St Joe Valley Credit Union Information

Credit Union Name: St Joe Valley Credit Union
Full Time Employees: 4
Part Time Employees: 3
President: Dale Hill
CEO: Gloria Rauch
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
129 S 9th St
St Maries, ID 83861
Phone Number: 208-245-4231
Fax Number: 208-245-5341

St Joe Valley Credit Union Financials

Total Assets:
12,998,492
Total Amount of Shares and Deposits:
11,763,672
Total Shares and Deposits < 1 Year:
11,016,384
Total Shares and Deposits 1 3 Years:
747,288
Total Interest Expense (Sum of items 6 8):
9,771
Share Certificates:
30
Number of Accounts for Share Drafts:
475
IRA KEOGH Accounts:
13
Number of Accounts for Regular Shares:
1,137
All other shares:
163
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,232,261
Total Liabilities:
11,836,772
Show More

St Joe Valley Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
No
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage Rates Near Historic Lows 30 Year Mortgage Rates at 476 15 Year Mortgage Rates at 425Mortgage rates are hovering just above historic lows this past week. 30 year mortgage rates have stayed under 5.00 percent for eight consecutive weeks. The last time 30 year mortgage rates were above 5.00 percent was on May 3, 2010 when rates were averaging 5.03 percent. Mortgage rates have been slowly drifting lower since May 3 but the declines accelerated when the sovereign government debt crisis in Europe started a few weeks ago. Weaker U.S. employment reports also drove mortgage rates lower.
Searching our savings account rates list in Houston, Texas two banks are currently tied with the best savings rate. American Express Bank and Sallie Mae Bank are both currently offering online savings rates at 1.29 percent with an online savings account yield of 1.30 percent.
alt=E-Loan is offering one of the best CD rates for a 1 year CD. The current annual percentage yield for the 1 year certificate of deposit is 4.36%. Plus if you sign up with promotional code "times25" before December 18th you will receive a $25 bonus.

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St Joe Valley Credit Union Reviews

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