Best Personal Loan Rates in Bethany, Connecticut (CT) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Bethany, Connecticut include: FD Community Federal Credit UnionFD Community Federal Credit UnionA+5.0 ★Texas Ratio: 5.52% offering 2023 & Newer Loan at 4.50% APR, Mutual Security Credit UnionMutual Security Credit UnionA+5.0 ★Texas Ratio: 4.07% offering 2025 or Newer (less than 5k miles) Loan at 4.69% APR, Selfreliance Federal Credit UnionSelfreliance Federal Credit UnionA5.0 ★Texas Ratio: 9.40% offering 2024 or Newer Loan at 4.89% APR, Stafford Savings BankStafford Savings BankA+5.0 ★Texas Ratio: 0.14% offering 10 Years Loan at 5.63% APR, and Community Healthcare Credit UnionCommunity Healthcare Credit UnionA5.0 ★Texas Ratio: 6.21% offering Spring Loan Special at 6.24% APR. Personal loan rates as of May 22, 2026 according to verified data from MonitorBankRates.
Bethany borrowers have access to 42 lenders serving the Connecticut area, with personal loan rates as low as 4.50% APR from FD Community Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Bethany, Connecticut.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Bethany, Connecticut. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 22, 2026
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As Low As; 12-month term w/auto pay
Lowest rates shown include the auto debit discount.
Lowest rates shown include the auto debit discount.
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Over $10,000 requires<br/> collateral/comaker
Lowest rates shown include the auto debit discount.
Lowest rates shown include the auto debit discount.
As Low As; Special fixed up to 15 months!
Lowest rates shown include the auto debit discount.
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MAX $5,000
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Lowest rates shown include the auto debit discount.
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As Low As; Fixed up to 36 months
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Maximum LTV 75%; 10 year amortization, 1/1 ARM 2% annual and 6% lifetime caps: Interest rate and payment amount is fixed for the first year, then is subject to change every year with caps of 2% per adjustment and 6% for the life of the loan.
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As Low As; Minimum loan $500.00
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Over $10,000 requires<br/> collateral/comaker
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As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment. Maximum loan amount $15,000.
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Fair Isaac Scores: 730 +
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Over $10,000 requires<br/> collateral/comaker
As Low As; Qualifying balance up to $20,000.00
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Over $10,000 requires<br/> collateral/comaker
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$500 Minimum Loan Amount
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Total loan amount cannot exceed $15,000.
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As Low As; Fixed up to 60 months
Note 3
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Fair Isaac Scores: 680-729
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Total loan amount cannot exceed $15,000.
As Low As; for 48 Months
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Total loan amount cannot exceed $15,000.
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Total loan amount cannot exceed $15,000.
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As Low As; 5 Year Maximum Term
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As Low As; Special fixed up to 15 months!
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As Low As; Fixed up to 36 months
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As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment. Maximum loan amount $15,000.
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Total loan amount cannot exceed $15,000.
As Low As; Fixed up to 60 months
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Total loan amount cannot exceed $15,000.
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As Low As; 5 Year Maximum Term
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As Low As; Minimum loan $500.00
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Bethany, CT Personal Loan Rate Trends
Compare local Bethany, CT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Connecticut personal loan rates rose 0.239 points over the past 7 days to 11.148% APR.
Connecticut signature loan rates fell 1.849 points over the past 7 days to 9.204% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Bethany, Connecticut personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Bethany, Connecticut directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Bethany, Connecticut. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in CT.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Connecticut?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Connecticut?
Are credit unions or banks better for personal loans in Bethany, Connecticut?
What are the best personal loan rates in Bethany, Connecticut?
- FD Community Federal Credit Union: 4.50% (2023 & Newer Loan)
- Mutual Security Credit Union: 4.69% (2025 or Newer (less than 5k miles) Loan)
- Selfreliance Federal Credit Union: 4.89% (2024 or Newer Loan)
- Stafford Savings Bank: 5.63% (10 Years Loan)
- Community Healthcare Credit Union: 6.24% (Spring Loan Special)
Personal Loan Calculators
