Best Personal Loan Rates in Wheat Ridge, Colorado (CO) - March 2026
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Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Colorado borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Wheat Ridge, Colorado include: Bellco Credit UnionBellco Credit Union5091 Kipling St Ste 110, Wheat Ridge, CO, 80033A+5.0 ★Texas Ratio: 4.87% offering Personal Loan - Fixed at 10.99% APR, Community Choice Credit Union Commerce City, COCommunity Choice Credit Union Commerce City, CO4203 Wadsworth Blvd, Wheat Ridge, CO, 80033A5.0 ★Texas Ratio: 6.76% offering Signature at 11.20% APR, Foothills Credit UnionFoothills Credit Union3550 Clear Creek Dr, Wheat Ridge, CO, 80401B+4.7 ★Texas Ratio: 18.50% offering Signature Loan at 12.00% APR, Fidelis Catholic Federal Credit UnionFidelis Catholic Federal Credit Union6320 Wadsworth Blvd, Arvada, CO, 80003 4838B4.6 ★Texas Ratio: 19.39% offering Freedom Loan at 4.50% APR, and Electrical Federal Credit UnionElectrical Federal Credit Union5080 W 60th Ave, Arvada, CO, 80003 6919A+5.0 ★Texas Ratio: 1.71% offering Credit Builder Loan at 5.00% APR. Personal loan rates as of March 26, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Wheat Ridge, Colorado can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Wheat Ridge, Colorado.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Wheat Ridge, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 26, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
5091 Kipling St Ste 110, Wheat Ridge, CO, 80033
Personal Loan - Fixed
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
Community Choice Credit Union Commerce City, CO
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
4203 Wadsworth Blvd, Wheat Ridge, CO, 80033
Signature
11.20%
▼
APR11.20%
Last UpdatedMarch 27, 2026
Details
As Low As
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
3550 Clear Creek Dr, Wheat Ridge, CO, 80401
Signature Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Fidelis Catholic Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.39%
6320 Wadsworth Blvd, Arvada, CO, 80003 4838
Freedom Loan
4.50%
▼
APR4.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO, 80003 6919
Credit Builder Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO, 80003 6919
Jumpstart (Apprentice) Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO, 80003 6919
JumpStart Loans
5.00%
▼
APR5.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO, 80734 1427
4-H Loans
5.75%
▼
APR5.75%
Last UpdatedMarch 27, 2026
Details
Up To $4000.00
Denver Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Lakeside Ln, Denver, CO, 80212 7413
Investment Property Loans
6.00%
▼
APR6.00%
Last UpdatedMarch 27, 2026
Details
Property insurance is required, and flood insurance may be required. A minimum FICO score of 680 is required. Minimum loan amount is $50,000- maximum loan amount is $400,000.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO, 80003 6919
Holiday Loan Special
6.00%
▼
APR6.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO, 80301 1412
Energy Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.92%
803 E Olive St, Lamar, CO, 81052
Agriculture Loan (Operating)
6.99%
▼
APR6.99%
Last UpdatedMarch 27, 2026
Details
As Low As
San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1400 E Main St, Montrose, CO, 81401
Recreational Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
8205 Wellington Blvd, Wellington, CO, 80549
Construction Loans
7.25%
▼
APR7.25%
Last UpdatedMarch 27, 2026
Details
As Low As
Solera National Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
319 S Sheridan Blvd, Lakewood, CO, 80226
Self-Directed Retirement Real Estate Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 27, 2026
Details
As Low As; subject to underwriting - the final rate may be higher
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO, 80301 1412
Energy Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO, 80112
Short-Term Solar Electric System Loan (i.e. Solar Tax Credit Loan)
7.50%
▼
APR7.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO, 80112
Single, Everyday, or Long-Term Solar Electric System Loan
7.50%
▼
APR7.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Blue Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.48%
7670 5th St, Wellington, CO, 80549
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 27, 2026
Details
Offer valid until March 21, 2026.
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO, 80112
Short-Term Geothermal System Loan (i.e. Geothermal Tax Credit Loan)
7.50%
▼
APR7.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO, 80112
Long-Term or Everyday Geothermal System Loan
7.50%
▼
APR7.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
8205 Wellington Blvd, Wellington, CO, 80549
Land Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
720 W Midland Ave, Woodland Park, CO, 80863 3025
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO, 80209
RENU Energy Efficient Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 27, 2026
Details
As Low As
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO, 80301 1412
Energy Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 27, 2026
Details
As Low As
Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
5935 S Zang St, Littleton, CO, 80127
Mechanical Coverage Loan
7.75%
▼
APR7.75%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO, 80209
Westerra Energy Efficient Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.92%
803 E Olive St, Lamar, CO, 81052
Agriculture Loan (Equipment)
7.99%
▼
APR7.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.92%
803 E Olive St, Lamar, CO, 81052
Agriculture Loan (Real Estate)
7.99%
▼
APR7.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Solera National Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
319 S Sheridan Blvd, Lakewood, CO, 80226
Self-Directed Retirement Real Estate Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 27, 2026
Details
As Low As; subject to underwriting - the final rate may be higher
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO, 80112
Unsecured Clean Energy Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 27, 2026
Details
As Low As
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO, 80301 1412
Energy Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 27, 2026
Details
As Low As
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
816 Washington Ave, Golden, CO, 80401
Unsecured
8.45%
▼
APR8.45%
Last UpdatedMarch 27, 2026
Details
As Low As; APR* Starting at; APR* up to 18.00%
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
8205 Wellington Blvd, Wellington, CO, 80549
Unsecured Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
9305 W ALAMEDA AVE, LAKEWOOD, CO, 80226
Unsecured
8.49%
▼
APR8.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
822 W Main St, Sterling, CO, 80751
Signature Loan
8.50%
▼
APR8.50%
Last UpdatedMarch 27, 2026
Details
As Low As
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
229 S Colorado Ave, Haxtun, CO, 80731 5018
Signature Loan
8.50%
▼
APR8.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO, 80202 6478
Go Solar Loan
8.60%
▼
APR8.60%
Last UpdatedMarch 27, 2026
Details
Fixed Rates from 8.60% to 8.70% APR*
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO, 80202 6478
Go Solar Loan
8.70%
▼
APR8.70%
Last UpdatedMarch 27, 2026
Details
Fixed Rates from 8.60% to 8.70% APR*
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO, 80112
Unsecured Clean Energy Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 27, 2026
Details
As Low As
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO, 80301 1412
Energy Loan Solar PV only
8.74%
▼
APR8.74%
Last UpdatedMarch 27, 2026
Details
As Low As
Pueblo Government Agencies Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
720 N Greenwood St, Pueblo, CO, 81003 3014
Regular Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 27, 2026
Details
As Low As; *Must meet lending policy requirements, rates are as low as quoted with approved credit and are also based off of the term
Pueblo Government Agencies Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
720 N Greenwood St, Pueblo, CO, 81003 3014
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 27, 2026
Details
As Low As; Regular Signature Loan
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO, 80112
E-Bike Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 27, 2026
Details
As Low As
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO, 81501
Personal Construction Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
3999 E Arapahoe Rd, Centennial, CO, 80122 2076
Holiday Loan/Bridge Loan A 710+
8.99%
▼
APR8.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO, 80112
Unsecured Clean Energy Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
321 Ensign St, Fort Morgan, CO, 80701
Construction Loan
9.21%
▼
APR9.21%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
720 W Midland Ave, Woodland Park, CO, 80863 3025
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO, 80112
E-Bike Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 27, 2026
Details
As Low As
Sunwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
4141 Sovereign Cir, Pueblo, CO, 81005
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1549 E Abriendo Ave, Pueblo, CO, 81004 3403
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
3999 E Arapahoe Rd, Centennial, CO, 80122 2076
Holiday Loan/Bridge Loan B 670-709
9.49%
▼
APR9.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO, 80112
Unsecured Clean Energy Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO, 80003 6919
Signature Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO, 80112
E-Bike Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Denver Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Lakeside Ln, Denver, CO, 80212 7413
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
720 W Midland Ave, Woodland Park, CO, 80863 3025
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 27, 2026
Details
No additional details available.
San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1400 E Main St, Montrose, CO, 81401
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 27, 2026
Details
As Low As
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO, 80204 2118
Other Collateral Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 27, 2026
Details
As Low As
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
7250 Campus Dr, Colorado Springs, CO, 80920 6517
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Grand Junction Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
633 24 Rd, Grand Junction, CO, 81505
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO, 80003 6919
Signature/Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Blue Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.48%
7670 5th St, Wellington, CO, 80549
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
As Low As; for Personal Loans over $7,500.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO, 80003 6919
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
As Low As; Your credit score will determine your rate, maximum loan amount and term.
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1075 Acoma St, Denver, CO, 80204 4326
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
$5,000+
Guadalupe Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
217 W 3rd Ave, Antonito, CO, 81120
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Weld Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO, 80634 3722
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Personal Term Loans (Unsecured/Signature)
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Personal Term Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO, 80112
E-Bike Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.92%
803 E Olive St, Lamar, CO, 81052
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
720 W Midland Ave, Woodland Park, CO, 80863 3025
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO, 80209
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMarch 27, 2026
Details
As Low As
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO, 80209
Unsecured
10.24%
▼
APR10.24%
Last UpdatedMarch 27, 2026
Details
As Low As
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
100 Circle Dr, Delta, CO, 81416
Unsecured
10.25%
▼
APR10.25%
Last UpdatedMarch 27, 2026
Details
As Low As; $5,000 maximum up to 36 month term
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
2711 Commercial Way, Montrose, CO, 81401
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Personal Term Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Personal Term Loans (Unsecured/Signature)
10.49%
▼
APR10.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Rio Grande Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
760 Rood Ave, Grand Junction, CO, 81501 3408
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedMarch 27, 2026
Details
Rates range from 10.50% to 18.00%; Loan limited to 10% of annual gross income
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
751 Chambers Rd, Aurora, CO, 80011 7151
Personal Advance
10.74%
▼
APR10.74%
Last UpdatedMarch 27, 2026
Details
As Low As; A+ Rate
Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
3999 E Arapahoe Rd, Centennial, CO, 80122 2076
Holiday Loan/Bridge Loan C 630-669
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO, 80301 1412
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Columbine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.00%
4902 E Dry Creek Rd, Centennial, CO, 80122
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Consolidation Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Personal Term Loans (Unsecured/Signature)
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Personal Term Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Consolidation Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Guadalupe Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
217 W 3rd Ave, Antonito, CO, 81120
Signature or W/ Cosigner
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Space Age Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.16%
3033 S Parker Rd Ste 800, Aurora, CO, 80014
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO, 80120 4520
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO, 80204 2118
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
6980 S Holly Cir, Centennial, CO, 80112 1018
UNSECURED/PERSONAL
11.24%
▼
APR11.24%
Last UpdatedMarch 27, 2026
Details
As Low As
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1010 Johnson Rd Ste 120, Golden, CO, 80401 6041
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedMarch 27, 2026
Details
No additional details available.
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
751 Chambers Rd, Aurora, CO, 80011 7151
Personal Advance
11.24%
▼
APR11.24%
Last UpdatedMarch 27, 2026
Details
As Low As; A Rate
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
6980 S Holly Cir, Centennial, CO, 80112 1018
Unsecured / Personal
11.49%
▼
APR11.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
7250 Campus Dr, Colorado Springs, CO, 80920 6517
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
2380 E Bridge St, Brighton, CO, 80601
Signature Loan (Personal Loan)
11.49%
▼
APR11.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Consolidation Loan
11.49%
▼
APR11.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
2901 S 27TH AVE, GREELEY, CO, 80631
PERSONAL LOAN (UNSECURED)
11.49%
▼
APR11.49%
Last UpdatedMarch 27, 2026
Details
UP TO 36 MONTHS
Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
5935 S Zang St, Littleton, CO, 80127
Options Loan
11.75%
▼
APR11.75%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO, 80303
Signature Loan3
11.90%
▼
APR11.90%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Consolidation Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Consolidation Loans
11.99%
▼
APR11.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO, 80031 2908
Unsecured Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
3999 E Arapahoe Rd, Centennial, CO, 80122 2076
Holiday Loan/Bridge Loan D 590-629
11.99%
▼
APR11.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
7250 Campus Dr, Colorado Springs, CO, 80920 6517
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO, 80734 1427
Signature Loan - Large
12.00%
▼
APR12.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
3999 E Arapahoe Rd, Centennial, CO, 80122 2076
Holiday Loan/Bridge Loan E <590
12.49%
▼
APR12.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
7250 Campus Dr, Colorado Springs, CO, 80920 6517
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
751 Chambers Rd, Aurora, CO, 80011 7151
Personal Advance
12.74%
▼
APR12.74%
Last UpdatedMarch 27, 2026
Details
As Low As; B Rate
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO, 80303
Signature Loan3
12.90%
▼
APR12.90%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
7250 Campus Dr, Colorado Springs, CO, 80920 6517
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO, 81501
Personal Advances
12.99%
▼
APR12.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1075 Acoma St, Denver, CO, 80204 4326
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedMarch 27, 2026
Details
Up to $4,999.99
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO, 80734 1427
Signature Loan - Small
13.00%
▼
APR13.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO, 80303
Signature Loan3
13.90%
▼
APR13.90%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
3999 E Arapahoe Rd, Centennial, CO, 80122 2076
Signature Loans A 710+
13.99%
▼
APR13.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
3999 E Arapahoe Rd, Centennial, CO, 80122 2076
Unsecured Personal
13.99%
▼
APR13.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
751 Chambers Rd, Aurora, CO, 80011 7151
Personal Advance
14.74%
▼
APR14.74%
Last UpdatedMarch 27, 2026
Details
As Low As; C Rate
Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
3999 E Arapahoe Rd, Centennial, CO, 80122 2076
Signature Loans B 670-709
14.99%
▼
APR14.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Yuma County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
401 MAIN ST, WRAY, CO, 80758 1724
Signature
15.00%
▼
APR15.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Sunwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
4141 Sovereign Cir, Pueblo, CO, 81005
Personal Loan
15.40%
▼
APR15.40%
Last UpdatedMarch 27, 2026
Details
As Low As
Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
3999 E Arapahoe Rd, Centennial, CO, 80122 2076
Signature Loans C 630-669
15.99%
▼
APR15.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
822 W Main St, Sterling, CO, 80751
Loans less than
16.00%
▼
APR16.00%
Last UpdatedMarch 27, 2026
Details
$1500
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
229 S Colorado Ave, Haxtun, CO, 80731 5018
Loans less than
16.00%
▼
APR16.00%
Last UpdatedMarch 27, 2026
Details
$1500
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1010 Johnson Rd Ste 120, Golden, CO, 80401 6041
Rockies Rapid Cash Loan
16.00%
▼
APR16.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
3999 E Arapahoe Rd, Centennial, CO, 80122 2076
Signature Loans D 590-629
16.99%
▼
APR16.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
751 Chambers Rd, Aurora, CO, 80011 7151
Personal Advance
17.99%
▼
APR17.99%
Last UpdatedMarch 27, 2026
Details
As Low As; D Rate
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
751 Chambers Rd, Aurora, CO, 80011 7151
Quick Fix Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 27, 2026
Details
An affordable, short-term loan
Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
5935 S Zang St, Littleton, CO, 80127
Freedom Loan
21.00%
▼
APR21.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
3999 E Arapahoe Rd, Centennial, CO, 80122 2076
Signature Loans E <590
21.99%
▼
APR21.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
5091 Kipling St Ste 110, Wheat Ridge, CO, 80033
Personal Loan - Fixed
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
Blue Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.48%
7670 5th St, Wellington, CO, 80549
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 27, 2026
Details
Offer valid until March 21, 2026.
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
720 W Midland Ave, Woodland Park, CO, 80863 3025
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
8205 Wellington Blvd, Wellington, CO, 80549
Unsecured Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
720 W Midland Ave, Woodland Park, CO, 80863 3025
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Sunwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
4141 Sovereign Cir, Pueblo, CO, 81005
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1549 E Abriendo Ave, Pueblo, CO, 81004 3403
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
720 W Midland Ave, Woodland Park, CO, 80863 3025
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 27, 2026
Details
No additional details available.
San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1400 E Main St, Montrose, CO, 81401
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 27, 2026
Details
As Low As
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1075 Acoma St, Denver, CO, 80204 4326
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
$5,000+
Blue Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.48%
7670 5th St, Wellington, CO, 80549
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
As Low As; for Personal Loans over $7,500.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO, 80003 6919
Signature/Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
7250 Campus Dr, Colorado Springs, CO, 80920 6517
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO, 80209
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMarch 27, 2026
Details
As Low As
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
720 W Midland Ave, Woodland Park, CO, 80863 3025
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Columbine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.00%
4902 E Dry Creek Rd, Centennial, CO, 80122
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO, 80301 1412
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO, 80120 4520
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO, 80204 2118
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1010 Johnson Rd Ste 120, Golden, CO, 80401 6041
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
2901 S 27TH AVE, GREELEY, CO, 80631
PERSONAL LOAN (UNSECURED)
11.49%
▼
APR11.49%
Last UpdatedMarch 27, 2026
Details
UP TO 36 MONTHS
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
2380 E Bridge St, Brighton, CO, 80601
Signature Loan (Personal Loan)
11.49%
▼
APR11.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
7250 Campus Dr, Colorado Springs, CO, 80920 6517
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO, 80031 2908
Unsecured Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
7250 Campus Dr, Colorado Springs, CO, 80920 6517
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
7250 Campus Dr, Colorado Springs, CO, 80920 6517
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1075 Acoma St, Denver, CO, 80204 4326
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedMarch 27, 2026
Details
Up to $4,999.99
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
7250 Campus Dr, Colorado Springs, CO, 80920 6517
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Sunwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
4141 Sovereign Cir, Pueblo, CO, 81005
Personal Loan
15.40%
▼
APR15.40%
Last UpdatedMarch 27, 2026
Details
As Low As
Powered by
MonitorBankRates
No debt consolidation personal loan rates found in Wheat Ridge, CO currently.
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Community Choice Credit Union Commerce City, CO
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
4203 Wadsworth Blvd, Wheat Ridge, CO, 80033
Signature
11.20%
▼
APR11.20%
Last UpdatedMarch 27, 2026
Details
As Low As
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
3550 Clear Creek Dr, Wheat Ridge, CO, 80401
Signature Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
822 W Main St, Sterling, CO, 80751
Signature Loan
8.50%
▼
APR8.50%
Last UpdatedMarch 27, 2026
Details
As Low As
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
229 S Colorado Ave, Haxtun, CO, 80731 5018
Signature Loan
8.50%
▼
APR8.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Pueblo Government Agencies Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
720 N Greenwood St, Pueblo, CO, 81003 3014
Regular Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 27, 2026
Details
As Low As; *Must meet lending policy requirements, rates are as low as quoted with approved credit and are also based off of the term
Pueblo Government Agencies Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
720 N Greenwood St, Pueblo, CO, 81003 3014
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 27, 2026
Details
As Low As; Regular Signature Loan
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO, 80003 6919
Signature Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Denver Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Lakeside Ln, Denver, CO, 80212 7413
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Guadalupe Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
217 W 3rd Ave, Antonito, CO, 81120
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Personal Term Loans (Unsecured/Signature)
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Weld Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO, 80634 3722
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO, 80003 6919
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
As Low As; Your credit score will determine your rate, maximum loan amount and term.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO, 80003 6919
Signature/Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Grand Junction Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
633 24 Rd, Grand Junction, CO, 81505
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.92%
803 E Olive St, Lamar, CO, 81052
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Personal Term Loans (Unsecured/Signature)
10.49%
▼
APR10.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
2711 Commercial Way, Montrose, CO, 81401
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Rio Grande Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
760 Rood Ave, Grand Junction, CO, 81501 3408
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedMarch 27, 2026
Details
Rates range from 10.50% to 18.00%; Loan limited to 10% of annual gross income
Guadalupe Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
217 W 3rd Ave, Antonito, CO, 81120
Signature or W/ Cosigner
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO, 81004 3418
Personal Term Loans (Unsecured/Signature)
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Space Age Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.16%
3033 S Parker Rd Ste 800, Aurora, CO, 80014
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
2380 E Bridge St, Brighton, CO, 80601
Signature Loan (Personal Loan)
11.49%
▼
APR11.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO, 80303
Signature Loan3
11.90%
▼
APR11.90%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO, 80734 1427
Signature Loan - Large
12.00%
▼
APR12.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO, 80303
Signature Loan3
12.90%
▼
APR12.90%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO, 80734 1427
Signature Loan - Small
13.00%
▼
APR13.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO, 80303
Signature Loan3
13.90%
▼
APR13.90%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
3999 E Arapahoe Rd, Centennial, CO, 80122 2076
Signature Loans A 710+
13.99%
▼
APR13.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
3999 E Arapahoe Rd, Centennial, CO, 80122 2076
Signature Loans B 670-709
14.99%
▼
APR14.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Yuma County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
401 MAIN ST, WRAY, CO, 80758 1724
Signature
15.00%
▼
APR15.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
3999 E Arapahoe Rd, Centennial, CO, 80122 2076
Signature Loans C 630-669
15.99%
▼
APR15.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
3999 E Arapahoe Rd, Centennial, CO, 80122 2076
Signature Loans D 590-629
16.99%
▼
APR16.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
3999 E Arapahoe Rd, Centennial, CO, 80122 2076
Signature Loans E <590
21.99%
▼
APR21.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
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No home improvement personal loan rates found in Wheat Ridge, CO currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Colorado?
Most lenders in Wheat Ridge, Colorado require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Colorado often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Wheat Ridge, Colorado require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Colorado?
Yes. Debt consolidation is one of the most common uses of personal loans in Wheat Ridge, Colorado. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Wheat Ridge, Colorado?
Credit unions in Wheat Ridge, Colorado often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Wheat Ridge, Colorado?
- Bellco Credit Union: 10.99% (Personal Loan - Fixed)
- Community Choice Credit Union Commerce City, CO: 11.20% (Signature)
- Foothills Credit Union: 12.00% (Signature Loan)
- Fidelis Catholic Federal Credit Union: 4.50% (Freedom Loan)
- Electrical Federal Credit Union: 5.00% (Credit Builder Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Wheat Ridge, Colorado. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 26, 2026.
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