Best Personal Loan Rates in Littleton, Colorado (CO) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Littleton, Colorado include: Options Credit UnionOptions Credit Union5935 S Zang St, Littleton, CO, 80127A+5.0 ★Texas Ratio: 2.04% offering Mechanical Coverage Loan at 7.75% APR, Denver Community Credit Union DBA Zing Credit UnionDenver Community Credit Union DBA Zing Credit Union101 W Mineral Ave, Littleton, CO, 80120 4500A+5.0 ★Texas Ratio: 2.84% offering Personal Loan at 9.99% APR, Ent Credit UnionEnt Credit Union8155 Piney River Ave Ste 110, Littleton, CO, 80125 8729A+5.0 ★Texas Ratio: 4.95% offering Personal Loan at 9.99% APR, Metrum Community Credit UnionMetrum Community Credit Union7201 S Broadway, Littleton, CO, 80122 8008A+5.0 ★Texas Ratio: 1.43% offering Unsecured / Personal at 10.99% APR, and Bellco Credit UnionBellco Credit Union10058 W Progress Ave, Littleton, CO, 80127A+5.0 ★Texas Ratio: 4.87% offering Personal Loan at 10.99% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Littleton has 8 local institutions in our database, with personal loan rates as low as 7.75% APR from Options Credit Union at 5935 S Zang St, Littleton, CO, 80127. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Littleton, Colorado.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Littleton, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
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$5,000+
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Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
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Up to $4,999.99
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Up To $4000.00
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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As Low As; Regular Signature Loan
As Low As; Rates are rounded up to the nearest 0.25%; Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.
Celebrate 89 Years with up to $8,900 at 8.90% APR*
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As Low As; Rates are rounded up to the nearest 0.25%; Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.
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As Low As; Rates are rounded up to the nearest 0.25%; Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.
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As Low As; Your credit score will determine your rate, maximum loan amount and term.
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As Low As; Rates are rounded up to the nearest 0.25%; Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.
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$1500
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$5,000+
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Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
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Up to $4,999.99
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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As Low As; Regular Signature Loan
Celebrate 89 Years with up to $8,900 at 8.90% APR*
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As Low As; Your credit score will determine your rate, maximum loan amount and term.
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Littleton, CO Personal Loan Rate Trends
Compare local Littleton, CO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado personal loan rates fell 0.190 points over the past 7 days to 11.399% APR.
Colorado signature loan rates fell 0.238 points over the past 7 days to 10.123% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Littleton, Colorado personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Littleton, Colorado directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Littleton, Colorado. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in CO.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Colorado?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Colorado?
Are credit unions or banks better for personal loans in Littleton, Colorado?
What are the best personal loan rates in Littleton, Colorado?
- Options Credit Union: 7.75% (Mechanical Coverage Loan)
- Denver Community Credit Union DBA Zing Credit Union: 9.99% (Personal Loan)
- Ent Credit Union: 9.99% (Personal Loan)
- Metrum Community Credit Union: 10.99% (Unsecured / Personal)
- Bellco Credit Union: 10.99% (Personal Loan)
Personal Loan Calculators
