Best Personal Loan Rates in Commerce City, Colorado (CO) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Commerce City, Colorado include: Ent Credit UnionEnt Credit Union10430 Chambers Rd Ste 1000, Commerce City, CO, 80022A+5.0 ★Texas Ratio: 4.95% offering Personal Loan at 9.99% APR, Community Choice Credit Union Commerce City, COCommunity Choice Credit Union Commerce City, CO6921 E 72nd Ave, Commerce City, CO, 80022 2105A5.0 ★Texas Ratio: 6.76% offering Signature at 11.20% APR, Electrical Federal Credit UnionElectrical Federal Credit UnionA+5.0 ★Texas Ratio: 1.71% offering Credit Builder Loan at 5.00% APR, Holyoke Community Federal Credit UnionHolyoke Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.92% offering 4-H Loans at 5.75% APR, and Denver Fire Department Federal Credit UnionDenver Fire Department Federal Credit UnionA+5.0 ★Texas Ratio: 0.21% offering Investment Property Loans at 6.00% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Commerce City has 2 local institutions in our database, with personal loan rates as low as 9.99% APR from Ent Credit Union at 10430 Chambers Rd Ste 1000, Commerce City, CO, 80022. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Commerce City, Colorado.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Commerce City, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Up To $4000.00
No additional details available.
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Regular Signature Loan
As Low As; Rates are rounded up to the nearest 0.25%; Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.
Celebrate 89 Years with up to $8,900 at 8.90% APR*
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; Rates are rounded up to the nearest 0.25%; Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.
No additional details available.
As Low As
As Low As
As Low As; Rates are rounded up to the nearest 0.25%; Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.
No additional details available.
As Low As
As Low As
No additional details available.
$5,000+
No additional details available.
As Low As; Your credit score will determine your rate, maximum loan amount and term.
As Low As
As Low As; Rates are rounded up to the nearest 0.25%; Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
Up to $4,999.99
As Low As
No additional details available.
$1500
No additional details available.
$1500
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
$5,000+
As Low As
No additional details available.
No additional details available.
As Low As
Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
Up to $4,999.99
As Low As
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As
As Low As
As Low As; Regular Signature Loan
Celebrate 89 Years with up to $8,900 at 8.90% APR*
As Low As
As Low As; Your credit score will determine your rate, maximum loan amount and term.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
Commerce City, CO Personal Loan Rate Trends
Compare local Commerce City, CO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado personal loan rates fell 0.190 points over the past 7 days to 11.399% APR.
Colorado signature loan rates fell 0.392 points over the past 7 days to 10.123% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Colorado?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Colorado?
Are credit unions or banks better for personal loans in Commerce City, Colorado?
What are the best personal loan rates in Commerce City, Colorado?
- Ent Credit Union: 9.99% (Personal Loan)
- Community Choice Credit Union Commerce City, CO: 11.20% (Signature)
- Electrical Federal Credit Union: 5.00% (Credit Builder Loan)
- Holyoke Community Federal Credit Union: 5.75% (4-H Loans)
- Denver Fire Department Federal Credit Union: 6.00% (Investment Property Loans)
Personal Loan Calculators
