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Best Personal Loan Rates in Tonopah, Arizona (AZ) - May 2026

Current personal loan options available to borrowers in Tonopah, Arizona include: District #6 Federal Credit UnionDistrict #6 Federal Credit UnionA5.0 ★Texas Ratio: 10.35% offering Short Term Personal Loan at 5.00% APR, San Diego Firefighters Federal Credit UnionSan Diego Firefighters Federal Credit UnionA+5.0 ★Texas Ratio: 0.91% offering Solar Energy Loan at 5.24% APR, Hughes Federal Credit UnionHughes Federal Credit UnionB+4.8 ★Texas Ratio: 14.56% offering FHA Loan (Purchase) at 5.88% APR, Northrop Grumman Federal Credit UnionNorthrop Grumman Federal Credit UnionA5.0 ★Texas Ratio: 8.11% offering Personal Signature Loan - Closed Fixed APR as low as at 6.74% APR, and America First Federal Credit UnionAmerica First Federal Credit UnionA5.0 ★Texas Ratio: 7.26% offering Lot Loan- 20/5YR Balloon Variable at 6.82% APR. Personal loan rates as of May 20, 2026 according to verified data from MonitorBankRates.

Tonopah borrowers have access to 33 lenders serving the Arizona area, with personal loan rates as low as 5.00% APR from District #6 Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Tonopah, Arizona.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Tonopah, Arizona. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 20, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.35%
Short Term Personal Loan
5.00%
APR5.00%
Last UpdatedMay 20, 2026
Details

No additional details available.

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
Solar Energy Loan
5.24%
APR5.24%
Last UpdatedMay 20, 2026
Details

As Low As; Up to 60 Months, Maximum Loan Amount $125,000

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 14.56%
FHA Loan (Purchase)
5.88%
APR5.88%
Last UpdatedMay 20, 2026
Details

No additional details available.

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
Solar Energy Loan
6.24%
APR6.24%
Last UpdatedMay 20, 2026
Details

As Low As; Up to 120 Months, Maximum Loan Amount $125,000

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 14.56%
VA Loan (Purchase)
6.49%
APR6.49%
Last UpdatedMay 20, 2026
Details

No additional details available.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Personal Signature Loan - Closed Fixed APR as low as
6.74%
APR6.74%
Last UpdatedMay 20, 2026
Details

As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.

District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.35%
Unsecured
6.75%
APR6.75%
Last UpdatedMay 20, 2026
Details

No additional details available.

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
Lot Loan- 20/5YR Balloon Variable
6.82%
APR6.82%
Last UpdatedMay 20, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
Lot Loan- 10 Year Variable
7.01%
APR7.01%
Last UpdatedMay 20, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
Lot Loan- 30/5YR Balloon Variable
7.05%
APR7.05%
Last UpdatedMay 20, 2026
Details

As Low As

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
Solar Energy Loan
7.24%
APR7.24%
Last UpdatedMay 20, 2026
Details

As Low As; Up to 180 Months, Maximum Loan Amount $125,000

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Church Loans
7.25%
APR7.25%
Last UpdatedMay 20, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Faith Organization Loans
7.25%
APR7.25%
Last UpdatedMay 20, 2026
Details

over $250,000; As Low As; 5 year adjustable - starting at 7.25% APR*

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
Lot Loan- 20/5YR Balloon Fixed
7.28%
APR7.28%
Last UpdatedMay 20, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
Lot Loan- 10 Year Fixed
7.48%
APR7.48%
Last UpdatedMay 20, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
Lot Loan- 30/5YR Balloon Fixed
7.48%
APR7.48%
Last UpdatedMay 20, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Faith Organization Loans
7.50%
APR7.50%
Last UpdatedMay 20, 2026
Details

up to $250,000; As Low As; 10 year fixed

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Personal Loan
7.90%
APR7.90%
Last UpdatedMay 20, 2026
Details

Limited time promo

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
Solar Energy Loan
7.99%
APR7.99%
Last UpdatedMay 20, 2026
Details

As Low As; Up to 240 Months, Maximum Loan Amount $125,000

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Solar Loan
7.99%
APR7.99%
Last UpdatedMay 20, 2026
Details

As Low As

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.27%
Unsecured Loans
8.45%
APR8.45%
Last UpdatedMay 20, 2026
Details

As Low As

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
Signature
8.49%
APR8.49%
Last UpdatedMay 20, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Signature Loan(closed-end loan)
8.74%
APR8.74%
Last UpdatedMay 20, 2026
Details

No additional details available.

Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
Signature Loan
8.75%
APR8.75%
Last UpdatedMay 20, 2026
Details

As Low As

District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.35%
Debt Consolidation Loan
8.99%
APR8.99%
Last UpdatedMay 20, 2026
Details

No additional details available.

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Loan
8.99%
APR8.99%
Last UpdatedMay 20, 2026
Details

As Low As; Including Debt Consolidation

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Personal Loan
9.00%
APR9.00%
Last UpdatedMay 20, 2026
Details

As Low As; Terms from 6 to 60 months

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Personal Lines Of Credit
9.00%
APR9.00%
Last UpdatedMay 20, 2026
Details

As Low As; Qualifying balance up to $20,000.00

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Personal Loan
9.00%
APR9.00%
Last UpdatedMay 20, 2026
Details

As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Signature Loan(closed-end loan)
9.24%
APR9.24%
Last UpdatedMay 20, 2026
Details

No additional details available.

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
Debt Consolidation loans
9.30%
APR9.30%
Last UpdatedMay 20, 2026
Details

As Low As;%

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
APR9.49%
Last UpdatedMay 20, 2026
Details

As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
Debt Consolidation loans
9.50%
APR9.50%
Last UpdatedMay 20, 2026
Details

As Low As;%

Cochise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Signature
9.50%
APR9.50%
Last UpdatedMay 20, 2026
Details

No additional details available.

Cochise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Unsecured
9.50%
APR9.50%
Last UpdatedMay 20, 2026
Details

No additional details available.

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
Personal/Unsecured
9.99%
APR9.99%
Last UpdatedMay 20, 2026
Details

As Low As

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 20, 2026
Details

No additional details available.

Arizona Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
You-Name-It Loan Up to 12 Months
9.99%
APR9.99%
Last UpdatedMay 20, 2026
Details

As Low As

Arizona Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
You-Name-It Personal LoanTM
9.99%
APR9.99%
Last UpdatedMay 20, 2026
Details

As Low As; Take control of your financial journey with our competitive You-Name-It Personal LoanTM, with rates as low as 9.99% APR, this is a great option for whatever you need to spend!

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Signature Loans 12 Months
10.04%
APR10.04%
Last UpdatedMay 20, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.69%
Signature Loans
10.49%
APR10.49%
Last UpdatedMay 20, 2026
Details

Minimum $1000, Maximum $50,000

OneAZ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
Personal Loan
10.50%
APR10.50%
Last UpdatedMay 20, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Signature Loan(closed-end loan)
10.74%
APR10.74%
Last UpdatedMay 20, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Signature Loans 36 Months
10.74%
APR10.74%
Last UpdatedMay 20, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 20, 2026
Details

Fixed

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
PERSONAL
10.99%
APR10.99%
Last UpdatedMay 20, 2026
Details

As low as

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
Personal Loans&Lines of Credit
10.99%
APR10.99%
Last UpdatedMay 20, 2026
Details

As Low As; Variable Rate

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
Signature Loans
10.99%
APR10.99%
Last UpdatedMay 20, 2026
Details

As Low As

Alhambra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.40%
Signature
10.99%
APR10.99%
Last UpdatedMay 20, 2026
Details

No additional details available.

Arizona Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
You-Name-It Loan Up to 36 Months
10.99%
APR10.99%
Last UpdatedMay 20, 2026
Details

As Low As

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
Signature Loans
11.00%
APR11.00%
Last UpdatedMay 20, 2026
Details

As Low As

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Personal Loan
11.24%
APR11.24%
Last UpdatedMay 20, 2026
Details

As Low As

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.69%
Signature Loans
11.25%
APR11.25%
Last UpdatedMay 20, 2026
Details

Minimum $1000, Maximum $50,000

Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
Signature loan
11.49%
APR11.49%
Last UpdatedMay 20, 2026
Details

No additional details available.

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 14.56%
Summer/Holiday Loans
11.50%
APR11.50%
Last UpdatedMay 20, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Signature Loans 72 Months
11.64%
APR11.64%
Last UpdatedMay 20, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Personal Loan
11.74%
APR11.74%
Last UpdatedMay 20, 2026
Details

As Low As

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.69%
Signature Loans
11.95%
APR11.95%
Last UpdatedMay 20, 2026
Details

Minimum $1000, Maximum $50,000

Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Signature Loan (Minimum loan amount of
11.99%
APR11.99%
Last UpdatedMay 20, 2026
Details

$1,000; As Low As

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Personal Loan
11.99%
APR11.99%
Last UpdatedMay 20, 2026
Details

As Low As; Terms up to: 60 months

Alhambra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.40%
Advanced Payday Loan (APL)
12.00%
APR12.00%
Last UpdatedMay 20, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Signature Loans 84 Months
12.14%
APR12.14%
Last UpdatedMay 20, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Arizona Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
You-Name-It Loan Up to 60 Months
12.40%
APR12.40%
Last UpdatedMay 20, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
PERSONAL
12.49%
APR12.49%
Last UpdatedMay 20, 2026
Details

As Low As; Fixed

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Personal Loan
12.74%
APR12.74%
Last UpdatedMay 20, 2026
Details

As Low As

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.69%
Signature Loans
12.75%
APR12.75%
Last UpdatedMay 20, 2026
Details

Minimum $1000, Maximum $50,000

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loan
12.99%
APR12.99%
Last UpdatedMay 20, 2026
Details

Up to 60 mo.

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Personal Loan
13.49%
APR13.49%
Last UpdatedMay 20, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Personal Loan
13.74%
APR13.74%
Last UpdatedMay 20, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Personal Loans
13.74%
APR13.74%
Last UpdatedMay 20, 2026
Details

As Low As

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.69%
Signature Loans
13.75%
APR13.75%
Last UpdatedMay 20, 2026
Details

Minimum $1000, Maximum $50,000

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Cash Back
14.25%
APR14.25%
Last UpdatedMay 20, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedMay 20, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedMay 20, 2026
Details

As Low As

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Personal Loan
14.99%
APR14.99%
Last UpdatedMay 20, 2026
Details

As Low As

Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
Unsecured Loan
14.99%
APR14.99%
Last UpdatedMay 20, 2026
Details

No additional details available.

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 14.56%
Signature Loan
15.45%
APR15.45%
Last UpdatedMay 20, 2026
Details

No additional details available.

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Personal Loan
16.49%
APR16.49%
Last UpdatedMay 20, 2026
Details

As Low As

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 14.56%
Credit Builder Signature
17.00%
APR17.00%
Last UpdatedMay 20, 2026
Details

No additional details available.

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
Emergency Loan
18.00%
APR18.00%
Last UpdatedMay 20, 2026
Details

No additional details available.

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
QUICK CASH LOANS
18.00%
APR18.00%
Last UpdatedMay 20, 2026
Details

APPLICATION FEE: $20.00

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.35%
Short Term Personal Loan
5.00%
APR5.00%
Last UpdatedMay 20, 2026
Details

No additional details available.

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Personal Loan
7.90%
APR7.90%
Last UpdatedMay 20, 2026
Details

Limited time promo

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Personal Loan
9.00%
APR9.00%
Last UpdatedMay 20, 2026
Details

As Low As; Terms from 6 to 60 months

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Personal Loan
9.00%
APR9.00%
Last UpdatedMay 20, 2026
Details

As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 20, 2026
Details

No additional details available.

Arizona Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
You-Name-It Personal LoanTM
9.99%
APR9.99%
Last UpdatedMay 20, 2026
Details

As Low As; Take control of your financial journey with our competitive You-Name-It Personal LoanTM, with rates as low as 9.99% APR, this is a great option for whatever you need to spend!

OneAZ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
Personal Loan
10.50%
APR10.50%
Last UpdatedMay 20, 2026
Details

As Low As

Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 20, 2026
Details

Fixed

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
Personal Loans&Lines of Credit
10.99%
APR10.99%
Last UpdatedMay 20, 2026
Details

As Low As; Variable Rate

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Personal Loan
11.24%
APR11.24%
Last UpdatedMay 20, 2026
Details

As Low As

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Personal Loan
11.74%
APR11.74%
Last UpdatedMay 20, 2026
Details

As Low As

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Personal Loan
11.99%
APR11.99%
Last UpdatedMay 20, 2026
Details

As Low As; Terms up to: 60 months

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Personal Loan
12.74%
APR12.74%
Last UpdatedMay 20, 2026
Details

As Low As

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Personal Loan
13.49%
APR13.49%
Last UpdatedMay 20, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Personal Loan
13.74%
APR13.74%
Last UpdatedMay 20, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Personal Loans
13.74%
APR13.74%
Last UpdatedMay 20, 2026
Details

As Low As

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Personal Loan
14.99%
APR14.99%
Last UpdatedMay 20, 2026
Details

As Low As

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Personal Loan
16.49%
APR16.49%
Last UpdatedMay 20, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.35%
Debt Consolidation Loan
8.99%
APR8.99%
Last UpdatedMay 20, 2026
Details

No additional details available.

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
Debt Consolidation loans
9.30%
APR9.30%
Last UpdatedMay 20, 2026
Details

As Low As;%

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
Debt Consolidation loans
9.50%
APR9.50%
Last UpdatedMay 20, 2026
Details

As Low As;%

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedMay 20, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedMay 20, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Personal Signature Loan - Closed Fixed APR as low as
6.74%
APR6.74%
Last UpdatedMay 20, 2026
Details

As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
Signature
8.49%
APR8.49%
Last UpdatedMay 20, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Signature Loan(closed-end loan)
8.74%
APR8.74%
Last UpdatedMay 20, 2026
Details

No additional details available.

Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
Signature Loan
8.75%
APR8.75%
Last UpdatedMay 20, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Loan
8.99%
APR8.99%
Last UpdatedMay 20, 2026
Details

As Low As; Including Debt Consolidation

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Signature Loan(closed-end loan)
9.24%
APR9.24%
Last UpdatedMay 20, 2026
Details

No additional details available.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
APR9.49%
Last UpdatedMay 20, 2026
Details

As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.

Cochise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Signature
9.50%
APR9.50%
Last UpdatedMay 20, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Signature Loans 12 Months
10.04%
APR10.04%
Last UpdatedMay 20, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.69%
Signature Loans
10.49%
APR10.49%
Last UpdatedMay 20, 2026
Details

Minimum $1000, Maximum $50,000

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Signature Loan(closed-end loan)
10.74%
APR10.74%
Last UpdatedMay 20, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Signature Loans 36 Months
10.74%
APR10.74%
Last UpdatedMay 20, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Alhambra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.40%
Signature
10.99%
APR10.99%
Last UpdatedMay 20, 2026
Details

No additional details available.

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
Signature Loans
10.99%
APR10.99%
Last UpdatedMay 20, 2026
Details

As Low As

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
Signature Loans
11.00%
APR11.00%
Last UpdatedMay 20, 2026
Details

As Low As

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.69%
Signature Loans
11.25%
APR11.25%
Last UpdatedMay 20, 2026
Details

Minimum $1000, Maximum $50,000

Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
Signature loan
11.49%
APR11.49%
Last UpdatedMay 20, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Signature Loans 72 Months
11.64%
APR11.64%
Last UpdatedMay 20, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.69%
Signature Loans
11.95%
APR11.95%
Last UpdatedMay 20, 2026
Details

Minimum $1000, Maximum $50,000

Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Signature Loan (Minimum loan amount of
11.99%
APR11.99%
Last UpdatedMay 20, 2026
Details

$1,000; As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Signature Loans 84 Months
12.14%
APR12.14%
Last UpdatedMay 20, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.69%
Signature Loans
12.75%
APR12.75%
Last UpdatedMay 20, 2026
Details

Minimum $1000, Maximum $50,000

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loan
12.99%
APR12.99%
Last UpdatedMay 20, 2026
Details

Up to 60 mo.

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.69%
Signature Loans
13.75%
APR13.75%
Last UpdatedMay 20, 2026
Details

Minimum $1000, Maximum $50,000

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Signature Cash Back
14.25%
APR14.25%
Last UpdatedMay 20, 2026
Details

No additional details available.

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 14.56%
Signature Loan
15.45%
APR15.45%
Last UpdatedMay 20, 2026
Details

No additional details available.

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 14.56%
Credit Builder Signature
17.00%
APR17.00%
Last UpdatedMay 20, 2026
Details

No additional details available.

No home improvement personal loan rates found in Tonopah, AZ currently.

Tonopah, AZ Personal Loan Rate Trends

Compare local Tonopah, AZ personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Arizona Personal Loan Trends →
Personal Loan — AZ Avg
11.908%
▲ 0.053 vs 7 days ago

Arizona personal loan rates rose 0.053 points over the past 7 days to 11.908% APR.

Signature Loan — AZ Avg
11.969%
Unchanged vs 7 days ago

Arizona signature loan rates currently average 11.969% APR.

As of May 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Tonopah, Arizona personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Tonopah, Arizona directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Tonopah, Arizona. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in AZ.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in Arizona?

Most lenders in Tonopah, Arizona require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Arizona often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Tonopah, Arizona require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Arizona?

Yes. Debt consolidation is one of the most common uses of personal loans in Tonopah, Arizona. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Tonopah, Arizona?

Credit unions in Tonopah, Arizona often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Tonopah, Arizona?

  • District #6 Federal Credit Union: 5.00% (Short Term Personal Loan)
  • San Diego Firefighters Federal Credit Union: 5.24% (Solar Energy Loan)
  • Hughes Federal Credit Union: 5.88% (FHA Loan (Purchase))
  • Northrop Grumman Federal Credit Union: 6.74% (Personal Signature Loan - Closed Fixed APR as low as)
  • America First Federal Credit Union: 6.82% (Lot Loan- 20/5YR Balloon Variable)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Tonopah, Arizona. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 20, 2026.