Best Personal Loan Rates in Alabama (AL) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Alabama borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Alabama include: St Thomas Federal Credit UnionSt Thomas Federal Credit Union23210 US Highway 98 Ste B1, Fairhope, AL, 36532 3397A+5.0 ★Texas Ratio: 0.76% offering Relief Loan at 4.00% APR, WCU Credit UnionWCU Credit Union26 Franklin Smith Rd, Moulton, AL, 35650 1923A+5.0 ★Texas Ratio: 1.59% offering Personal Loans at 4.75% APR, Railway Employees Credit UnionRailway Employees Credit Union1604 Gusmus Ave, Muscle Shoals, AL, 35661A+5.0 ★Texas Ratio: 1.07% offering New Lawn Mower Loan at 4.99% APR, Electrical Federal Credit UnionElectrical Federal Credit Union22 Inverness Center Pkwy, Hoover, AL, 35242 4814A+5.0 ★Texas Ratio: 1.71% offering Credit Builder Loan at 5.00% APR, and Platinum Federal Credit UnionPlatinum Federal Credit Union2020 Patton Chapel Rd, Hoover, AL, 35216A+5.0 ★Texas Ratio: 1.95% offering 555 Loan at 5.00% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Alabama side-by-side. Alabama personal loan rates currently start as low as 4.00% APR from St Thomas Federal Credit Union at 23210 US Highway 98 Ste B1, Fairhope, AL, 36532 3397. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Alabama.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Alabama. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
St Thomas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
23210 US Highway 98 Ste B1, Fairhope, AL, 36532 3397
Relief Loan
4.00%
▼
APR4.00%
Last UpdatedMay 14, 2026
Details
As Low As
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
4.75%
▼
APR4.75%
Last UpdatedMay 14, 2026
Details
No additional details available.
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
1604 Gusmus Ave, Muscle Shoals, AL, 35661
New Lawn Mower Loan
4.99%
▼
APR4.99%
Last UpdatedMay 14, 2026
Details
As Low As; mo
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
1604 Gusmus Ave, Muscle Shoals, AL, 35661
New Tractor Loan
4.99%
▼
APR4.99%
Last UpdatedMay 14, 2026
Details
As Low As
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
Credit Builder Loan
5.00%
▼
APR5.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
Jumpstart (Apprentice) Loan
5.00%
▼
APR5.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2020 Patton Chapel Rd, Hoover, AL, 35216
555 Loan
5.00%
▼
APR5.00%
Last UpdatedMay 14, 2026
Details
Fixed at 5.00% up to 5 years
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Personal Loan
5.00%
▼
APR5.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
5.00%
▼
APR5.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Railroad Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
1808 2nd Ave S, Irondale, AL, 35210 1512
New / used 75 mo. / K or > loan amt. (current & prior 2 model years) **
5.25%
▼
APR5.25%
Last UpdatedMay 14, 2026
Details
$20
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
5.50%
▼
APR5.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
5.75%
▼
APR5.75%
Last UpdatedMay 14, 2026
Details
No additional details available.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2020 Patton Chapel Rd, Hoover, AL, 35216
Emergency Loan
5.99%
▼
APR5.99%
Last UpdatedMay 14, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2020 Patton Chapel Rd, Hoover, AL, 35216
Vocational Income Program Loan
5.99%
▼
APR5.99%
Last UpdatedMay 14, 2026
Details
Fixed at 5.99% up to 5 years
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
6.25%
▼
APR6.25%
Last UpdatedMay 14, 2026
Details
No additional details available.
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
334 Victory Drive, Bynum, AL, 36253
Rec Loans
6.50%
▼
APR6.50%
Last UpdatedMay 14, 2026
Details
As Low As
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
1604 Gusmus Ave, Muscle Shoals, AL, 35661
Norfolk Southern Stock Loan
6.50%
▼
APR6.50%
Last UpdatedMay 14, 2026
Details
75% of stock value
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Signature W/Collateral
6.50%
▼
APR6.50%
Last UpdatedMay 14, 2026
Details
As Low As
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
Personal Signature Loan - Closed
6.74%
▼
APR6.74%
Last UpdatedMay 14, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
Alabama Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
909 Anna Ave, Tuscaloosa, AL, 35401
Lifestyle Loan
6.75%
▼
APR6.75%
Last UpdatedMay 14, 2026
Details
As Low As
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedMay 14, 2026
Details
No additional details available.
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
1604 Gusmus Ave, Muscle Shoals, AL, 35661
New R.V. Loan
6.75%
▼
APR6.75%
Last UpdatedMay 14, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
4790 2nd St, Muscle Shoals, AL, 35661 1285
Land Loan
6.75%
▼
APR6.75%
Last UpdatedMay 14, 2026
Details
No additional details available.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
3003 2nd St, Rainbow City, AL, 35906 5979
Construction Loans
6.75%
▼
APR6.75%
Last UpdatedMay 14, 2026
Details
No additional details available.
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Vacation Loan
6.99%
▼
APR6.99%
Last UpdatedMay 14, 2026
Details
As Low As; Borrow up to $5000
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Signature W/Collateral
7.00%
▼
APR7.00%
Last UpdatedMay 14, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedMay 14, 2026
Details
As Low As
Alabama Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
909 Anna Ave, Tuscaloosa, AL, 35401
Land Loans Up To 20 Acres
7.43%
▼
APR7.43%
Last UpdatedMay 14, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Signature W/Collateral
7.50%
▼
APR7.50%
Last UpdatedMay 14, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
400 Arba St, Montgomery, AL, 36104 5106
Unsecured / Signature
7.50%
▼
APR7.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
Legacy Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
1400 20th St S, Birmingham, AL, 35205 4914
Holiday Loan
7.70%
▼
APR7.70%
Last UpdatedMay 14, 2026
Details
Loan amount: $500 - $1,500.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedMay 14, 2026
Details
As Low As
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
334 Victory Drive, Bynum, AL, 36253
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 14, 2026
Details
As Low As
EAST ALABAMA COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
2420 PEPPERELL PKWY, OPELIKA, AL, 36801 6257
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 14, 2026
Details
As Low As; max. amount of $15,000.00
EAST ALABAMA COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
2420 PEPPERELL PKWY, OPELIKA, AL, 36801 6257
Signature
7.99%
▼
APR7.99%
Last UpdatedMay 14, 2026
Details
As Low As; Max amount of $15,000.00
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2020 Patton Chapel Rd, Hoover, AL, 35216
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 14, 2026
Details
As Low As
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
2051 S Broad St, Mobile, AL, 36615 1286
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 14, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2020 Patton Chapel Rd, Hoover, AL, 35216
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 14, 2026
Details
As Low As
Alabama Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
3601 4th Ave S, Birmingham, AL, 35222
Vacation Loans
8.00%
▼
APR8.00%
Last UpdatedMay 14, 2026
Details
As Low As;*%
St Thomas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
23210 US Highway 98 Ste B1, Fairhope, AL, 36532 3397
Consolidation Loan
8.00%
▼
APR8.00%
Last UpdatedMay 14, 2026
Details
As Low As
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
FEDMONT
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
Personal (Unsecured) Loans
8.00%
▼
APR8.00%
Last UpdatedMay 14, 2026
Details
As Low As; $2,500 to $10,000
Neighborhood Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
22 Inverness Center Pkwy, Hoover, AL, 35242
Credit Builder Loan
8.00%
▼
APR8.00%
Last UpdatedMay 14, 2026
Details
1% discount to ["Money wisdom" workshop Graduates](https://neighborhoodtrustfcu.org/financial-wellness)!
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Signature W/Collateral
8.00%
▼
APR8.00%
Last UpdatedMay 14, 2026
Details
As Low As
St Thomas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
23210 US Highway 98 Ste B1, Fairhope, AL, 36532 3397
Revolving Loan
8.00%
▼
APR8.00%
Last UpdatedMay 14, 2026
Details
As Low As
St Thomas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
23210 US Highway 98 Ste B1, Fairhope, AL, 36532 3397
Installment Loan
8.00%
▼
APR8.00%
Last UpdatedMay 14, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Personal Loans
8.25%
▼
APR8.25%
Last UpdatedMay 14, 2026
Details
As Low As
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
15660 Highway 280, Chelsea, AL, 35043
Land Loans
8.49%
▼
APR8.49%
Last UpdatedMay 14, 2026
Details
As Low As
Meridian Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
23210 us Highway 98 ste b1, Fairhope, AL, 36532 3397
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 14, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Signature W/Collateral
8.50%
▼
APR8.50%
Last UpdatedMay 14, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
400 Arba St, Montgomery, AL, 36104 5106
Borrow and Save Loans
8.50%
▼
APR8.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
Starter Loans
8.50%
▼
APR8.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
1604 Gusmus Ave, Muscle Shoals, AL, 35661
Used R.V. Loan
8.50%
▼
APR8.50%
Last UpdatedMay 14, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 14, 2026
Details
As Low As
Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
21511 State Highway 59 S, Robertsdale, AL, 36567 6701
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 14, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
3792 Mance Newton Rd Ste 2, Midland City, AL, 36350
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 14, 2026
Details
As Low As; Rates subject to change. Please call for quote. Additional discounts may be available.
Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
1789 Cong W L Dickinson Dr, Montgomery, AL, 36109 2601
Pool Loans
8.95%
▼
APR8.95%
Last UpdatedMay 14, 2026
Details
No additional details available.
Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
1789 Cong W L Dickinson Dr, Montgomery, AL, 36109 2601
Signature Loans
8.95%
▼
APR8.95%
Last UpdatedMay 14, 2026
Details
No additional details available.
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
334 Victory Drive, Bynum, AL, 36253
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMay 14, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 14, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 14, 2026
Details
No additional details available.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
3003 2nd St, Rainbow City, AL, 35906 5979
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 14, 2026
Details
Rates subject to credit score and term
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Wedding Loan
9.00%
▼
APR9.00%
Last UpdatedMay 14, 2026
Details
As Low As; Borrow up to $15,000. You do need proof of wedding expenses, such as a copy of the contract from the venue, florist, bridal shop, etc.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMay 14, 2026
Details
As Low As
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 14, 2026
Details
No additional details available.
New Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
622 Azalea Rd, Mobile, AL, 36609 1530
Personal/Signature Loan
9.49%
▼
APR9.49%
Last UpdatedMay 14, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedMay 14, 2026
Details
As Low As
Montgomery VA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.22%
345 PERRY HILL RD, MONTGOMERY, AL, 36109
Unsecured
9.50%
▼
APR9.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
FLORENCE
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
1505 N Pine St, Florence, AL, 35630 2285
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 14, 2026
Details
As Low As
FLORENCE
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
1505 N Pine St, Florence, AL, 35630 2285
Personal Unsecured
9.50%
▼
APR9.50%
Last UpdatedMay 14, 2026
Details
As Low As
Alabama Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
909 Anna Ave, Tuscaloosa, AL, 35401
Personal Property
9.75%
▼
APR9.75%
Last UpdatedMay 14, 2026
Details
As Low As
Auburn University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
1290 S Donahue Dr, Auburn, AL, 36832 6330
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedMay 14, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
425 Cox Blvd, Sheffield, AL, 35660
Signature
9.95%
▼
APR9.95%
Last UpdatedMay 14, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 14, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 14, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 14, 2026
Details
As Low As; Your credit score will determine your rate, maximum loan amount and term.
Railroad Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
1808 2nd Ave S, Irondale, AL, 35210 1512
Unsecured loan
9.99%
▼
APR9.99%
Last UpdatedMay 14, 2026
Details
No additional details available.
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 14, 2026
Details
As Low As; Up to $15,000
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
Signature/Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 14, 2026
Details
No additional details available.
Acipco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
1501 31st Ave N, Birmingham, AL, 35207
Signature/Personal
10.00%
▼
APR10.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
4301 Iverson Blvd, Trinity, AL, 35673
Share Loan
10.00%
▼
APR10.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
Signature Loan - Closed End
10.00%
▼
APR10.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
3792 Mance Newton Rd Ste 2, Midland City, AL, 36350
Personal Loans
10.45%
▼
APR10.45%
Last UpdatedMay 14, 2026
Details
As Low As
Riverfall Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
2520 6th St, Tuscaloosa, AL, 35401 1702
Personal
10.49%
▼
APR10.49%
Last UpdatedMay 14, 2026
Details
As Low As
Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
23210 US Highway 98 Ste B1, Fairhope, AL, 36532
Personal Term Note Loan
10.50%
▼
APR10.50%
Last UpdatedMay 14, 2026
Details
$20,000 Maximum - Individual & Joint
Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
23210 US Highway 98 Ste B1, Fairhope, AL, 36532
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
200 E 6TH ST, TUSCUMBIA, AL, 35674
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
33710 US Highway 280, Childersburg, AL, 35044 3016
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 14, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL, 35893
Personal Unsecured Signature - 60 months
10.79%
▼
APR10.79%
Last UpdatedMay 14, 2026
Details
As Low As
Jefferson Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
716 Richard Arrington Jr Blvd N, Birmingham, AL, 35203
Personal Signature Loans (Closed End)
10.80%
▼
APR10.80%
Last UpdatedMay 14, 2026
Details
As Low As
eCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
Closed End Signature Loan
10.90%
▼
APR10.90%
Last UpdatedMay 14, 2026
Details
As Low As
Family Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
2204 Family Security Pl SW, Decatur, AL, 35603
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 14, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 14, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 14, 2026
Details
No additional details available.
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1175 Hillcrest Rd, Mobile, AL, 36695
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 14, 2026
Details
As Low As
The Infirmary Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
750 Morphy Ave, Fairhope, AL, 36532
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 14, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 14, 2026
Details
As Low As; $15,000 -$25,000
The Infirmary Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
750 Morphy Ave, Fairhope, AL, 36532
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 14, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL, 35893
Personal Unsecured Signature - 72 months
10.99%
▼
APR10.99%
Last UpdatedMay 14, 2026
Details
As Low As
Gulf Coast Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.79%
1001 Spring Hill Ave, Mobile, AL, 36604 2713
Signature / Unsecured
10.99%
▼
APR10.99%
Last UpdatedMay 14, 2026
Details
As Low As
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
1731 Noble St, Anniston, AL, 36201
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMay 14, 2026
Details
As Low As
Health Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.92%
1400 6TH Ave S, Birmingham, AL, 35233
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedMay 14, 2026
Details
As Low As
Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
23210 US Highway 98 Ste B1, Fairhope, AL, 36532
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
334 Victory Drive, Bynum, AL, 36253
Personal
11.20%
▼
APR11.20%
Last UpdatedMay 14, 2026
Details
As Low As
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
334 Victory Drive, Bynum, AL, 36253
Signature Loans
11.20%
▼
APR11.20%
Last UpdatedMay 14, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
1800 Honda Dr, Lincoln, AL, 35096 5105
Unsecured Loan
11.24%
▼
APR11.24%
Last UpdatedMay 14, 2026
Details
As Low As
Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3701 Loop Rd, Tuscaloosa, AL, 35404
Signature (Unsecured)
11.49%
▼
APR11.49%
Last UpdatedMay 14, 2026
Details
No additional details available.
Alabama Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
3601 4th Ave S, Birmingham, AL, 35222
Signature Loan
11.50%
▼
APR11.50%
Last UpdatedMay 14, 2026
Details
As Low As
Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
23210 US Highway 98 Ste B1, Fairhope, AL, 36532
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedMay 14, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Personal Loans
11.74%
▼
APR11.74%
Last UpdatedMay 14, 2026
Details
No additional details available.
Alabama Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
3601 4th Ave S, Birmingham, AL, 35222
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedMay 14, 2026
Details
As Low As
eCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
Closed End Signature Loan
11.90%
▼
APR11.90%
Last UpdatedMay 14, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 14, 2026
Details
As Low As; $25,000 or more
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
Signature Loans - Open End
12.00%
▼
APR12.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
1731 Noble St, Anniston, AL, 36201
Personal Loans
12.00%
▼
APR12.00%
Last UpdatedMay 14, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
1800 Honda Dr, Lincoln, AL, 35096 5105
Unsecured Loan
12.24%
▼
APR12.24%
Last UpdatedMay 14, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedMay 14, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Personal Loans
12.74%
▼
APR12.74%
Last UpdatedMay 14, 2026
Details
No additional details available.
Jefferson Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
716 Richard Arrington Jr Blvd N, Birmingham, AL, 35203
Personal Lines of Credit (Open End)
12.90%
▼
APR12.90%
Last UpdatedMay 14, 2026
Details
As Low As
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Signature
12.99%
▼
APR12.99%
Last UpdatedMay 14, 2026
Details
As Low As; Maximum loan 20% of yearly income or $15,000, whichever is lower based on credit score.
Social Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
1200 Reverend Abraham Woods Jr Blvd, Birmingham, AL, 35285
Personal Loan (Closed End)
13.00%
▼
APR13.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
1731 Noble St, Anniston, AL, 36201
Personal Loans
13.00%
▼
APR13.00%
Last UpdatedMay 14, 2026
Details
As Low As
Red Oak Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
1008 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Personal Signature Loans
13.25%
▼
APR13.25%
Last UpdatedMay 14, 2026
Details
No additional details available.
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Personal Loans - Unsecured Closed End Signature Loan - 48 Month Term
13.50%
▼
APR13.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Personal Loans - Unsecured Single Payment Signature Loan - 3 Month Term
13.50%
▼
APR13.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Cottonvalley Dr NW, Huntsville, AL, 35810 6045
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMay 14, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Cottonvalley Dr NW, Huntsville, AL, 35810 6045
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMay 14, 2026
Details
As Low As
eCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
Closed End Signature Loan
13.90%
▼
APR13.90%
Last UpdatedMay 14, 2026
Details
As Low As
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Signature
13.99%
▼
APR13.99%
Last UpdatedMay 14, 2026
Details
As Low As; Maximum loan 20% of yearly income or $15,000, whichever is lower based on credit score.
Social Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
1200 Reverend Abraham Woods Jr Blvd, Birmingham, AL, 35285
Personal Loan (Closed End)
14.00%
▼
APR14.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
1731 Noble St, Anniston, AL, 36201
Personal Loans
14.00%
▼
APR14.00%
Last UpdatedMay 14, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Cottonvalley Dr NW, Huntsville, AL, 35810 6045
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 14, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Cottonvalley Dr NW, Huntsville, AL, 35810 6045
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 14, 2026
Details
As Low As
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Personal Loans - Unsecured Closed End Signature Loan - 60 Month Term
14.50%
▼
APR14.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Signature
14.99%
▼
APR14.99%
Last UpdatedMay 14, 2026
Details
As Low As; Maximum loan 20% of yearly income or $15,000, whichever is lower based on credit score.
Social Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
1200 Reverend Abraham Woods Jr Blvd, Birmingham, AL, 35285
Personal Loan (Closed End)
15.00%
▼
APR15.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
1731 Noble St, Anniston, AL, 36201
Personal Loans
15.00%
▼
APR15.00%
Last UpdatedMay 14, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL, 35893
Personal Stretch*
17.00%
▼
APR17.00%
Last UpdatedMay 14, 2026
Details
As Low As
St Thomas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
23210 US Highway 98 Ste B1, Fairhope, AL, 36532 3397
Credit Repair Loan
18.00%
▼
APR18.00%
Last UpdatedMay 14, 2026
Details
As Low As
Neighborhood Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
22 Inverness Center Pkwy, Hoover, AL, 35242
Debt Consolidation Loans
18.00%
▼
APR18.00%
Last UpdatedMay 14, 2026
Details
discount with direct deposit
Neighborhood Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
22 Inverness Center Pkwy, Hoover, AL, 35242
Personal Loans
18.00%
▼
APR18.00%
Last UpdatedMay 14, 2026
Details
discount with direct deposit
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Personal Loans - Unsecured Breathe Easy Loan* - 12 Month Term
18.00%
▼
APR18.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
4301 Iverson Blvd, Trinity, AL, 35673
Personal / Signature
18.00%
▼
APR18.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
1604 Gusmus Ave, Muscle Shoals, AL, 35661
Unsecured Loan
18.00%
▼
APR18.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
1509 4th Ave S, Birmingham, AL, 35233 1612
Open-End Loan (Revolving Charge)
18.00%
▼
APR18.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
St Thomas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
23210 US Highway 98 Ste B1, Fairhope, AL, 36532 3397
Payday Loans
25.00%
▼
APR25.00%
Last UpdatedMay 14, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
4.75%
▼
APR4.75%
Last UpdatedMay 14, 2026
Details
No additional details available.
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Personal Loan
5.00%
▼
APR5.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
5.00%
▼
APR5.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
5.50%
▼
APR5.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
5.75%
▼
APR5.75%
Last UpdatedMay 14, 2026
Details
No additional details available.
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
6.25%
▼
APR6.25%
Last UpdatedMay 14, 2026
Details
No additional details available.
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedMay 14, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedMay 14, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedMay 14, 2026
Details
As Low As
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
2051 S Broad St, Mobile, AL, 36615 1286
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 14, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2020 Patton Chapel Rd, Hoover, AL, 35216
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 14, 2026
Details
As Low As
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Personal Loans
8.25%
▼
APR8.25%
Last UpdatedMay 14, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 14, 2026
Details
As Low As
Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
21511 State Highway 59 S, Robertsdale, AL, 36567 6701
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 14, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
3792 Mance Newton Rd Ste 2, Midland City, AL, 36350
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 14, 2026
Details
As Low As; Rates subject to change. Please call for quote. Additional discounts may be available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 14, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 14, 2026
Details
No additional details available.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
3003 2nd St, Rainbow City, AL, 35906 5979
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 14, 2026
Details
Rates subject to credit score and term
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMay 14, 2026
Details
As Low As
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 14, 2026
Details
No additional details available.
FLORENCE
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
1505 N Pine St, Florence, AL, 35630 2285
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 14, 2026
Details
As Low As
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
Signature/Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 14, 2026
Details
No additional details available.
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 14, 2026
Details
As Low As; Up to $15,000
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 14, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 14, 2026
Details
No additional details available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
3792 Mance Newton Rd Ste 2, Midland City, AL, 36350
Personal Loans
10.45%
▼
APR10.45%
Last UpdatedMay 14, 2026
Details
As Low As
Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
23210 US Highway 98 Ste B1, Fairhope, AL, 36532
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
200 E 6TH ST, TUSCUMBIA, AL, 35674
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
33710 US Highway 280, Childersburg, AL, 35044 3016
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 14, 2026
Details
As Low As
The Infirmary Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
750 Morphy Ave, Fairhope, AL, 36532
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 14, 2026
Details
As Low As
The Infirmary Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
750 Morphy Ave, Fairhope, AL, 36532
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 14, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 14, 2026
Details
As Low As; $15,000 -$25,000
Family Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
2204 Family Security Pl SW, Decatur, AL, 35603
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 14, 2026
Details
As Low As
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1175 Hillcrest Rd, Mobile, AL, 36695
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 14, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 14, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 14, 2026
Details
No additional details available.
WCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
26 Franklin Smith Rd, Moulton, AL, 35650 1923
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
1731 Noble St, Anniston, AL, 36201
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMay 14, 2026
Details
As Low As
Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
23210 US Highway 98 Ste B1, Fairhope, AL, 36532
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
23210 US Highway 98 Ste B1, Fairhope, AL, 36532
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedMay 14, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Personal Loans
11.74%
▼
APR11.74%
Last UpdatedMay 14, 2026
Details
No additional details available.
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 14, 2026
Details
As Low As; $25,000 or more
Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
1731 Noble St, Anniston, AL, 36201
Personal Loans
12.00%
▼
APR12.00%
Last UpdatedMay 14, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedMay 14, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Personal Loans
12.74%
▼
APR12.74%
Last UpdatedMay 14, 2026
Details
No additional details available.
Social Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
1200 Reverend Abraham Woods Jr Blvd, Birmingham, AL, 35285
Personal Loan (Closed End)
13.00%
▼
APR13.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
1731 Noble St, Anniston, AL, 36201
Personal Loans
13.00%
▼
APR13.00%
Last UpdatedMay 14, 2026
Details
As Low As
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Personal Loans - Unsecured Closed End Signature Loan - 48 Month Term
13.50%
▼
APR13.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Personal Loans - Unsecured Single Payment Signature Loan - 3 Month Term
13.50%
▼
APR13.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Cottonvalley Dr NW, Huntsville, AL, 35810 6045
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMay 14, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Cottonvalley Dr NW, Huntsville, AL, 35810 6045
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMay 14, 2026
Details
As Low As
Social Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
1200 Reverend Abraham Woods Jr Blvd, Birmingham, AL, 35285
Personal Loan (Closed End)
14.00%
▼
APR14.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
1731 Noble St, Anniston, AL, 36201
Personal Loans
14.00%
▼
APR14.00%
Last UpdatedMay 14, 2026
Details
As Low As
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Personal Loans - Unsecured Closed End Signature Loan - 60 Month Term
14.50%
▼
APR14.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
Social Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
1200 Reverend Abraham Woods Jr Blvd, Birmingham, AL, 35285
Personal Loan (Closed End)
15.00%
▼
APR15.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
1731 Noble St, Anniston, AL, 36201
Personal Loans
15.00%
▼
APR15.00%
Last UpdatedMay 14, 2026
Details
As Low As
Neighborhood Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
22 Inverness Center Pkwy, Hoover, AL, 35242
Personal Loans
18.00%
▼
APR18.00%
Last UpdatedMay 14, 2026
Details
discount with direct deposit
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Personal Loans - Unsecured Breathe Easy Loan* - 12 Month Term
18.00%
▼
APR18.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Cottonvalley Dr NW, Huntsville, AL, 35810 6045
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 14, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Cottonvalley Dr NW, Huntsville, AL, 35810 6045
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 14, 2026
Details
As Low As
Neighborhood Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
22 Inverness Center Pkwy, Hoover, AL, 35242
Debt Consolidation Loans
18.00%
▼
APR18.00%
Last UpdatedMay 14, 2026
Details
discount with direct deposit
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Signature W/Collateral
6.50%
▼
APR6.50%
Last UpdatedMay 14, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
Personal Signature Loan - Closed
6.74%
▼
APR6.74%
Last UpdatedMay 14, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Signature W/Collateral
7.00%
▼
APR7.00%
Last UpdatedMay 14, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Signature W/Collateral
7.50%
▼
APR7.50%
Last UpdatedMay 14, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
400 Arba St, Montgomery, AL, 36104 5106
Unsecured / Signature
7.50%
▼
APR7.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2020 Patton Chapel Rd, Hoover, AL, 35216
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 14, 2026
Details
As Low As
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
334 Victory Drive, Bynum, AL, 36253
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 14, 2026
Details
As Low As
EAST ALABAMA COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
2420 PEPPERELL PKWY, OPELIKA, AL, 36801 6257
Signature
7.99%
▼
APR7.99%
Last UpdatedMay 14, 2026
Details
As Low As; Max amount of $15,000.00
EAST ALABAMA COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
2420 PEPPERELL PKWY, OPELIKA, AL, 36801 6257
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 14, 2026
Details
As Low As; max. amount of $15,000.00
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Signature W/Collateral
8.00%
▼
APR8.00%
Last UpdatedMay 14, 2026
Details
As Low As
Meridian Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
23210 us Highway 98 ste b1, Fairhope, AL, 36532 3397
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 14, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Signature W/Collateral
8.50%
▼
APR8.50%
Last UpdatedMay 14, 2026
Details
As Low As
Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
1789 Cong W L Dickinson Dr, Montgomery, AL, 36109 2601
Signature Loans
8.95%
▼
APR8.95%
Last UpdatedMay 14, 2026
Details
No additional details available.
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
334 Victory Drive, Bynum, AL, 36253
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMay 14, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedMay 14, 2026
Details
As Low As
New Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
622 Azalea Rd, Mobile, AL, 36609 1530
Personal/Signature Loan
9.49%
▼
APR9.49%
Last UpdatedMay 14, 2026
Details
As Low As
Auburn University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
1290 S Donahue Dr, Auburn, AL, 36832 6330
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedMay 14, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
425 Cox Blvd, Sheffield, AL, 35660
Signature
9.95%
▼
APR9.95%
Last UpdatedMay 14, 2026
Details
As Low As
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 14, 2026
Details
As Low As; Your credit score will determine your rate, maximum loan amount and term.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
Signature/Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 14, 2026
Details
No additional details available.
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
Signature Loan - Closed End
10.00%
▼
APR10.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Acipco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
1501 31st Ave N, Birmingham, AL, 35207
Signature/Personal
10.00%
▼
APR10.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL, 35893
Personal Unsecured Signature - 60 months
10.79%
▼
APR10.79%
Last UpdatedMay 14, 2026
Details
As Low As
Jefferson Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
716 Richard Arrington Jr Blvd N, Birmingham, AL, 35203
Personal Signature Loans (Closed End)
10.80%
▼
APR10.80%
Last UpdatedMay 14, 2026
Details
As Low As
eCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
Closed End Signature Loan
10.90%
▼
APR10.90%
Last UpdatedMay 14, 2026
Details
As Low As
Gulf Coast Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.79%
1001 Spring Hill Ave, Mobile, AL, 36604 2713
Signature / Unsecured
10.99%
▼
APR10.99%
Last UpdatedMay 14, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL, 35893
Personal Unsecured Signature - 72 months
10.99%
▼
APR10.99%
Last UpdatedMay 14, 2026
Details
As Low As
Health Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.92%
1400 6TH Ave S, Birmingham, AL, 35233
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedMay 14, 2026
Details
As Low As
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
334 Victory Drive, Bynum, AL, 36253
Signature Loans
11.20%
▼
APR11.20%
Last UpdatedMay 14, 2026
Details
As Low As
Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3701 Loop Rd, Tuscaloosa, AL, 35404
Signature (Unsecured)
11.49%
▼
APR11.49%
Last UpdatedMay 14, 2026
Details
No additional details available.
Alabama Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
3601 4th Ave S, Birmingham, AL, 35222
Signature Loan
11.50%
▼
APR11.50%
Last UpdatedMay 14, 2026
Details
As Low As
Alabama Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
3601 4th Ave S, Birmingham, AL, 35222
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedMay 14, 2026
Details
As Low As
eCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
Closed End Signature Loan
11.90%
▼
APR11.90%
Last UpdatedMay 14, 2026
Details
As Low As
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
Signature Loans - Open End
12.00%
▼
APR12.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Signature
12.99%
▼
APR12.99%
Last UpdatedMay 14, 2026
Details
As Low As; Maximum loan 20% of yearly income or $15,000, whichever is lower based on credit score.
Red Oak Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
1008 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Personal Signature Loans
13.25%
▼
APR13.25%
Last UpdatedMay 14, 2026
Details
No additional details available.
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Personal Loans - Unsecured Closed End Signature Loan - 48 Month Term
13.50%
▼
APR13.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Personal Loans - Unsecured Single Payment Signature Loan - 3 Month Term
13.50%
▼
APR13.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
eCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
Closed End Signature Loan
13.90%
▼
APR13.90%
Last UpdatedMay 14, 2026
Details
As Low As
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Signature
13.99%
▼
APR13.99%
Last UpdatedMay 14, 2026
Details
As Low As; Maximum loan 20% of yearly income or $15,000, whichever is lower based on credit score.
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Personal Loans - Unsecured Closed End Signature Loan - 60 Month Term
14.50%
▼
APR14.50%
Last UpdatedMay 14, 2026
Details
No additional details available.
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Signature
14.99%
▼
APR14.99%
Last UpdatedMay 14, 2026
Details
As Low As; Maximum loan 20% of yearly income or $15,000, whichever is lower based on credit score.
Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
4301 Iverson Blvd, Trinity, AL, 35673
Personal / Signature
18.00%
▼
APR18.00%
Last UpdatedMay 14, 2026
Details
No additional details available.
Powered by
MonitorBankRates
No home improvement personal loan rates found in Alabama currently.
Alabama Personal Loan Rate Trends
Compare local Alabama personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — AL Avg
11.124%
▼ 0.691 vs 7 days ago
Alabama personal loan rates fell 0.691 points over the past 7 days to 11.124% APR.
Signature Loan — AL Avg
11.217%
▼ 0.005 vs 7 days ago
Alabama signature loan rates fell 0.005 points over the past 7 days to 11.217% APR.
As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Alabama?
Most lenders in Alabama require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Alabama often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Alabama require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Alabama?
Yes. Debt consolidation is one of the most common uses of personal loans in Alabama. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Alabama?
Credit unions in Alabama often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Alabama?
- St Thomas Federal Credit Union: 4.00% (Relief Loan)
- WCU Credit Union: 4.75% (Personal Loans)
- Railway Employees Credit Union: 4.99% (New Lawn Mower Loan)
- Electrical Federal Credit Union: 5.00% (Credit Builder Loan)
- Platinum Federal Credit Union: 5.00% (555 Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Alabama. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026.
