Best Money Market Rates in Alabama - August 2026

For a limited time, members who have an active direct deposit or bring their direct deposit to us will receive an additional 0.75% added to our current money market rates. This rate applies to balances from $15,000 - $49,999.

$2,500 to $9,999.99

First tier. Minimum balance required to earn the stated APY for each tier is shown in the table above. Withdrawals/transfers in excess of three (3) per month incur a $10.00 fee per transaction. Fees assessed to the account can reduce earnings.

Variable: Prime-3.75%

Earn up to 2.75% APY* on balances of $50,000 or more and pay no monthly service fees. Member accounts insured to $1,000,000**. Federally Insured by NCUA up to $250,000 and additionally insured up to $750,000 by ESI, a private insurance company. ***A Money Market Excessive withdrawal fee will be assessed if more than six withdrawals clear the account in a month.

For a limited time, members who have an active direct deposit or bring their direct deposit to us will receive an additional 0.75% added to our current money market rates. This rate applies to balances from $10,000 - $14,999.

Interest rates and APYs are accurate as of 09/23/2025 and are subject to change without notice at any time, including after the account is opened.; Fees may reduce earnings.; Minimum Daily Balance: $2,500.00

For a limited time, members who have an active direct deposit or bring their direct deposit to us will receive an additional 0.75% added to our current money market rates. This rate applies to balances from $1,000 - $9,999.

This is a variable rate account. The dividend rate and APY may change after the account is opened. Money Market Account balances below $2,500 are subject to a low-balance fee. Fees could reduce earnings on the account. See account disclosures for complete terms and fee information. There is no limit on in-branch withdrawals or ATM withdrawals.

Interest paid monthly to account balance at time statement rendered. APY effective as of 2/05/26. Interest rate may change after account is opened. Annual percentage yield subject to change. At our discretion, we may change the interest rate on the account as often as daily. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded quarterly and will be credited to the account quarterly. If the account is closed before interest is credited, you will not receive the accrued interest. Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. We will use an interest accrual basis of 365 (or 366 in leap year) for each day in the year. Limitations: Fees may reduce earnings on account.

for best yield

Interest rates and APYs are accurate as of 09/23/2025 and are subject to change without notice at any time, including after the account is opened.; Fees may reduce earnings.; Minimum Daily Balance: $2,500.00

Interest paid monthly to account balance at time statement rendered. APY effective as of 2/05/26. Interest rate may change after account is opened. Annual percentage yield subject to change. At our discretion, we may change the interest rate on the account as often as daily. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded quarterly and will be credited to the account quarterly. If the account is closed before interest is credited, you will not receive the accrued interest. Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. We will use an interest accrual basis of 365 (or 366 in leap year) for each day in the year. Limitations: Fees may reduce earnings on account.

Daily Balances of: $250,000.00 and up

The account pays 40% of fed funds for balances over $25,000