Current Birmingham, Alabama and the surrounding area money market deposit account rates include Avadian Credit UnionAvadian Credit Union475 Green Springs Hwy, Birmingham, AL 35209 4921A+5.0 ★Texas Ratio: 3.11% New Business Money Market at 3.65% APY, TruistTruist4705 Meadow Brook Rd, Birmingham, AL 35242A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, Mutual Savings Credit Union Hoover, ALMutual Savings Credit Union Hoover, AL3000 Winewood Rd, Birmingham, AL 35215A+5.0 ★Texas Ratio: 0.63% Elite Money Market at 3.25% APY, Southern Energy Credit UnionSouthern Energy Credit Union750 17th St N, Birmingham, AL 35203A+5.0 ★Texas Ratio: 0.45% Money Market Account at 3.04% APY, and Alabama Credit UnionAlabama Credit Union351 24th St N, Birmingham, AL 35203 3836A5.0 ★Texas Ratio: 6.17% Daily Money Market Accounts at 3.03% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.
Birmingham has 11 local institutions in our database, with money market rates as high as 3.65% APY from Avadian Credit Union at 475 Green Springs Hwy, Birmingham, AL 35209 4921. Use the table below to compare all available offers, including options from institutions serving the broader Alabama area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Birmingham, Alabama and surrounding area. Last Updated and Verified: May 15, 2026
New Money
Over $100,000; ($1,000 Minimum)
($2,500 daily balance required)
Up To
Daily Balances of: $250,000.00 and up
Balances $0 - $24,999.00
Compare local Birmingham, AL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Alabama high-yield MMA rates currently average 3.070% APY.
Alabama standard MMA rates currently average 0.455% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Birmingham, Alabama money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Birmingham, Alabama directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Birmingham, Alabama. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in AL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.