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Fort Mcclellan Credit Union Rates & Review May 2026

Fort Mcclellan Credit Union's 7-Month CD rates are at 3.55%, 7-Month IRA CD rates are at 3.55%, 13-Month CD rates are at 3.00%, 13-Month IRA CD rates are at 3.00%, 18-Month CD rates are at 3.00%. Fort Mcclellan Credit Union's Personal Loan Rates are at 11.00%. MonitorBankRates evaluates the financial stability of Fort Mcclellan Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.60%. Rates were last updated on 05/10/2026.

Fort Mcclellan Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fort Mcclellan Credit Union? Share your experience about Fort Mcclellan Credit Union by leaving a review below, or read customer reviews before you decide to use Fort Mcclellan Credit Union.

MonitorBankRates Verified Strong Badge 2026 Verified Strong Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.60%
Excellent Lower than avg
Fort Mcclellan Credit Union
Golden Springs Corporate Office
1010 Golden Springs Rd
Anniston, AL 36207
https://fortmcclellancu.org
Member NCUA

Fort Mcclellan Credit Union CD Rates

Product Rate APY Term View More
7-Month Certificate 3.49% 3.55% 7
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
7-Month IRA Certificate 3.49% 3.55%
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
13-Month Certificate 2.96% 3.00% 13
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
13-Month IRA Certificate 2.96% 3.00%
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
18-Month Certificate 2.96% 3.00% 18
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
18-Month IRA Certificate 2.96% 3.00%
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
24-Month Certificate 2.96% 3.00% 24
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
24-Month IRA Certificate 2.96% 3.00%
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
6-Month Certificate 2.96% 3.00% 6
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
6-Month IRA Certificate 2.96% 3.00%
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
36-Month Certificate 2.72% 2.75% 36
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
36-Month IRA Certificate 2.72% 2.75%
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
48-Month Certificate 2.72% 2.75% 48
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
48-Month IRA Certificate 2.72% 2.75%
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
60-Month Certificate 2.72% 2.75% 60
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
60-Month IRA Certificate 2.72% 2.75%
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
13-Month Start Up Certificate 1.98% 2.00% 13
Min Balance $500
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
13-Month Start Up IRA Certificate 1.98% 2.00%
Min Balance $500
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
12-Month Certificate 1.00% 1.00% 12
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
12-Month IRA Certificate 1.00% 1.00%
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%

Fort Mcclellan Credit Union Savings Rates

Product Rate APY View More
Christmas & Vacation Club Accounts 0.20% 0.20%
Min Balance $100,001
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
Christmas & Vacation Club Accounts 0.15% 0.15%
Min Balance $50,001
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
Christmas & Vacation Club Accounts 0.10% 0.10%
Min Balance $10,001
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
Christmas & Vacation Club Accounts 0.05% 0.05%
Min Balance $100
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%

Fort Mcclellan Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan (2025 or Newer) - - 4.50% 36 Months
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
New Auto Loan (2025 or Newer) - - 4.75% 60 Months
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
New Auto Loan (2025 or Newer) - - 5.00% 72 Months
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
New Auto Loan (2025 or Newer) - - 6.75% 84 Months
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%

Fort Mcclellan Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Cards - 9.90%
Details Up to $25,000; As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%

Fort Mcclellan Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 11.00%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
Personal Loans - 12.00%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
Personal Loans - 13.00%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
Personal Loans - 14.00%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%
Personal Loans - 15.00%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.60%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Fort Mcclellan Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Fort Mcclellan Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fort Mcclellan Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Fort Mcclellan Credit Union
Address 1010 Golden Springs Rd, Anniston, AL 36207
Phone 256-237-2113
Fax 256-469-2017
President Allen Skelton
CEO Angela Smith
Full-Time Employees 68
Part-Time Employees 1
Branch Locations 6
ATM Locations 6
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.60%
Return on Assets (ROA)
-0.1879%
Return on Equity (ROE)
-1.4535%
Non-Performing Loans Ratio (NPL)
0.78%
Total Assets
221,452,541
Total Amount of Shares and Deposits
200,162,042
Total Shares and Deposits < 1 Year
197,495,851
Total Shares and Deposits 1 3 Years
1,890,479
Total Shares and Deposits > 3 Years
775,712
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,157,253
Total Uninsured Shares and Deposits > $250K (F+J)
5,157,253
Total Insured Shares and Deposits > $250K (item 17 less item K)
195,004,789
Total Interest Expense (Sum of items 6 8)
1,836,337
Share Certificates
1,168
Number of Accounts for Share Drafts
9,055
IRA KEOGH Accounts
572
Number of Accounts for Regular Shares
16,953
All other shares
608
Net Income (unless the amount is already included in Undivided Earnings)
-416,204
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
27,818,738
Total Liabilities
200,949,369
Source: NCUA — Last Updated 09/30/2025
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Customer Reviews

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Frequently Asked Questions About Fort Mcclellan Credit Union

How many branches does Fort Mcclellan Credit Union operate?

Fort Mcclellan Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Fort Mcclellan Credit Union?

Yes, to access services at Fort Mcclellan Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Fort Mcclellan Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fort Mcclellan Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Fort Mcclellan Credit Union offer online and mobile banking?

Most modern institutions like Fort Mcclellan Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://fortmcclellancu.org.

Current Fort Mcclellan Credit Union Rates

  • 12-Month CD1.00%
  • 18-Month CD3.00%
  • 24-Month CD3.00%
  • 60-Month CD2.75%
Retrieved from our database of financial products. Rates subject to change.