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Maine Rate Trends

Mortgage Rates Addison, Maine (ME) for March 2026

Current 30-year fixed mortgage rates in Addison, Maine as of March 20, 2026 are as follows, according to verified data from MonitorBankRates: Kennebunk Savings BankKennebunk Savings Bank10 Western Ave, Berwick, ME, 03901A+5.0 ★Texas Ratio: 0.99% at 6.12%.

Mortgage rates in Addison, Maine (ME) are continually updated to reflect market conditions. Whether you are purchasing a home or refinancing, comparing current loan options across top-rated local lenders and national banks is critical. We empower borrowers with transparent financial health metrics — including A-F Safety Grades, verified Star Ratings, and Texas Ratios — so you can confidently choose a stable, highly-rated institution.

Mortgage Rates reflect actual verified offers from lenders actively lending to Maine borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 20, 2026

Addison, ME Mortgage Rate Trends

Compare local Addison, ME mortgage rate quotes against the statewide average

Weekly mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Maine Trends →
30-Year Fixed — ME Avg
7.150%
▲ 1.065 from last week

For buyers in Addison, ME, the broader Maine 30-year fixed average mortgage rate rose 1.065 points this week to 7.150%, according to MonitorBankRates trend data.

15-Year Fixed — ME Avg
6.582%
▼ 1.189 from last week

For buyers in Addison, ME, the broader Maine 15-year fixed average mortgage rate fell 1.189 points this week to 6.582%, according to MonitorBankRates trend data.

As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare Mortgage Rates Today in Addison, Maine & the Surrounding Area

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Kennebunk Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
10 Western Ave, Berwick, ME, 03901
30 Year Fixed Rate-Servicing Released
6.12%
6.24%
Rate6.12%
APR6.24%
Points0.000
UpdatedMar 20, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Kennebunk Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
10 Western Ave, Berwick, ME, 03901
15 Year Fixed Rate-Servicing Released
5.62%
5.74%
Rate5.62%
APR5.74%
Points0.000
UpdatedMar 20, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Eagle Bank Everett, MA
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
65 Portland Rd, Kennebunk, ME, 04043
7/1 Adjustable Mortgage
5.50%
5.98%
Rate5.50%
APR5.98%
Points0.000
UpdatedMar 17, 2026
Details

5.500% for 84 months, 7.500% for 276 months*

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
136 Commercial St, Biddeford, ME, 04005
3/1 Year ARM
15 years or less
5.88%
5.99%
Rate5.88%
APR5.99%
Points0.000
UpdatedMar 11, 2026
Details

No additional details available.

Eagle Bank Everett, MA
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
65 Portland Rd, Kennebunk, ME, 04043
5/1 Adjustable Mortgage
5.38%
6.03%
Rate5.38%
APR6.03%
Points0.000
UpdatedMar 17, 2026
Details

5.375% for 60 months, 7.375% for 300 months*

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
136 Commercial St, Biddeford, ME, 04005
5/1 Year ARM
15 yrs or less
6.12%
6.14%
Rate6.12%
APR6.14%
Points0.000
UpdatedMar 11, 2026
Details

No additional details available.

Eagle Bank Everett, MA
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
65 Portland Rd, Kennebunk, ME, 04043
3/1 Adjustable Mortgage
5.62%
6.23%
Rate5.62%
APR6.23%
Points0.000
UpdatedMar 17, 2026
Details

5.625% for 36 months, 7.625% for 324 months*

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
13 Elm St, Augusta, ME, 04101
5/1 Adjustable Rate Mortgage - 30 Year Term
30 Year
6.00%
6.25%
Rate6.00%
APR6.25%
Points0.000
UpdatedMar 15, 2026
Details

No additional details available.

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
136 Commercial St, Biddeford, ME, 04005
3/1 Year ARM
16 to 30 years
5.99%
6.25%
Rate5.99%
APR6.25%
Points0.000
UpdatedMar 11, 2026
Details

No additional details available.

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
136 Commercial St, Biddeford, ME, 04005
5/1 Year ARM
16 to 30 years
6.25%
6.32%
Rate6.25%
APR6.32%
Points0.000
UpdatedMar 11, 2026
Details

No additional details available.

Kennebec Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
1 Northern Ave, Augusta, ME, 04032
5/1 ARM
6.00%
6.38%
Rate6.00%
APR6.38%
Points0.000
UpdatedMar 20, 2026
Details

No additional details available.

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
13 Elm St, Augusta, ME, 04101
5/1 Adjustable Rate Mortgage - 30 Year Term
Initial 5 Year Fixed Rate
6.12%
6.38%
Rate6.12%
APR6.38%
Points0.000
UpdatedMar 15, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Kennebunk Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
10 Western Ave, Berwick, ME, 03901
Jumbo 20 Year Fixed Rate
6.00%
6.04%
Rate6.00%
APR6.04%
Points0.000
UpdatedMar 20, 2026
Details

No additional details available.

Kennebunk Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
10 Western Ave, Berwick, ME, 03901
Jumbo 15 Year Fixed Rate
6.00%
6.05%
Rate6.00%
APR6.05%
Points0.000
UpdatedMar 20, 2026
Details

No additional details available.

Kennebunk Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
10 Western Ave, Berwick, ME, 03901
Jumbo 30 Year Fixed Rate
6.25%
6.28%
Rate6.25%
APR6.28%
Points0.000
UpdatedMar 20, 2026
Details

No additional details available.

No FHA Loans rates found in Addison, ME currently.
No VA Loans rates found in Addison, ME currently.
The mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment.

Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Addison, Maine directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Addison, Maine. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in ME.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.

Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.

Frequently Asked Questions about Mortgage Rates in Addison, Maine

How does my credit score affect my rate in Maine?

Your credit score is a major factor. Generally, borrowers in Addison, Maine with higher credit scores (760+) receive the lowest interest rates.

What is a 30-Year Fixed Mortgage?

A 30-year fixed-rate mortgage is a home loan where the interest rate remains the same for the entire 30-year term. It is the most popular type of mortgage in Maine because it offers lower monthly payments compared to shorter-term loans.

What are closing costs in Maine?

Closing costs are fees paid at the end of a real estate transaction, typically ranging from 2% to 5% of the loan amount. In Maine, these may include appraisal fees, title insurance, and recording fees.

Should I lock my mortgage rate?

If you are satisfied with the current rate and worried rates might rise before closing on your home in Addison, Maine, locking your rate is a good idea. It guarantees your rate for a specific period.

What is an Adjustable-Rate Mortgage (ARM)?

An ARM has an interest rate that can change over time. It usually starts with a lower fixed rate for a period (e.g., 5 years) before adjusting annually based on market indices.

What is a Jumbo Loan in Addison, Maine?

A Jumbo Loan exceeds the conforming loan limits set by the FHFA. In high-cost areas of Maine, these limits are higher. These loans typically require stronger credit and larger down payments.

Do I need 20% down to buy a house in Maine?

No. While 20% avoids Private Mortgage Insurance (PMI), many lenders in Addison, Maine offer loans with as little as 3% or 3.5% down (FHA). VA loans may require no down payment.

What is the difference between Interest Rate and APR?

The interest rate is the cost of borrowing the principal. The APR (Annual Percentage Rate) includes the interest rate plus other costs like points and fees, giving a truer cost of the loan.

How do I find the best lender in Addison, Maine?

Compare rates from multiple sources including local banks, credit unions, and online lenders using the tables on this page to find the best offer for your situation.

What are the best Mortgage rates in Addison, Maine?

  • Kennebunk Savings Bank: 6.12% (30 Year Fixed Rate-Servicing Released)
Mortgage Rates reflect actual verified offers from lenders actively lending to Maine borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 20, 2026