MonitorBankRates
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Mortgage Rates Worthington Springs, Florida (FL) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of lenders actively lending in Worthington Springs, Florida. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Mortgage Rates Last Updated and Verified: April 3, 2026

Current 30-year fixed mortgage rates in Worthington Springs, Florida include Crews Bank & TrustCrews Bank & TrustA+5.0 ★Texas Ratio: 0.40% at 5.75%, SUMA Federal Credit UnionSUMA Federal Credit UnionA5.0 ★Texas Ratio: 12.20% at 5.88%, Orlando Credit UnionOrlando Credit UnionA5.0 ★Texas Ratio: 8.28% at 5.88%, Achieva Credit UnionAchieva Credit UnionA+5.0 ★Texas Ratio: 1.90% at 5.88%, and Florida Central Credit UnionFlorida Central Credit UnionA+5.0 ★Texas Ratio: 4.30% at 5.85%. Mortgage rates as of April 3, 2026 according to verified data from MonitorBankRates.

Worthington Springs borrowers have access to 31 lenders serving the Florida area, with mortgage rates as low as 5.75% from Crews Bank & Trust. Use the tabs below to compare available loan types. Rates are continually updated — we recommend checking back frequently.

Mortgage Rates reflect actual verified offers from lenders actively lending to Florida borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: April 3, 2026

Compare Mortgage Rates Today in Worthington Springs, Florida & the Surrounding Area

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Crews Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
30-Year Fixed
5.75%
5.78%
View
▼
Rate5.75%
APR5.78%
Points0.000
UpdatedApr 2, 2026
Details

No additional details available.

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
30 Year Fixed Mortgage
359
5.88%
5.91%
View
▼
Rate5.88%
APR5.91%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
30 Year Fixed
30 Year
5.88%
5.96%
View
▼
Rate5.88%
APR5.96%
Points0.000
UpdatedMar 28, 2026
Details

As Low As

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
30 Year Fixed Rate
5.88%
5.96%
View
▼
Rate5.88%
APR5.96%
Points0.000
UpdatedMar 24, 2026
Details

No additional details available.

Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
30 Year Fixed
5.85%
5.99%
View
▼
Rate5.85%
APR5.99%
Points0.000
UpdatedMar 26, 2026
Details

As Low As

Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
SECOND HOME 30 Year Fixed
5.85%
5.99%
View
▼
Rate5.85%
APR5.99%
Points0.000
UpdatedMar 26, 2026
Details

As Low As

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
30 Year Mortgages
30
6.12%
6.18%
View
▼
Rate6.12%
APR6.18%
Points0.000
UpdatedApr 2, 2026
Details

No additional details available.

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
30 Year Mortgages Purchase
30 Year
6.12%
6.18%
View
▼
Rate6.12%
APR6.18%
Points0.000
UpdatedApr 2, 2026
Details

No additional details available.

Community Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
30 YEAR FIXED
30
6.12%
6.20%
View
▼
Rate6.12%
APR6.20%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
30 Year Fixed
6.19%
6.20%
View
▼
Rate6.19%
APR6.20%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
30-Year Fixed Mortgage
6.38%
6.38%
View
▼
Rate6.38%
APR6.38%
Points0.000
UpdatedMar 25, 2026
Details

As Low As; POINTS MAY APPLY

First American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
30 Year Fixed Rate
6.25%
6.39%
View
▼
Rate6.25%
APR6.39%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
30 year fixed
6.25%
6.42%
View
▼
Rate6.25%
APR6.42%
Points0.500
UpdatedMar 25, 2026
Details

As Low As

UCB United Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
30 Year Fixed Rate Mortgage
30
6.38%
6.42%
View
▼
Rate6.38%
APR6.42%
Points0.000
UpdatedApr 3, 2026
Details

No additional details available.

ConnectOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
30 Year Fixed
6.38%
6.44%
View
▼
Rate6.38%
APR6.44%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
30 Year Fixed Rate
30 Year
6.38%
6.49%
View
▼
Rate6.38%
APR6.49%
Points0.000
UpdatedMar 24, 2026
Details

As Low As; Purchase

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
30 year fixed
6.38%
6.50%
View
▼
Rate6.38%
APR6.50%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
30 Year Fixed No Cost
6.54%
6.54%
View
▼
Rate6.54%
APR6.54%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
30 Year Fixed
30
6.38%
6.55%
View
▼
Rate6.38%
APR6.55%
Points0.750
UpdatedMar 25, 2026
Details

As Low As

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
30-Year Fixed Rate
6.50%
6.58%
View
▼
Rate6.50%
APR6.58%
Points0.250
UpdatedMar 25, 2026
Details

No additional details available.

iThink Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
30 Year Fixed
30
6.50%
6.58%
View
▼
Rate6.50%
APR6.58%
Points0.000
UpdatedApr 2, 2026
Details

No additional details available.

Interamerican Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
30-year Fixed
6.50%
6.58%
View
▼
Rate6.50%
APR6.58%
Points0.000
UpdatedApr 3, 2026
Details

No additional details available.

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
30-Year Fixed Rate
6.50%
6.61%
View
▼
Rate6.50%
APR6.61%
Points0.625
UpdatedMar 25, 2026
Details

Rates shown include 0.125% autopay and paperless discount.

Seacoast National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
30 Year Fixed
6.50%
6.62%
View
▼
Rate6.50%
APR6.62%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
30 Year Fixed Rate
30 Year
6.50%
6.67%
View
▼
Rate6.50%
APR6.67%
Points0.000
UpdatedMar 24, 2026
Details

As Low As; Refinance

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
30-Year Fixed
360
6.49%
6.67%
View
▼
Rate6.49%
APR6.67%
Points0.696
UpdatedMar 29, 2026
Details

No additional details available.

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
30 Year Fixed (Conforming)
6.62%
6.72%
View
▼
Rate6.62%
APR6.72%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
30-year fixed refinance
30-year
6.62%
6.78%
View
▼
Rate6.62%
APR6.78%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
30 Year Fixed Rate
30
6.77%
6.82%
View
▼
Rate6.77%
APR6.82%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
30 Year Fixed Rate
6.75%
6.82%
View
▼
Rate6.75%
APR6.82%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
30-Year Fixed
360
6.70%
6.90%
View
▼
Rate6.70%
APR6.90%
Points0.865
UpdatedMar 29, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
30-Year Fixed
360
6.80%
6.91%
View
▼
Rate6.80%
APR6.91%
Points-0.049
UpdatedMar 29, 2026
Details

No additional details available.

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
30 Year Fixed (Conforming)
6.88%
6.96%
View
▼
Rate6.88%
APR6.96%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Tyndall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
30-Year Fixed (DU)
6.75%
7.00%
View
▼
Rate6.75%
APR7.00%
Points-0.125
UpdatedMar 29, 2026
Details

No additional details available.

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
30 Year Fixed Rate
7.00%
7.07%
View
▼
Rate7.00%
APR7.07%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
30-Year Fixed
360
6.99%
7.08%
View
▼
Rate6.99%
APR7.08%
Points-0.205
UpdatedMar 29, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Crews Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
15-Year Fixed
5.00%
5.04%
View
▼
Rate5.00%
APR5.04%
Points0.000
UpdatedApr 2, 2026
Details

No additional details available.

Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
15 Year Fixed
15 Year
5.12%
5.26%
View
▼
Rate5.12%
APR5.26%
Points0.000
UpdatedMar 28, 2026
Details

As Low As

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
15 Year Fixed Mortgage
179
5.25%
5.31%
View
▼
Rate5.25%
APR5.31%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Community Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
15 YEAR FIXED
15
5.38%
5.50%
View
▼
Rate5.38%
APR5.50%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
15 Year Fixed Rate
5.38%
5.53%
View
▼
Rate5.38%
APR5.53%
Points0.000
UpdatedMar 24, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
15-Year Fixed Mortgage
5.62%
5.62%
View
▼
Rate5.62%
APR5.62%
Points0.000
UpdatedMar 25, 2026
Details

As Low As; POINTS MAY APPLY

Alabama Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
15 Year Fixed, First Mortgage
5.50%
5.68%
View
▼
Rate5.50%
APR5.68%
Points0.500
UpdatedMar 25, 2026
Details

Loan to Value %: 80%

Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
15 Year Fixed
5.69%
5.71%
View
▼
Rate5.69%
APR5.71%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

UCB United Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
15 Year Fixed Rate
5.75%
5.83%
View
▼
Rate5.75%
APR5.83%
Points0.000
UpdatedApr 3, 2026
Details

No additional details available.

UCB United Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
15 Year Fixed Rate Mortgage
15
5.75%
5.83%
View
▼
Rate5.75%
APR5.83%
Points0.000
UpdatedApr 3, 2026
Details

No additional details available.

ConnectOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
15 Year Fixed
5.75%
5.85%
View
▼
Rate5.75%
APR5.85%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
15 Year Fixed
15
5.62%
5.92%
View
▼
Rate5.62%
APR5.92%
Points0.750
UpdatedMar 25, 2026
Details

As Low As

Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
15 Year Fixed Rate
15 Year
5.75%
5.93%
View
▼
Rate5.75%
APR5.93%
Points0.000
UpdatedMar 24, 2026
Details

As Low As; Purchase

First American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
15 Year Fixed Rate
5.75%
5.98%
View
▼
Rate5.75%
APR5.98%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
15-Year Fixed Rate
5.88%
5.99%
View
▼
Rate5.88%
APR5.99%
Points0.250
UpdatedMar 25, 2026
Details

Rates shown include 0.125% autopay and paperless discount.

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
15-Year Fixed Rate
5.88%
6.00%
View
▼
Rate5.88%
APR6.00%
Points0.250
UpdatedMar 25, 2026
Details

No additional details available.

iThink Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
15 Year Fixed
15
5.88%
6.00%
View
▼
Rate5.88%
APR6.00%
Points0.000
UpdatedApr 2, 2026
Details

No additional details available.

Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
15 Year Fixed
5.50%
6.01%
View
▼
Rate5.50%
APR6.01%
Points0.000
UpdatedMar 26, 2026
Details

As Low As

Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
SECOND HOME 15 Year Fixed
5.50%
6.01%
View
▼
Rate5.50%
APR6.01%
Points0.000
UpdatedMar 26, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
15 year fixed
5.50%
6.03%
View
▼
Rate5.50%
APR6.03%
Points0.500
UpdatedMar 25, 2026
Details

As Low As

Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
15 Year Fixed No Cost
6.04%
6.04%
View
▼
Rate6.04%
APR6.04%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
15-Year Fixed
180
5.75%
6.05%
View
▼
Rate5.75%
APR6.05%
Points0.829
UpdatedMar 29, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
15-Year Fixed
180
5.75%
6.06%
View
▼
Rate5.75%
APR6.06%
Points0.909
UpdatedMar 29, 2026
Details

No additional details available.

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
15 year fixed
5.88%
6.07%
View
▼
Rate5.88%
APR6.07%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
15 Year Fixed Rate
6.00%
6.10%
View
▼
Rate6.00%
APR6.10%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Seacoast National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
15 Year Fixed
5.75%
6.10%
View
▼
Rate5.75%
APR6.10%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
15 Year Fixed (Conforming)
6.00%
6.13%
View
▼
Rate6.00%
APR6.13%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Interamerican Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
15-year Fixed
6.00%
6.13%
View
▼
Rate6.00%
APR6.13%
Points0.000
UpdatedApr 3, 2026
Details

No additional details available.

Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
15 Year Fixed Rate
15 Year
5.88%
6.14%
View
▼
Rate5.88%
APR6.14%
Points0.000
UpdatedMar 24, 2026
Details

As Low As; Refinance

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
15 Year Fixed (Conforming)
6.00%
6.15%
View
▼
Rate6.00%
APR6.15%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
15 Year Fixed Rate
6.12%
6.24%
View
▼
Rate6.12%
APR6.24%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
15-Year Fixed
180
6.10%
6.24%
View
▼
Rate6.10%
APR6.24%
Points-0.187
UpdatedMar 29, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
15-Year Fixed
180
6.10%
6.26%
View
▼
Rate6.10%
APR6.26%
Points-0.107
UpdatedMar 29, 2026
Details

No additional details available.

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
15 Year Fixed
6.50%
6.53%
View
▼
Rate6.50%
APR6.53%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Alabama Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
3/1 ARM, First Mortgage
5.00%
5.06%
View
▼
Rate5.00%
APR5.06%
Points0.000
UpdatedMar 25, 2026
Details

Loan to Value %: 80%

Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
5/1 Adjustable Rate Mortgage (ARM)
5.25%
5.39%
View
▼
Rate5.25%
APR5.39%
Points0.000
UpdatedApr 2, 2026
Details

Available for a limited time only!

Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Jumbo Mortgages
5/5
5.38%
5.54%
View
▼
Rate5.38%
APR5.54%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

Alabama Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
5/1 ARM, First Mortgage
5.50%
5.56%
View
▼
Rate5.50%
APR5.56%
Points0.000
UpdatedMar 25, 2026
Details

Loan to Value %: 80%

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Jumbo 5/5 ARM
5.50%
5.59%
View
▼
Rate5.50%
APR5.59%
Points0.500
UpdatedMar 25, 2026
Details

As Low As

ConnectOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
5/6 ARM
5.25%
5.61%
View
▼
Rate5.25%
APR5.61%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
5/5 ARM
5.50%
5.64%
View
▼
Rate5.50%
APR5.64%
Points0.500
UpdatedMar 25, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Jumbo 5/5 ARM
5.62%
5.67%
View
▼
Rate5.62%
APR5.67%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

ConnectOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
7/6 ARM
5.38%
5.70%
View
▼
Rate5.38%
APR5.70%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
5/5 ARM
5.62%
5.72%
View
▼
Rate5.62%
APR5.72%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Jumbo 7/6 ARM
5.75%
5.84%
View
▼
Rate5.75%
APR5.84%
Points0.500
UpdatedMar 25, 2026
Details

As Low As

Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
5 Year Adjustable Rate
5.75%
5.86%
View
▼
Rate5.75%
APR5.86%
Points0.000
UpdatedMar 24, 2026
Details

Purchase

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
7/6 ARM
5.75%
5.89%
View
▼
Rate5.75%
APR5.89%
Points0.500
UpdatedMar 25, 2026
Details

As Low As

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
7/1 ARM Jumbo
5.12%
5.89%
View
▼
Rate5.12%
APR5.89%
Points1.000
UpdatedMar 24, 2026
Details

No additional details available.

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
5/1 Year Adjustable
60
5.25%
5.90%
View
▼
Rate5.25%
APR5.90%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
5 Year Adjustable Rate
5.75%
5.91%
View
▼
Rate5.75%
APR5.91%
Points0.000
UpdatedMar 24, 2026
Details

Refinance

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
7/1 Year Adjustable
84
5.50%
5.91%
View
▼
Rate5.50%
APR5.91%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Jumbo 7/6 ARM
5.88%
5.92%
View
▼
Rate5.88%
APR5.92%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
5/1 ARM Jumbo
5.12%
5.93%
View
▼
Rate5.12%
APR5.93%
Points1.000
UpdatedMar 24, 2026
Details

No additional details available.

Alabama Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
5/5 ARM, First Mortgage
5.88%
5.94%
View
▼
Rate5.88%
APR5.94%
Points0.000
UpdatedMar 25, 2026
Details

Loan to Value %: 80%

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
7/6 ARM
5.88%
5.97%
View
▼
Rate5.88%
APR5.97%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
7/1 ARM
5.50%
5.97%
View
▼
Rate5.50%
APR5.97%
Points0.000
UpdatedMar 24, 2026
Details

No additional details available.

Tyndall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
7/6 Adjustable Rate Mortgage
5.50%
6.05%
View
▼
Rate5.50%
APR6.05%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Alabama Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
7/1 ARM, First Mortgage
6.00%
6.06%
View
▼
Rate6.00%
APR6.06%
Points0.000
UpdatedMar 25, 2026
Details

Loan to Value %: 80%

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Jumbo 10/1 ARM
6.00%
6.09%
View
▼
Rate6.00%
APR6.09%
Points0.500
UpdatedMar 25, 2026
Details

As Low As

Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
5/1 ARM (15 year)
5.64%
6.09%
View
▼
Rate5.64%
APR6.09%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
5/1 ARM
5/1
5.38%
6.11%
View
▼
Rate5.38%
APR6.11%
Points0.000
UpdatedApr 2, 2026
Details

No additional details available.

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
5/1 ARM, Primary Purchase
5.38%
6.11%
View
▼
Rate5.38%
APR6.11%
Points0.000
UpdatedApr 2, 2026
Details

No additional details available.

Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
5/1 ARM (15 year)
5.64%
6.12%
View
▼
Rate5.64%
APR6.12%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
5/1 ARM
5.62%
6.14%
View
▼
Rate5.62%
APR6.14%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Jumbo 5/1 ARM
5.75%
6.15%
View
▼
Rate5.75%
APR6.15%
Points0.000
UpdatedMar 28, 2026
Details

Margin: 2.50%; Percentage Caps†: 2/2/6; CMT Index: 3.975%

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Jumbo 10/1 ARM
6.12%
6.17%
View
▼
Rate6.12%
APR6.17%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
3/1 ARM
5.50%
6.17%
View
▼
Rate5.50%
APR6.17%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
10/1 ARM Jumbo
6.00%
6.20%
View
▼
Rate6.00%
APR6.20%
Points0.000
UpdatedMar 24, 2026
Details

No additional details available.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Jumbo 3/1 ARM
5.63%
6.21%
View
▼
Rate5.63%
APR6.21%
Points0.000
UpdatedMar 28, 2026
Details

Margin: 2.50%; Percentage Caps†: 2/2/6; CMT Index: 3.975%

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7/1 ARM
6.12%
6.27%
View
▼
Rate6.12%
APR6.27%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Jumbo 7/1 ARM
6.13%
6.27%
View
▼
Rate6.13%
APR6.27%
Points0.000
UpdatedMar 28, 2026
Details

Margin: 2.50%; Percentage Caps†: 2/2/6; CMT Index: 3.975%

Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
5/1 ARM (15 year) Low Cost
5.94%
6.27%
View
▼
Rate5.94%
APR6.27%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5/1 Year ARM
5.25%
6.30%
View
▼
Rate5.25%
APR6.30%
Points1.000
UpdatedMar 25, 2026
Details

As Low As

Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
3/1 ARM (15 year)
5.79%
6.37%
View
▼
Rate5.79%
APR6.37%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
5/1 ARM (30 year)
5.84%
6.40%
View
▼
Rate5.84%
APR6.40%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
3/1 ARM (15 year)
5.79%
6.40%
View
▼
Rate5.79%
APR6.40%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
5/1 ARM (30 year)
5.84%
6.41%
View
▼
Rate5.84%
APR6.41%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo adjustable-rate mortgage (ARM) loans 7/1 yr
7/1 yr
6.00%
6.42%
View
▼
Rate6.00%
APR6.42%
Points0.995
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo adjustable-rate mortgage (ARM) loans 5/1 yr
5/1 yr
5.88%
6.42%
View
▼
Rate5.88%
APR6.42%
Points0.915
UpdatedMar 29, 2026
Details

No additional details available.

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
5/6 ARM
6.00%
6.43%
View
▼
Rate6.00%
APR6.43%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
5/1 yr Jumbo adjustable-rate mortgage (ARM) loans
5/1 yr
6.00%
6.45%
View
▼
Rate6.00%
APR6.45%
Points0.665
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
7/1 yr Jumbo adjustable-rate mortgage (ARM) loans
7/1 yr
6.12%
6.46%
View
▼
Rate6.12%
APR6.46%
Points0.745
UpdatedMar 29, 2026
Details

No additional details available.

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
7/6 ARM
6.22%
6.46%
View
▼
Rate6.22%
APR6.46%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
3/1 ARM (15 year) Low Cost
6.09%
6.49%
View
▼
Rate6.09%
APR6.49%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Jumbo Mortgages
15
5.62%
5.64%
View
▼
Rate5.62%
APR5.64%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

Community Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
30 YEAR FIXED JUMBO FINANCING
30 YEAR
5.62%
5.66%
View
▼
Rate5.62%
APR5.66%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
Jumbo Loan
5.74%
5.78%
View
▼
Rate5.74%
APR5.78%
Points0.000
UpdatedMar 27, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Jumbo 15 year fixed
5.75%
5.90%
View
▼
Rate5.75%
APR5.90%
Points0.500
UpdatedMar 25, 2026
Details

As Low As

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
15 Year Fixed Rate Jumbo
5.88%
5.91%
View
▼
Rate5.88%
APR5.91%
Points0.000
UpdatedMar 24, 2026
Details

No additional details available.

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Jumbo 15 year fixed
5.88%
5.95%
View
▼
Rate5.88%
APR5.95%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
Jumbo Loan
5.88%
6.01%
View
▼
Rate5.88%
APR6.01%
Points1.125
UpdatedMar 28, 2026
Details

As Low As; Rates as low as 5.875% (6.007% APR)

Seacoast National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
30 Year Fixed Jumbo
5.88%
6.03%
View
▼
Rate5.88%
APR6.03%
Points0.000
UpdatedMar 28, 2026
Details

loans greater than $832,750

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Jumbo 20 year fixed
6.00%
6.12%
View
▼
Rate6.00%
APR6.12%
Points0.500
UpdatedMar 25, 2026
Details

As Low As

Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Jumbo Mortgages
30
6.12%
6.14%
View
▼
Rate6.12%
APR6.14%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Jumbo 20 year fixed
6.12%
6.18%
View
▼
Rate6.12%
APR6.18%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Jumbo 15-Year
15-Year
6.00%
6.19%
View
▼
Rate6.00%
APR6.19%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Jumbo 30 year fixed
6.25%
6.34%
View
▼
Rate6.25%
APR6.34%
Points0.500
UpdatedMar 25, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Jumbo 30 Year Fixed
30
6.25%
6.39%
View
▼
Rate6.25%
APR6.39%
Points1.000
UpdatedMar 25, 2026
Details

As Low As

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
First Mortgage, Jumbo (30 Year)
6.38%
6.39%
View
▼
Rate6.38%
APR6.39%
Points0.000
UpdatedApr 2, 2026
Details

No additional details available.

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Jumbo 30 year fixed
6.38%
6.42%
View
▼
Rate6.38%
APR6.42%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo loans 15-year
15-year
6.38%
6.64%
View
▼
Rate6.38%
APR6.64%
Points0.795
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15-year Jumbo loans
15-year
6.38%
6.66%
View
▼
Rate6.38%
APR6.66%
Points0.920
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo loans 20-year
20-year
6.50%
6.72%
View
▼
Rate6.50%
APR6.72%
Points0.890
UpdatedMar 29, 2026
Details

No additional details available.

First American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Jumbo 30 Year Fixed
6.75%
6.78%
View
▼
Rate6.75%
APR6.78%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo loans 30-year
30-year
6.62%
6.79%
View
▼
Rate6.62%
APR6.79%
Points0.840
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
30-year Jumbo loans
30-year
6.62%
6.80%
View
▼
Rate6.62%
APR6.80%
Points0.965
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
20-year Jumbo loans
20-year
6.62%
6.82%
View
▼
Rate6.62%
APR6.82%
Points0.640
UpdatedMar 29, 2026
Details

No additional details available.

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Jumbo 30-Year
30-Year
6.75%
6.87%
View
▼
Rate6.75%
APR6.87%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
30-Year Jumbo
360
7.17%
7.32%
View
▼
Rate7.17%
APR7.32%
Points0.906
UpdatedMar 29, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
30-Year Jumbo
360
7.58%
7.62%
View
▼
Rate7.58%
APR7.62%
Points-0.087
UpdatedMar 29, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
FHA 30 Year Fixed Rate
6.12%
6.24%
View
▼
Rate6.12%
APR6.24%
Points0.000
UpdatedMar 24, 2026
Details

No additional details available.

Community Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
FHA - 30 YEAR FIXED - PURCHASE
5.62%
6.42%
View
▼
Rate5.62%
APR6.42%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
FHA 30 year fixed
6.38%
6.51%
View
▼
Rate6.38%
APR6.51%
Points0.375
UpdatedMar 25, 2026
Details

As Low As

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
FHA Loan
5.62%
6.51%
View
▼
Rate5.62%
APR6.51%
Points0.000
UpdatedMar 28, 2026
Details

As Low As; Rates as low as 5.625% (6.508% APR)

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
FHA 30 year fixed
6.50%
6.60%
View
▼
Rate6.50%
APR6.60%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Federal Housing Administration (FHA) loans 30-year
30-year
6.12%
7.00%
View
▼
Rate6.12%
APR7.00%
Points0.716
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
30-year Federal Housing Administration (FHA) loans
30-year
6.12%
7.01%
View
▼
Rate6.12%
APR7.01%
Points0.841
UpdatedMar 29, 2026
Details

No additional details available.

Tyndall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
30-Year Fixed (DU) FHA 30-YR Fixed
6.38%
7.17%
View
▼
Rate6.38%
APR7.17%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Tyndall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
FHA 30-YR Fixed
6.38%
7.17%
View
▼
Rate6.38%
APR7.17%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
30-Year FHA
360
6.10%
7.33%
View
▼
Rate6.10%
APR7.33%
Points0.896
UpdatedMar 29, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
30-Year FHA
360
6.60%
7.72%
View
▼
Rate6.60%
APR7.72%
Points-0.274
UpdatedMar 29, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
VA Home Loan
15 Years
5.75%
5.89%
View
▼
Rate5.75%
APR5.89%
Points0.000
UpdatedMar 28, 2026
Details

As Low As

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
VA Loan
5.62%
5.91%
View
▼
Rate5.62%
APR5.91%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Community Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
VA- 30 YEAR FIXED
5.62%
5.91%
View
▼
Rate5.62%
APR5.91%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
VA 30 Year Fixed Rate
6.12%
6.24%
View
▼
Rate6.12%
APR6.24%
Points0.000
UpdatedMar 24, 2026
Details

No additional details available.

First American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Federal VA 30 Year Fixed Rate
6.12%
6.45%
View
▼
Rate6.12%
APR6.45%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
30-Year VA
360
6.10%
6.49%
View
▼
Rate6.10%
APR6.49%
Points0.898
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Veterans Affairs (VA) loans 30-year
30-year
6.12%
6.51%
View
▼
Rate6.12%
APR6.51%
Points0.966
UpdatedMar 29, 2026
Details

No additional details available.

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
VA 30 year fixed
6.38%
6.51%
View
▼
Rate6.38%
APR6.51%
Points0.375
UpdatedMar 25, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
VA 30 year IRRRL
6.38%
6.51%
View
▼
Rate6.38%
APR6.51%
Points0.375
UpdatedMar 25, 2026
Details

As Low As

Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
VA Home Loan
30 Years
6.50%
6.59%
View
▼
Rate6.50%
APR6.59%
Points0.000
UpdatedMar 28, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
VA 30 year fixed
6.50%
6.60%
View
▼
Rate6.50%
APR6.60%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
VA 30 year IRRRL
6.50%
6.60%
View
▼
Rate6.50%
APR6.60%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
30-year Veterans Affairs (VA) loans
30-year
6.25%
6.62%
View
▼
Rate6.25%
APR6.62%
Points0.849
UpdatedMar 29, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
30-Year VA
360
6.60%
6.88%
View
▼
Rate6.60%
APR6.88%
Points-0.277
UpdatedMar 29, 2026
Details

No additional details available.

Tyndall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
VA 15-Yr Fixed
6.62%
7.21%
View
▼
Rate6.62%
APR7.21%
Points1.125
UpdatedMar 29, 2026
Details

No additional details available.

The mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment.

Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.

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Worthington Springs, FL Mortgage Rate Trends

Compare local Worthington Springs, FL mortgage rate quotes against the statewide average

Daily mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Florida Mortgage Trends →
30-Year Fixed — FL Avg
6.858%
▲ 0.068 vs 7 days ago

Florida 30-year fixed rates rose 0.068 points over the past 7 days to 6.858%.

15-Year Fixed — FL Avg
6.129%
▲ 0.006 vs 7 days ago

Florida 15-year fixed rates rose 0.006 points over the past 7 days to 6.129%.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Worthington Springs, Florida directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Worthington Springs, Florida. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in FL.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.

Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.

Frequently Asked Questions about Mortgage Rates in Worthington Springs, Florida

How does my credit score affect my rate in Florida?

Your credit score is a major factor. Generally, borrowers in Worthington Springs, Florida with higher credit scores (760+) receive the lowest interest rates.

What is a 30-Year Fixed Mortgage?

A 30-year fixed-rate mortgage is a home loan where the interest rate remains the same for the entire 30-year term. It is the most popular type of mortgage in Florida because it offers lower monthly payments compared to shorter-term loans.

What are closing costs in Florida?

Closing costs are fees paid at the end of a real estate transaction, typically ranging from 2% to 5% of the loan amount. In Florida, these may include appraisal fees, title insurance, and recording fees.

Should I lock my mortgage rate?

If you are satisfied with the current rate and worried rates might rise before closing on your home in Worthington Springs, Florida, locking your rate is a good idea. It guarantees your rate for a specific period.

What is an Adjustable-Rate Mortgage (ARM)?

An ARM has an interest rate that can change over time. It usually starts with a lower fixed rate for a period (e.g., 5 years) before adjusting annually based on market indices.

What is a Jumbo Loan in Worthington Springs, Florida?

A Jumbo Loan exceeds the conforming loan limits set by the FHFA. In high-cost areas of Florida, these limits are higher. These loans typically require stronger credit and larger down payments.

Do I need 20% down to buy a house in Florida?

No. While 20% avoids Private Mortgage Insurance (PMI), many lenders in Worthington Springs, Florida offer loans with as little as 3% or 3.5% down (FHA). VA loans may require no down payment.

What is the difference between Interest Rate and APR?

The interest rate is the cost of borrowing the principal. The APR (Annual Percentage Rate) includes the interest rate plus other costs like points and fees, giving a truer cost of the loan.

How do I find the best lender in Worthington Springs, Florida?

Compare rates from multiple sources including local banks, credit unions, and online lenders using the tables on this page to find the best offer for your situation.

What are the best Mortgage rates in Worthington Springs, Florida?

  • Crews Bank & Trust: 5.75% (30-Year Fixed)
  • SUMA Federal Credit Union: 5.88% (30 Year Fixed Mortgage)
  • Orlando Credit Union: 5.88% (30 Year Fixed)
  • Achieva Credit Union: 5.88% (30 Year Fixed Rate)
  • Florida Central Credit Union: 5.85% (30 Year Fixed)
Mortgage Rates reflect actual verified offers from lenders actively lending to Florida borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: April 3, 2026

Worthington Springs, Florida Rates & Resources

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