Mortgage Rates Ruby, Alaska (AK) for March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current 30-year fixed mortgage rates in Ruby, Alaska as of March 21, 2026 are as follows, according to verified data from MonitorBankRates: First Bank Ketchikan, AKFirst Bank Ketchikan, AK103 N Nordic Dr, Craig, AK, 99801A+5.0 ★Texas Ratio: 2.24% at 5.38%, Credit Union 1 Credit UnionCredit Union 1 Credit Union111 Lower Mill Bay Rd, Anchorage, AK, 99501 3411A+5.0 ★Texas Ratio: 5.94% at 5.38%, Alaska Air Group Federal Credit UnionAlaska Air Group Federal Credit Union1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077A+5.0 ★Texas Ratio: 0.33% at 6.12%, and Wells FargoWells Fargo1 King Salmon Mall, Anchorage, AK, 99501A5.0 ★Texas Ratio: 7.44% at 6.25%.
Mortgage rates in Ruby, Alaska (AK) are continually updated to reflect market conditions. Whether you are purchasing a home or refinancing, comparing current loan options across top-rated local lenders and national banks is critical. We empower borrowers with transparent financial health metrics — including A-F Safety Grades, verified Star Ratings, and Texas Ratios — so you can confidently choose a stable, highly-rated institution.
Mortgage Rates reflect actual verified offers from lenders actively lending to Alaska borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 18, 2026
Ruby, AK Mortgage Rate Trends
Compare local Ruby, AK mortgage rate quotes against the statewide average
Weekly mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
For buyers in Ruby, AK, the broader Alaska 30-year fixed average mortgage rate fell 0.112 points this week to 5.973%, according to MonitorBankRates trend data.
For buyers in Ruby, AK, the broader Alaska 15-year fixed average mortgage rate fell 2.108 points this week to 5.663%, according to MonitorBankRates trend data.
Compare Mortgage Rates Today in Ruby, Alaska & the Surrounding Area
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Based on a $100,000 loan for the specified term; Income limitations apply; Maximum term: 30 years
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Based on a $100,000 loan for the specified term; Income limitations apply; Maximum term: 15 years
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Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Mortgage Calculators
Methodology & Data Sources
Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Ruby, Alaska directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Ruby, Alaska. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in AK.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.
Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.
Frequently Asked Questions about Mortgage Rates in Ruby, Alaska
How does my credit score affect my rate in Alaska?
What is a 30-Year Fixed Mortgage?
What are closing costs in Alaska?
Should I lock my mortgage rate?
What is an Adjustable-Rate Mortgage (ARM)?
What is a Jumbo Loan in Ruby, Alaska?
Do I need 20% down to buy a house in Alaska?
What is the difference between Interest Rate and APR?
How do I find the best lender in Ruby, Alaska?
What are the best Mortgage rates in Ruby, Alaska?
- First Bank Ketchikan, AK: 5.38% (Alaska Housing 30 Year Fixed Rate 1st Time Homebuyer Tax Exempt)
- Credit Union 1 Credit Union: 5.38% (30-Year Fixed First time Homebuyer)
- Alaska Air Group Federal Credit Union: 6.12% (30 Year Fixed)
- Wells Fargo: 6.25% (30-Year Fixed Rate)
