CD Rates Ruby, Alaska (AK) for March 2026
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Brian McKay
iEditorial Disclosure
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Ruby, Alaska CD rates include NORTHERN SKIESNORTHERN SKIES1001 E Benson Blvd, Anchorage, AK 99508A+5.0 ★Texas Ratio: 2.27% offering 12-Month IRA at 4.30% APY, Credit Union 1 Credit UnionCredit Union 1 Credit Union1941 Abbott Rd, Anchorage, AK 99507A+5.0 ★Texas Ratio: 5.94% offering IRA Certificate 1 year at 4.06% APY, Nuvision Federal Credit UnionNuvision Federal Credit Union7812 Edinger Ave, Huntington Beach, CA 92647A+5.0 ★Texas Ratio: 3.70% offering 1-Year Certificate at 3.55% APY, Spirit of Alaska Federal Credit UnionSpirit of Alaska Federal Credit Union4001 Geist Rd, Fairbanks, AK 99709 3569A+5.0 ★Texas Ratio: 1.77% offering 18 Month Traditional & Certificate IRA at 3.00% APY, and Denali State BankDenali State Bank119 N Cushman St, Fairbanks, AK 99701A+5.0 ★Texas Ratio: 5.57% offering 6 Month CD at 3.00% APY.
To help you find the best CD rates in Ruby, Alaska, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 20, 2026
Ruby, AK CD Rate Trends
Compare local Ruby, AK CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — AK Avg
3.106%
▼ 0.154 from last week
Alaska 12-month CD rates fell 0.154 points this week to 3.106% APY, down from 3.260% last week.
6-Month CD — AK Avg
2.108%
▼ 0.904 from last week
Alaska 6-month CD rates fell 0.904 points this week to 2.108% APY, down from 3.013% last week.
As of Mar 22, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare Best CD Rates in Ruby, Alaska & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
3-Month Certificate
$100,000
3.15%
▼
Rate3.10%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
3-Month Certificate (Jumbo)
$100,000
3.15%
▼
Rate3.10%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
3-Month Certificate
$50,000
3.10%
▼
Rate3.06%
Min Deposit$50,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
3-Month Certificate
$25,000
3.05%
▼
Rate3.01%
Min Deposit$25,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
3-Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
90-Day Share Certificate
$0
1.90%
▼
Rate1.89%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Under $100,000
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
90-Day Share Certificates
$0
1.90%
▼
Rate1.89%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
4001 Geist Rd, Fairbanks, AK 99709 3569
3 Month Traditional & Certificate IRA
$0
1.75%
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
3 Month Certificate
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$500-$99,999.99
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
3 Month Certificate or mor
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$100,000
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
180-Day Share Certificate
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Under $100,000
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
180-Day Share Certificates
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
6-Month Certificate
$100,000
3.15%
▼
Rate3.10%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
6-Month Certificate (Jumbo)
$100,000
3.15%
▼
Rate3.10%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
6-Month IRA
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
6-Month IRA Certificates
$100,000
3.15%
▼
Rate3.10%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
6-Month Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
6-Month IRA
$0
3.10%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
6-Month IRA Certificates
$50,000
3.10%
▼
Rate3.05%
Min Deposit$50,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
6-Month Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
6-Month IRA
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
6-Month IRA Certificates
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Denali State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
119 N Cushman St, Fairbanks, AK 99701
6 Month CD
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 13, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
6-Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
6-Month IRA
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
12-Month IRA
$0
4.30%
▼
Rate4.23%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
12-Month IRA Share Certificate
$0
4.30%
▼
Rate4.23%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Under $100,000
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
12-Month IRA Share Certificates
$0
4.30%
▼
Rate4.23%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
12-Month Share Certificate
$0
4.10%
▼
Rate4.04%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$100,000 and over
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
12-Month Share Certificates
$0
4.10%
▼
Rate4.04%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
IRA Certificate 1 year
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
12-Month Share Certificate
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Under $100,000
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
12-Month Share Certificates
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
1-Year Certificate
$100,000
3.55%
▼
Rate3.49%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
1-Year Certificate (Jumbo)
$100,000
3.55%
▼
Rate3.49%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
1-Year IRA
$100,000
3.55%
▼
Rate3.49%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
1 Year Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$500.00 - $99,999.99
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
1 Year Certificate or more
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$100,000
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
1-Year Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
1-Year IRA
$50,000
3.50%
▼
Rate3.44%
Min Deposit$50,000
Min Balance—
UpdatedMar 17, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
18-Month Share Certificate
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$100,000 and over
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
18-Month Share Certificates
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
18-Month Share Certificate
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Under $100,000
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
18-Month Share Certificates
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
1.5 Year Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$500.00 - $99,999.99
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
1.5 Year Certificate or more
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$100,000
Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
4001 Geist Rd, Fairbanks, AK 99709 3569
18 Month Traditional & Certificate IRA
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Denali State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
119 N Cushman St, Fairbanks, AK 99701
18 Month CD
$500
2.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 13, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
24-Month Share Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$100,000 and over
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
24-Month Share Certificates
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
2-Year Certificate
$100,000
3.05%
▼
Rate3.01%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
2-Year IRA
$100,000
3.05%
▼
Rate3.00%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
2-Year Certificate
$50,000
3.00%
▼
Rate2.96%
Min Deposit$50,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
2-Year IRA
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
24-Month IRA
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
24-Month IRA Share Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Under $100,000
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
24-Month IRA Share Certificates
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
24-Month Share Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Under $100,000
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
24-Month Share Certificates
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
2-Year Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
2-Year IRA
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
2-Year IRA Certificates
$25,000
2.95%
▼
Rate2.91%
Min Deposit$25,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
2-Year Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
36-Month Share Certificate
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$100,000 and over
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
36-Month Share Certificates
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
36-Month Share Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Under $100,000
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
36-Month Share Certificates
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
3 Year Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$500.00 - $99,999.99
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
3 Year Certificate or more
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$100,000
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
IRA Certificate 3 year
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
3-Year Certificate
$100,000
2.70%
▼
Rate2.67%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
3-Year Certificate (Jumbo)
$100,000
2.70%
▼
Rate2.67%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
3-Year IRA
$100,000
2.70%
▼
Rate2.66%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
3-Year Certificate
$0
2.65%
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
3-Year IRA
$0
2.65%
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
3-Year Certificate
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
3-Year IRA
$0
2.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
3-Year IRA Certificates
$25,000
2.60%
▼
Rate2.57%
Min Deposit$25,000
Min Balance—
UpdatedMar 17, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
4-Year Certificate
$100,000
2.85%
▼
Rate2.81%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
4-Year Certificate (Jumbo)
$100,000
2.85%
▼
Rate2.81%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
4-Year IRA
$100,000
2.85%
▼
Rate2.81%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
4-Year Certificate
$50,000
2.80%
▼
Rate2.77%
Min Deposit$50,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
4-Year Certificate min. deposit
$0
2.80%
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$50,000
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
4-Year IRA
$50,000
2.80%
▼
Rate2.76%
Min Deposit$50,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
4-Year Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
4-Year IRA
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
4-Year IRA Certificates
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
4-Year Certificate
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
4-Year IRA
$0
2.70%
▼
Rate2.66%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
4 Year Certificate
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$500.00 - $99,999.99
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
4 Year Certificate or more
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$100,000
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
IRA Certificate 4 year
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
4001 Geist Rd, Fairbanks, AK 99709 3569
48 Month Traditional & Certificate IRA
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
5-Year Certificate
$100,000
3.25%
▼
Rate3.20%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
5-Year Certificate (Jumbo)
$100,000
3.25%
▼
Rate3.20%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
5-Year IRA
$100,000
3.25%
▼
Rate3.20%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
5-Year Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
5-Year IRA
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
5-Year Certificate
$25,000
3.15%
▼
Rate3.10%
Min Deposit$25,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
5-Year IRA
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
5-Year IRA Certificates
$25,000
3.15%
▼
Rate3.10%
Min Deposit$25,000
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
5-Year Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA 92647
5-Year IRA
$0
3.10%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
2.5 Year Certificate
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$500.00 - $99,999.99
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
2.5 Year Certificate or more
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$100,000
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
5 Year Certificate
$0
2.68%
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$500.00 - $99,999.99
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
5 Year Certificate or more
$0
2.68%
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$100,000
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
IRA Certificate 5 year
$0
2.68%
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Frequently Asked Questions about CD Rates in Ruby, Alaska
Are CD rates in Ruby, Alaska FDIC insured?
Yes, most established banks in Ruby, Alaska are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Ruby, Alaska?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Ruby, Alaska.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Ruby, Alaska may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Ruby, Alaska?
Here are recent top rates found for this area:
- NORTHERN SKIES: 4.30% APY (12-Month IRA)
- Credit Union 1 Credit Union: 4.06% APY (IRA Certificate 1 year)
- Nuvision Federal Credit Union: 3.55% APY (1-Year IRA)
- Spirit of Alaska Federal Credit Union: 3.00% APY (18 Month Traditional & Certificate IRA)
- Denali State Bank: 3.00% APY (6 Month CD)
- Wells Fargo: 0.06% APY (3 month Standard Fixed Rate CD)
Rates reflect recent verified offers available in Ruby, Alaska. Last Updated: March 20, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Ruby, Alaska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ruby, Alaska. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in AK.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 20, 2026
