Mortgage Lenders and Brokers in Millston, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Millston, Wisconsin mortgage lenders include Co-op Credit UnionCo-op Credit Union100 E Main St, Black River Falls, WI 54615A+5.0 ★Texas Ratio: 5.54%, Bank First N.A.Bank First N.A.4201 W Wisconsin Ave, Appleton, WI 54913A+5.0 ★Texas Ratio: 3.47%, 1st Community Credit Union1st Community Credit Union1000 W Wisconsin St, Sparta, WI 54656 2230A+5.0 ★Texas Ratio: 5.97%, The First National Bank of BangorThe First National Bank of Bangor1798 Commercial St, Bangor, WI 54614A+5.0 ★Texas Ratio: 2.70%, Marine Credit UnionMarine Credit Union302 Bay St, Chippewa Falls, WI 54729A5.0 ★Texas Ratio: 13.08%, Park Bank National AssociationPark Bank National Association1200 S Main St, Holmen, WI 54636A+5.0 ★Texas Ratio: 5.23%, Citizens First BankCitizens First Bank1757 Temte Street, Holmen, WI 54636A+5.0 ★Texas Ratio: 3.37%, Firefighters Credit UnionFirefighters Credit Union510 Amy Dr, Holmen, WI 54636A+5.0 ★Texas Ratio: 2.91%, Connexus Credit UnionConnexus Credit Union1502 N Highway Blvd, Chetek, WI 54728A-5.0 ★Texas Ratio: 15.51%, and Security Financial BankSecurity Financial Bank141 W Main St, Alma Center, WI 54611A5.0 ★Texas Ratio: 11.46%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Millston, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Millston are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Millston, Wisconsin
Market share is the lender's share of all home loans closed in Millston, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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100 E Main St, Black River Falls, WI 54615 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 30 | 44.1% | 96.8% | $143,333 | View |
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4201 W Wisconsin Ave, Appleton, WI 54913 A+5.0 ★Texas Ratio: 3.47% |
Conventional, HELOC | 3 +1 HELOCs |
4.4% | 100% | $108,333 | View |
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1000 W Wisconsin St, Sparta, WI 54656 2230 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 3 | 4.4% | 100% | $225,000 | View |
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1798 Commercial St, Bangor, WI 54614 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 3 | 4.4% | 100% | $31,666 | View |
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302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional, HELOC | 2 +1 HELOCs |
2.9% | 100% | $75,000 | View |
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1200 S Main St, Holmen, WI 54636 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 1 | 1.5% | 100% | $55,000 | View |
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1757 Temte Street, Holmen, WI 54636 A+5.0 ★Texas Ratio: 3.37% |
VA | 1 | 1.5% | 100% | $175,000 | View |
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510 Amy Dr, Holmen, WI 54636 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 1.5% | 100% | $375,000 | View |
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1502 N Highway Blvd, Chetek, WI 54728 A-5.0 ★Texas Ratio: 15.51% |
Conventional | 1 | 1.5% | 50% | $255,000 | View |
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141 W Main St, Alma Center, WI 54611 A5.0 ★Texas Ratio: 11.46% |
Conventional | 1 | 1.5% | 100% | $35,000 | View |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 1.5% | 100% | $25,000 | View |
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Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08% |
Conventional | 1 | 1.5% | 100% | $145,000 | View |
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1404 S MAIN ST, HOLMEN, WI 54636 8928 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 1 | 1.5% | 100% | $145,000 | View |
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120 Mill St S, West Salem, WI 54669 A+5.0 ★Texas Ratio: 0.88% |
Conventional | 1 | 1.5% | 100% | $85,000 | View |
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1154 Cranston Rd, Beloit, WI 53511 A+5.0 ★Texas Ratio: 4.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 4 | 5.9% | 100% | $190,000 | |
Mortgage Research Center
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VA | 2 | 2.9% | 66.7% | $215,000 | |
United Wholesale Mortgage
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Conventional | 1 | 1.5% | 100% | $315,000 | |
Rocket Mortgage
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FHA | 1 | 1.5% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 0.09% |
Conventional | 1 | 1.5% | 100% | $195,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 1.5% | 100% | $295,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.5% | 100% | $185,000 | |
loanDepot.com LLC
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VA | 1 | 1.5% | 100% | $405,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1.5% | 25% | $35,000 | |
Pennymac Loan Services LLC
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VA | 1 | 1.5% | 50% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.99% |
Conventional | 1 | 1.5% | 100% | $55,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.5% | 100% | $265,000 | |
Navy Federal Credit Union
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VA | 1 | 1.5% | 100% | $295,000 | |
Tradition Mortgage, LLC
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VA | 1 | 1.5% | 100% | $535,000 |
Millston Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Millston, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Millston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Millston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Millston, WI
Use these to narrow the list above. Each category shows how many Millston, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Millston, WI
Independent mortgage companies closed 23.5 percent of home loans in Millston, Wisconsin in 2025, banks 14.7 percent and credit unions 61.8 percent. Union Home Mortgage Corp. was the largest mortgage company, Bank First N.A. the largest bank and Co-op Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Co-op Credit Union led with 30 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Millston, WI
By home loans closed in 2025, Co-op Credit Union was the largest mortgage lender in Millston, Wisconsin with 30 loans, about 44.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Millston, Wisconsin in 2025, led by Union Home Mortgage Corp. with 1. 8 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 11 credit unions closed home loans in Millston, Wisconsin in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Millston, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Millston, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Millston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
