Gilman, Wisconsin mortgage lenders include Forward BankForward Bank225 Alfred St, Athens, WI 54411A+5.0 ★Texas Ratio: 2.26%, The Northwestern BankThe Northwestern Bank1430 Rivers Edge Trl, Altoona, WI 54720A+5.0 ★Texas Ratio: 0.21%, Royal Credit UnionRoyal Credit Union185 S Main St, Adams, WI 53910A+5.0 ★Texas Ratio: 0.41%, AbbyBankAbbyBank401 E Spruce St, Abbotsford, WI 54405A5.0 ★Texas Ratio: 11.72%, Prevail BankPrevail Bank110 Linn St, Baraboo, WI 53913A+5.0 ★Texas Ratio: 1.10%, Marine Credit UnionMarine Credit Union302 Bay St, Chippewa Falls, WI 54729A5.0 ★Texas Ratio: 13.08%, Merchants Bank, National AssociationMerchants Bank, National Association2728 Mall Dr, Eau Claire, WI 54701A+5.0 ★Texas Ratio: 3.28%, Westconsin Credit UnionWestconsin Credit Union1395 Bluestem Blvd, Altoona, WI 54720A+5.0 ★Texas Ratio: 3.22%, Summit Credit UnionSummit Credit Union871 Commerce Ave, Baraboo, WI 53913A+5.0 ★Texas Ratio: 4.84%, and Nicolet National BankNicolet National Bank205 Clark St, Algoma, WI 54201A+5.0 ★Texas Ratio: 2.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gilman, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gilman are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Gilman, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
225 Alfred St, Athens, WI 54411 A+5.0 ★Texas Ratio: 2.26% |
Conventional | 10 | 21.7% | 100% | $161,000 | View |
|
1430 Rivers Edge Trl, Altoona, WI 54720 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 5 | 10.9% | 71.4% | $141,000 | View |
|
185 S Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 0.41% |
Conventional, HELOC | 4 +3 HELOCs |
8.7% | 100% | $245,000 | View |
|
401 E Spruce St, Abbotsford, WI 54405 A5.0 ★Texas Ratio: 11.72% |
Conventional | 4 | 8.7% | 100% | $192,500 | View |
|
110 Linn St, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 3 | 6.5% | 100% | $78,333 | View |
|
302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional | 2 | 4.3% | 66.7% | $135,000 | View |
|
2728 Mall Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 1 | 2.2% | 100% | $445,000 | View |
|
1395 Bluestem Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 2.2% | 100% | $55,000 | View |
|
871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 2.2% | 100% | $115,000 | View |
|
205 Clark St, Algoma, WI 54201 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 2.2% | 100% | $75,000 | View |
Citizens State Bank
304 N Main St, Cadott, WI 54727 |
Conventional | 1 | 2.2% | 100% | $175,000 | |
Superior Choice Credit Union
201 E Main St, Gilman, WI 54433 |
HELOC | 0 +2 HELOCs |
0% | 100% | ||
|
724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
AgCountry Farm Credit Services, FLCA
|
Conventional | 3 | 6.5% | 75% | $108,333 | |
Rocket Mortgage
|
Conventional, FHA | 2 | 4.3% | 66.7% | $175,000 | |
loanDepot.com LLC
|
FHA | 2 | 4.3% | 66.7% | $185,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 2.2% | 50% | $165,000 | |
|
C+4.1 ★Texas Ratio: 26.20% |
VA, Jumbo | 1 | 2.2% | 100% | $925,000 | View |
Nations Lending Corporation
|
VA | 1 | 2.2% | 100% | $375,000 | |
Mortgage Research Center
|
VA | 1 | 2.2% | 100% | $85,000 | |
Lower, LLC
|
Conventional | 1 | 2.2% | 100% | $205,000 | |
21St Mortgage
|
Conventional | 1 | 2.2% | 100% | $65,000 |
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Gilman? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gilman in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Gilman, WI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 26.1 percent of home loans in Gilman, Wisconsin in 2025, banks 56.5 percent and credit unions 17.4 percent. AgCountry Farm Credit Services, FLCA was the largest mortgage company, Forward Bank the largest bank and Royal Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Forward Bank led with 10 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
By home loans closed in 2025, Forward Bank was the largest mortgage lender in Gilman, Wisconsin with 10 loans, about 21.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Gilman, Wisconsin in 2025, led by loanDepot.com LLC with 2. 3 lenders closed VA loans, led by Goldwater Bank, N.A.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 5 credit unions closed home loans in Gilman, Wisconsin in 2025, alongside 8 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gilman, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gilman, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gilman. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.