Mortgage Lenders and Brokers in Buffalo City, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Buffalo City, Wisconsin mortgage lenders include Merchants Bank, National AssociationMerchants Bank, National Association2728 Mall Dr, Eau Claire, WI 54701A+5.0 ★Texas Ratio: 3.28%, Altra Federal Credit UnionAltra Federal Credit Union1404 S MAIN ST, HOLMEN, WI 54636 8928A+5.0 ★Texas Ratio: 1.27%, Marine Credit UnionMarine Credit Union302 Bay St, Chippewa Falls, WI 54729A5.0 ★Texas Ratio: 13.08%, WNB FinancialWNB Financial1160 Blazing Star Blvd, Altoona, WI 54720A+5.0 ★Texas Ratio: 0.47%, Westby Co-Op Credit UnionWestby Co-Op Credit Union1333 South Blvd, Baraboo, WI 53913, Summit Credit UnionSummit Credit Union871 Commerce Ave, Baraboo, WI 53913A+5.0 ★Texas Ratio: 4.84%, Landmark Credit UnionLandmark Credit Union106 E Main St, Beaver Dam, WI 53916 1837A+5.0 ★Texas Ratio: 3.05%, BMO Harris Bank NABMO Harris Bank NA121 N Main St, Adams, WI 53910A+5.0 ★Texas Ratio: 3.54%, Compeer FinancialCompeer FinancialSun Prairie, WI, and Uw Credit UnionUw Credit UnionMadison, WI. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Buffalo City, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Buffalo City are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Buffalo City, Wisconsin
Market share is the lender's share of all home loans closed in Buffalo City, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2728 Mall Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 3.28% |
Conventional, HELOC | 5 +3 HELOCs |
13.9% | 100% | $215,000 | View |
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1404 S MAIN ST, HOLMEN, WI 54636 8928 A+5.0 ★Texas Ratio: 1.27% |
Conventional, HELOC | 3 +3 HELOCs |
8.3% | 100% | $385,000 | View |
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302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional, HELOC | 2 +1 HELOCs |
5.6% | 66.7% | $140,000 | View |
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1160 Blazing Star Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 2 | 5.6% | 100% | $470,000 | View |
Westby Co-Op Credit Union
1333 South Blvd, Baraboo, WI 53913 |
Conventional | 1 | 2.8% | 100% | $155,000 | |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 2.8% | 100% | $155,000 | View |
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106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05% |
Conventional | 1 | 2.8% | 100% | $325,000 | View |
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121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 2.8% | 100% | $215,000 | View |
Compeer Financial
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Conventional | 1 | 2.8% | 100% | $55,000 | |
Uw Credit Union
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Conventional | 1 | 2.8% | 100% | $235,000 | |
Mortgage Research Center
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VA | 3 | 8.3% | 100% | $288,333 | |
Affinity Plus Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
5.6% | 100% | $160,000 | |
Rocket Mortgage
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Conventional, VA | 2 | 5.6% | 100% | $215,000 | |
United Wholesale Mortgage
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FHA | 1 | 2.8% | 50% | $325,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 2.8% | 100% | $235,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 2.8% | 100% | $75,000 | |
Freedom Mortgage Corporation
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VA | 1 | 2.8% | 100% | $205,000 | |
Newrez LLC
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FHA | 1 | 2.8% | 100% | $145,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 2.8% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 2.8% | 100% | $125,000 | View |
Credit Human Federal Credit Un
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Conventional | 1 | 2.8% | 100% | $25,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
VA | 1 | 2.8% | 100% | $145,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 2.8% | 100% | $205,000 | View |
Village Capital & Investment
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VA | 1 | 2.8% | 100% | $205,000 |
Buffalo City Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Buffalo City, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Buffalo City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Buffalo City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Buffalo City, WI
Use these to narrow the list above. Each category shows how many Buffalo City, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Buffalo City, WI
Independent mortgage companies closed 36.1 percent of home loans in Buffalo City, Wisconsin in 2025, banks 30.6 percent and credit unions 33.3 percent. Compeer Financial was the largest mortgage company, Merchants Bank, National Association the largest bank and Altra Federal Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Altra Federal Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Buffalo City, WI
By home loans closed in 2025, Merchants Bank, National Association was the largest mortgage lender in Buffalo City, Wisconsin with 5 loans, about 13.9 percent of the market. The largest lender headquartered in Wisconsin was Altra Federal Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Buffalo City, Wisconsin in 2025, led by United Wholesale Mortgage with 1. 5 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 8 credit unions closed home loans in Buffalo City, Wisconsin in 2025, alongside 10 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Buffalo City, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Buffalo City, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Buffalo City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
