Mortgage Lenders and Brokers in Sneedville, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sneedville, Tennessee mortgage lenders include First Century BankFirst Century Bank108 Main Street, Sneedville, TN 37869A+5.0 ★Texas Ratio: 0.70%, Citizes Bank & Trust Company of Grainger CountyCitizes Bank & Trust Company of Grainger County1131 Highway 11w, Bean Station, TN 37708A+5.0 ★Texas Ratio: 1.70%, Eastman Credit UnionEastman Credit Union1911 Highway 394, Blountville, TN 37617 5349A+5.0 ★Texas Ratio: 1.56%, Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union1113 Hunters Xing, Alcoa, TN 37701 1852A+5.0 ★Texas Ratio: 2.34%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, Y-12 Federal Credit UnionY-12 Federal Credit Union450 N Charles G Seivers Blvd, Clinton, TN 37716 3730A+5.0 ★Texas Ratio: 3.67%, Hearthside Bank CorporationHearthside Bank Corporation111 Washington Ave, Harrogate, TN 37752A+5.0 ★Texas Ratio: 2.76%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%, and Renasant BankRenasant Bank6671 Summer Ave, Bartlett, TN 38134A+5.0 ★Texas Ratio: 4.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sneedville, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sneedville are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sneedville, Tennessee
Market share is the lender's share of all home loans closed in Sneedville, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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108 Main Street, Sneedville, TN 37869 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 8 | 10.7% | 72.7% | $131,250 | View |
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1131 Highway 11w, Bean Station, TN 37708 A+5.0 ★Texas Ratio: 1.70% |
Conventional | 2 | 2.7% | 100% | $145,000 | View |
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1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56% |
Conventional | 2 | 2.7% | 66.7% | $55,000 | View |
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1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 1 +2 HELOCs |
1.3% | 100% | $205,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 50% | $75,000 | View |
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450 N Charles G Seivers Blvd, Clinton, TN 37716 3730 A+5.0 ★Texas Ratio: 3.67% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $115,000 | View |
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111 Washington Ave, Harrogate, TN 37752 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 1.3% | 100% | $425,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
USDA | 1 | 1.3% | 100% | $265,000 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 1.3% | 100% | $735,000 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1.3% | 100% | $65,000 | View |
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2106 N Charles G Seivers Blvd, Clinton, TN 37716 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 1 | 1.3% | 100% | $155,000 | View |
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3634 E Andrew Johnson Hwy, Greeneville, TN 37745 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 1.3% | 100% | $55,000 | View |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 6 | 8% | 27.3% | $160,000 | |
Mortgage Investors Group
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Conventional, USDA | 2 | 2.7% | 100% | $410,000 | |
21St Mortgage
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Conventional | 1 | 1.3% | 33.3% | $95,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA | 9 | 12% | 75% | $159,444 | View |
United Wholesale Mortgage
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Conventional, VA | 5 | 6.7% | 100% | $163,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 5 | 6.7% | 71.4% | $205,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 4% | 100% | $125,000 | |
Mortgage Research Center
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Conventional, VA | 3 | 4% | 60% | $211,666 | |
Stockton Mortgage Corporation
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FHA, VA | 3 | 4% | 75% | $328,333 | |
New American Funding, LLC.
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VA | 2 | 2.7% | 100% | $280,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 2.7% | 75% | $355,000 | |
American Financial Resources LLC
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VA | 1 | 1.3% | 100% | $325,000 | |
Newrez LLC
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VA | 1 | 1.3% | 100% | $305,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 1.3% | 100% | $335,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.3% | 100% | $445,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.3% | 100% | $285,000 | |
Cmg Mortgage Inc
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FHA | 1 | 1.3% | 100% | $245,000 | |
Ross Mortgage Corporation
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Conventional | 1 | 1.3% | 100% | $245,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.3% | 50% | $455,000 | |
Towne Mortgage Company
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FHA | 1 | 1.3% | 100% | $195,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 1.3% | 100% | $185,000 | |
Summit Funding.Inc
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VA | 1 | 1.3% | 100% | $245,000 | |
Community State Bank of Missouri
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Conventional | 1 | 1.3% | 100% | $265,000 | |
First Bank and Trust Company
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Conventional | 1 | 1.3% | 50% | $105,000 |
Sneedville Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sneedville, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Sneedville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sneedville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sneedville, TN
Use these to narrow the list above. Each category shows how many Sneedville, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Sneedville, TN
Independent mortgage companies closed 69.3 percent of home loans in Sneedville, Tennessee in 2025, banks 24 percent and credit unions 6.7 percent. Vanderbilt Mortgage and Finance, Inc was the largest mortgage company, First Century Bank the largest bank and Eastman Credit Union the largest credit union. Among lenders headquartered in Tennessee, First Century Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sneedville, TN
By home loans closed in 2025, First Century Bank was the largest mortgage lender in Sneedville, Tennessee with 8 loans, about 10.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Sneedville, Tennessee in 2025, led by Sierra Pacific Mortgage Co. Inc with 5. 9 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 4 credit unions closed home loans in Sneedville, Tennessee in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sneedville, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sneedville, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sneedville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
