Mortgage Lenders and Brokers in Red Boiling Springs, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Red Boiling Springs, Tennessee mortgage lenders include Macon Bank and Trust CompanyMacon Bank and Trust Company261 Market St, Red Boiling Springs, TN 37150, Wellworth BankWellworth Bank32 Carthage Rd, Red Boiling Springs, TN 37150A5.0 ★Texas Ratio: 9.78%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Wilson Bank and TrustWilson Bank and Trust306 Brush Creek Rd, Alexandria, TN 37012A+5.0 ★Texas Ratio: 4.75%, Citizens BankCitizens Bank844 Volunteer Pkwy, Bristol, TN 37620A5.0 ★Texas Ratio: 6.25%, First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%, 21St Mortgage21St MortgageKnoxville, TN, Vanderbilt Mortgage and Finance, IncVanderbilt Mortgage and Finance, IncMaryville, TN, and Acopia, LLCAcopia, LLCGoodlettsville, TN. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Red Boiling Springs, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Red Boiling Springs are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Red Boiling Springs, Tennessee
Market share is the lender's share of all home loans closed in Red Boiling Springs, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Macon Bank and Trust Company
261 Market St, Red Boiling Springs, TN 37150 |
Conventional | 9 | 10% | 90% | $141,666 | |
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32 Carthage Rd, Red Boiling Springs, TN 37150 A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 6 +11 HELOCs |
6.7% | 87.5% | $135,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
USDA | 1 | 1.1% | 100% | $215,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
FHA | 1 | 1.1% | 100% | $235,000 | View |
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306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 1.1% | 100% | $495,000 | View |
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844 Volunteer Pkwy, Bristol, TN 37620 A5.0 ★Texas Ratio: 6.25% |
Conventional | 1 | 1.1% | 100% | $55,000 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
21St Mortgage
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Conventional | 3 | 3.3% | 60% | $151,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 2.2% | 100% | $165,000 | |
Acopia, LLC
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Conventional | 1 | 1.1% | 100% | $15,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA | 14 | 15.6% | 87.5% | $221,428 | View |
Primary Residential Mortgage, INC.
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Conventional, FHA | 6 | 6.7% | 100% | $138,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 4.4% | 100% | $312,500 | |
Newrez LLC
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Conventional, USDA | 4 | 4.4% | 100% | $295,000 | |
FirstTrust Home Loans
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Conventional, FHA, VA | 3 | 3.3% | 100% | $195,000 | |
Interlinc Mortgage Services, LLC
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Conventional, FHA | 2 | 2.2% | 100% | $240,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 2.2% | 100% | $120,000 | |
SWBC Mortgage Corporation
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Conventional, FHA | 2 | 2.2% | 100% | $110,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 2.2% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, VA | 2 | 2.2% | 100% | $225,000 | View |
Success Mortgage Partners, Inc
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Conventional, FHA | 2 | 2.2% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 2.2% | 100% | $290,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 2 | 2.2% | 66.7% | $765,000 | |
Liberty Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $405,000 | |
Primelending
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Conventional | 1 | 1.1% | 100% | $155,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.1% | 100% | $515,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.1% | 33.3% | $85,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 1.1% | 100% | $285,000 | |
Cmg Mortgage Inc
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FHA | 1 | 1.1% | 100% | $145,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $415,000 | |
Click n' Close, Inc.
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USDA | 1 | 1.1% | 100% | $195,000 | |
Union Home Mortgage Corp.
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VA | 1 | 1.1% | 100% | $205,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.1% | 100% | $265,000 | View |
American Pacific Mortgage Corporation
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FHA | 1 | 1.1% | 100% | $185,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.1% | 100% | $245,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 1.1% | 100% | $175,000 | |
New American Funding, LLC.
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FHA | 1 | 1.1% | 100% | $265,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 1.1% | 100% | $155,000 | |
Paramount Residential Mortgage
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FHA | 1 | 1.1% | 100% | $105,000 | |
Reliance First Capital, LLC
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VA | 1 | 1.1% | 100% | $445,000 | |
Village Capital & Investment
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VA | 1 | 1.1% | 100% | $265,000 |
Red Boiling Springs Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Red Boiling Springs, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Red Boiling Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Red Boiling Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Red Boiling Springs, TN
Use these to narrow the list above. Each category shows how many Red Boiling Springs, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Red Boiling Springs, TN
Independent mortgage companies closed 71.1 percent of home loans in Red Boiling Springs, Tennessee in 2025, banks 27.8 percent and credit unions 1.1 percent. 21St Mortgage was the largest mortgage company, Macon Bank and Trust Company the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Macon Bank and Trust Company led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Red Boiling Springs, TN
By home loans closed in 2025, Macon Bank and Trust Company was the largest mortgage lender in Red Boiling Springs, Tennessee with 9 loans, about 10 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Red Boiling Springs, Tennessee in 2025, led by Rocket Mortgage with 6. 8 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 1 credit unions closed home loans in Red Boiling Springs, Tennessee in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Red Boiling Springs, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Red Boiling Springs, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Red Boiling Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
