Mortgage Lenders and Brokers in Middleton, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Middleton, Tennessee mortgage lenders include Centennial BankCentennial Bank294 S Main St, Middleton, TN 38052A5.0 ★Texas Ratio: 9.59%, Simmons BankSimmons Bank741 S Main St, Middleton, TN 38052A+5.0 ★Texas Ratio: 5.33%, Brighton BankBrighton Bank7663 Highway 51 S, Brighton, TN 38011A+5.0 ★Texas Ratio: 0.40%, Orion Federal Credit UnionOrion Federal Credit Union7845 US Highway 64, Bartlett, TN 38133 4007A+5.0 ★Texas Ratio: 2.54%, Legends BankLegends Bank533 S Main St, Ashland City, TN 37015A+5.0 ★Texas Ratio: 0.00%, Patriot BankPatriot Bank5340 Airline Rd, Arlington, TN 38002A5.0 ★Texas Ratio: 9.21%, The Bank of Fayette CountyThe Bank of Fayette County154 E Main St, Adamsville, TN 38310A5.0 ★Texas Ratio: 10.25%, Wells Fargo Bank NAWells Fargo Bank NA9059 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 5.36%, Evolve Bank & TrustEvolve Bank & Trust6000 Poplar Ave, Memphis, TN 38119, and Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Middleton, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Middleton are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Middleton, Tennessee
Market share is the lender's share of all home loans closed in Middleton, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Middleton 294 S Main St, Middleton, TN 38052 A5.0 ★Texas Ratio: 9.59% |
Conventional | 11 | 16.9% | 100% | $182,272 | View |
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1 office in Middleton 741 S Main St, Middleton, TN 38052 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA, USDA, HELOC | 7 +3 HELOCs |
10.8% | 87.5% | $147,857 | View |
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7663 Highway 51 S, Brighton, TN 38011 A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, USDA | 10 | 15.4% | 83.3% | $191,000 | View |
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7845 US Highway 64, Bartlett, TN 38133 4007 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 1.5% | 100% | $205,000 | View |
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533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.5% | 100% | $175,000 | View |
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5340 Airline Rd, Arlington, TN 38002 A5.0 ★Texas Ratio: 9.21% |
Conventional | 1 | 1.5% | 100% | $45,000 | View |
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154 E Main St, Adamsville, TN 38310 A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 1.5% | 100% | $105,000 | View |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.5% | 100% | $205,000 | View |
Evolve Bank & Trust
6000 Poplar Ave, Memphis, TN 38119 |
FHA | 1 | 1.5% | 100% | $355,000 | |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
21St Mortgage
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Conventional | 1 | 1.5% | 25% | $135,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.5% | 16.7% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA | 4 | 6.2% | 100% | $117,500 | View |
Mortgage Research Center
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VA | 4 | 6.2% | 80% | $237,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 3 | 4.6% | 75% | $248,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 3.1% | 100% | $70,000 | |
CB&S Bank
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Conventional, HELOC | 1 +1 HELOCs |
1.5% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 1.5% | 100% | $285,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 1.5% | 100% | $235,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.5% | 100% | $145,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.5% | 100% | $275,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 1.5% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 0.86% |
Conventional | 1 | 1.5% | 50% | $65,000 | View |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 1.5% | 100% | $115,000 | View |
Pennymac Loan Services LLC
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FHA | 1 | 1.5% | 100% | $125,000 | |
Discover Bank
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Conventional | 1 | 1.5% | 50% | $75,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 1.5% | 100% | $155,000 | |
Land Home Financial Services,
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Conventional | 1 | 1.5% | 100% | $75,000 | |
Saygo Home Loans, LLC
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FHA | 1 | 1.5% | 100% | $175,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 1.5% | 100% | $115,000 | |
CSL Financial, LLC
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Conventional | 1 | 1.5% | 100% | $75,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 1.5% | 100% | $205,000 | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Middleton Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Middleton, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Middleton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Middleton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Middleton, TN
Use these to narrow the list above. Each category shows how many Middleton, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Middleton, TN
Independent mortgage companies closed 40 percent of home loans in Middleton, Tennessee in 2025, banks 58.5 percent and credit unions 1.5 percent. 21St Mortgage was the largest mortgage company, Centennial Bank the largest bank and Orion Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Centennial Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Middleton, TN
By home loans closed in 2025, Centennial Bank was the largest mortgage lender in Middleton, Tennessee with 11 loans, about 16.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Middleton, Tennessee in 2025, led by Brighton Bank with 4. 2 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 2 credit unions closed home loans in Middleton, Tennessee in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Middleton, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Middleton, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Middleton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
