Mortgage Lenders and Brokers in Elizabethton, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Elizabethton, Tennessee mortgage lenders include Elizabethton Federal Savings BankElizabethton Federal Savings Bank400 Bemberg Rd, Elizabethton, TN 37643A+5.0 ★Texas Ratio: 0.47%, Bank of TennesseeBank of Tennessee601 Elk Ave, Elizabethton, TN 37643A+5.0 ★Texas Ratio: 4.09%, Regions BankRegions Bank301 Broad St, Elizabethton, TN 37643A+5.0 ★Texas Ratio: 4.37%, Northeast Community Credit UnionNortheast Community Credit Union980 Jason Witten Way, Elizabethton, TN 37643A+5.0 ★Texas Ratio: 5.14%, Citizens BankCitizens Bank300 Broad St, Elizabethton, TN 37643A+5.0 ★Texas Ratio: 5.44%, Eastman Credit UnionEastman Credit Union1530 W Elk Ave, Elizabethton, TN 37643A+5.0 ★Texas Ratio: 1.56%, First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%, Clinchfield FCUClinchfield FCU1038 N Main Ave, Erwin, TN 37650A+5.0 ★Texas Ratio: 0.92%, Appalachian Community Federal Credit UnionAppalachian Community Federal Credit Union201 S Central Ave Unit 2, Church Hill, TN 37642 3603A+5.0 ★Texas Ratio: 1.81%, and Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Elizabethton, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Elizabethton are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Elizabethton, Tennessee
Market share is the lender's share of all home loans closed in Elizabethton, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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400 Bemberg Rd, Elizabethton, TN 37643 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 18 | 6.2% | 100% | $192,222 | View |
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3 offices in Elizabethton 601 Elk Ave, Elizabethton, TN 37643 A+5.0 ★Texas Ratio: 4.09% |
Conventional, VA, USDA | 16 | 5.5% | 85.7% | $203,750 | View |
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1 office in Elizabethton 301 Broad St, Elizabethton, TN 37643 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, HELOC | 13 +6 HELOCs |
4.5% | 92.9% | $148,076 | View |
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980 Jason Witten Way, Elizabethton, TN 37643 A+5.0 ★Texas Ratio: 5.14% |
Conventional | 13 | 4.5% | 100% | $179,615 | View |
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300 Broad St, Elizabethton, TN 37643 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 4 | 1.4% | 100% | $190,000 | View |
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1530 W Elk Ave, Elizabethton, TN 37643 A+5.0 ★Texas Ratio: 1.56% |
Conventional, HELOC | 40 +22 HELOCs |
13.7% | 80.4% | $170,500 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 4 | 1.4% | 100% | $265,000 | View |
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1038 N Main Ave, Erwin, TN 37650 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 2 | 0.7% | 100% | $130,000 | View |
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201 S Central Ave Unit 2, Church Hill, TN 37642 3603 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 2 | 0.7% | 100% | $165,000 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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3634 E Andrew Johnson Hwy, Greeneville, TN 37745 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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4425 Ocoee St N, Cleveland, TN 37312 A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
FHA | 1 | 0.3% | 100% | $215,000 | View |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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11916 Kingston Pike, Farragut, TN 37934 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investors Group
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Conventional, VA, USDA | 4 | 1.4% | 57.1% | $225,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.7% | 15.8% | $95,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $165,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 100% | $35,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, USDA, HELOC | 31 +3 HELOCs |
10.7% | 97.4% | $206,612 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 20 | 6.9% | 75% | $188,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 5.2% | 93.8% | $239,000 | |
Cardinal Financial Company, Li
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Conventional, FHA, VA, USDA | 10 | 3.4% | 100% | $252,000 | |
Mortgage Research Center
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VA | 8 | 2.7% | 88.9% | $220,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 2.1% | 100% | $253,333 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA, USDA | 6 | 2.1% | 100% | $171,666 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.7% | 71.4% | $191,000 | |
Gvc Mortgage, Inc.
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Conventional, FHA, VA, USDA | 5 | 1.7% | 100% | $229,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 5 | 1.7% | 100% | $277,000 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 1.4% | 100% | $220,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA | 3 | 1% | 100% | $145,000 | View |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 3 | 1% | 100% | $275,000 | |
Ross Mortgage Corporation
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Conventional, VA | 3 | 1% | 100% | $288,333 | |
American Pacific Mortgage Corporation
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FHA, VA | 3 | 1% | 100% | $211,666 | |
New American Funding, LLC.
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Conventional, VA | 3 | 1% | 75% | $195,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 3 | 1% | 50% | $238,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.7% | 100% | $285,000 | |
Kind Lending, LLC
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Conventional, USDA | 2 | 0.7% | 100% | $340,000 | |
Union Home Mortgage Corp.
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FHA, VA | 2 | 0.7% | 100% | $325,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.7% | 66.7% | $110,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.7% | 66.7% | $390,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, USDA | 2 | 0.7% | 66.7% | $240,000 | |
State Employees' Credit Union
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Conventional | 1 | 0.3% | 33.3% | $415,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Everett Financial, Inc.
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VA | 1 | 0.3% | 100% | $295,000 | |
Newrez LLC
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VA | 1 | 0.3% | 50% | $265,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.3% | 50% | $125,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $135,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.3% | 100% | $185,000 | |
American Financial Network, Inc.
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VA | 1 | 0.3% | 100% | $285,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 25% | $75,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 100% | $205,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $545,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $465,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
Stockton Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
VA | 1 | 0.3% | 100% | $265,000 | View |
Lower, LLC
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FHA | 1 | 0.3% | 100% | $245,000 | |
Compass Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.3% | 100% | $295,000 | |
Gershman Investment Corp.
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Redstone Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Bank and Trust Company
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HELOC | 0 +1 HELOCs |
0% | n/a |
Elizabethton Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Elizabethton, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Elizabethton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Elizabethton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Elizabethton, TN
Use these to narrow the list above. Each category shows how many Elizabethton, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Elizabethton, TN
Independent mortgage companies closed 57.7 percent of home loans in Elizabethton, Tennessee in 2025, banks 21.3 percent and credit unions 21 percent. Mortgage Investors Group was the largest mortgage company, Elizabethton Federal Savings Bank the largest bank and Northeast Community Credit Union the largest credit union. Among lenders headquartered in Tennessee, Elizabethton Federal Savings Bank led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Elizabethton, TN
By home loans closed in 2025, Elizabethton Federal Savings Bank was the largest mortgage lender in Elizabethton, Tennessee with 18 loans, about 6.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Elizabethton, Tennessee in 2025, led by Movement Mortgage, LLC with 7. 25 lenders closed VA loans, led by Mortgage Research Center, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 8 credit unions closed home loans in Elizabethton, Tennessee in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Elizabethton, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Elizabethton, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Elizabethton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
