Mortgage Lenders and Brokers in Carthage, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Carthage, Tennessee mortgage lenders include Citizens BankCitizens Bank844 Volunteer Pkwy, Bristol, TN 37620A5.0 ★Texas Ratio: 6.25%, Wilson Bank and TrustWilson Bank and Trust1300 Main St N, Carthage, TN 37030A+5.0 ★Texas Ratio: 4.75%, Old National BankOld National Bank106 Washington Ave, Athens, TN 37303A+5.0 ★Texas Ratio: 4.98%, Wellworth BankWellworth Bank50 Main St N, Carthage, TN 37030A5.0 ★Texas Ratio: 9.78%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, Bank of TennesseeBank of Tennessee1917 Highway 394, Blountville, TN 37617A+5.0 ★Texas Ratio: 4.09%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Ascend Federal Credit UnionAscend Federal Credit Union782 Old Hickory Blvd, Brentwood, TN 37027A+5.0 ★Texas Ratio: 2.35%, CedarStone BankCedarStone BankLebanon, TN, and Success Mortgage Partners, Inc. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Carthage, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Carthage are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Carthage, Tennessee
Market share is the lender's share of all home loans closed in Carthage, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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844 Volunteer Pkwy, Bristol, TN 37620 A5.0 ★Texas Ratio: 6.25% |
Conventional | 8 | 13.6% | 100% | $261,250 | View |
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1 office in Carthage 1300 Main St N, Carthage, TN 37030 A+5.0 ★Texas Ratio: 4.75% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
6.8% | 100% | $337,500 | View |
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106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
FHA | 2 | 3.4% | 100% | $220,000 | View |
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50 Main St N, Carthage, TN 37030 A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 1 +5 HELOCs |
1.7% | 100% | $225,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 1.7% | 100% | $45,000 | View |
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1917 Highway 394, Blountville, TN 37617 A+5.0 ★Texas Ratio: 4.09% |
Conventional | 1 | 1.7% | 100% | $135,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
FHA | 1 | 1.7% | 100% | $175,000 | View |
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782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 1 | 1.7% | 100% | $95,000 | View |
CedarStone Bank
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Conventional | 1 | 1.7% | 100% | $275,000 | |
Success Mortgage Partners, Inc
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Conventional, FHA, VA | 5 | 8.5% | 100% | $233,000 | |
Interlinc Mortgage Services, LLC
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Conventional, FHA | 3 | 5.1% | 100% | $145,000 | |
United Wholesale Mortgage
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Conventional, VA | 3 | 5.1% | 100% | $185,000 | |
Union Home Mortgage Corp.
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VA | 3 | 5.1% | 75% | $205,000 | |
Mortgage Research Center
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VA | 3 | 5.1% | 75% | $408,333 | |
Primary Residential Mortgage, INC.
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USDA | 2 | 3.4% | 100% | $240,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 3.4% | 80% | $325,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 3.4% | 100% | $305,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
1.7% | 100% | $25,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 1.7% | 33.3% | $45,000 | View |
Primelending
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Conventional | 1 | 1.7% | 100% | $175,000 | |
Newrez LLC
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USDA | 1 | 1.7% | 100% | $215,000 | |
Kind Lending, LLC
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Conventional | 1 | 1.7% | 50% | $155,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.7% | 100% | $245,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.7% | 50% | $185,000 | |
loanDepot.com LLC
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FHA | 1 | 1.7% | 100% | $125,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 1.7% | 100% | $175,000 | |
JMJ Financial Group Inc.
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Conventional | 1 | 1.7% | 100% | $155,000 | |
New Day Financial, LLC.
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VA | 1 | 1.7% | 100% | $255,000 | |
Redstone Federal Credit Union
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Conventional | 1 | 1.7% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 1.7% | 100% | $405,000 | View |
Texana Bank
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Conventional | 1 | 1.7% | 100% | $125,000 | |
Loan Simple, Inc.
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Conventional | 1 | 1.7% | 100% | $155,000 | |
Mason-McDuffie Mortgage Corporation
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VA | 1 | 1.7% | 100% | $305,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Carthage Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Carthage, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Carthage? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Carthage in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Carthage, TN
Use these to narrow the list above. Each category shows how many Carthage, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Carthage, TN
Independent mortgage companies closed 59.3 percent of home loans in Carthage, Tennessee in 2025, banks 37.3 percent and credit unions 3.4 percent. Success Mortgage Partners, Inc was the largest mortgage company, Citizens Bank the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Citizens Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Carthage, TN
By home loans closed in 2025, Citizens Bank was the largest mortgage lender in Carthage, Tennessee with 8 loans, about 13.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Carthage, Tennessee in 2025, led by Old National Bank with 2. 7 lenders closed VA loans, led by Union Home Mortgage Corp., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 2 credit unions closed home loans in Carthage, Tennessee in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Carthage, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Carthage, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Carthage. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
