Sallisaw, Oklahoma mortgage lenders include Firstar BankFirstar Bank209 S Kerr Blvd, Sallisaw, OK 74955A+5.0 ★Texas Ratio: 5.68%, Armstrong BankArmstrong Bank800 W Ruth Ave, Sallisaw, OK 74955A+5.0 ★Texas Ratio: 3.14%, First National Bank of Fort SmithFirst National Bank of Fort Smith1000 S Kerr Blvd, Sallisaw, OK 74955A+5.0 ★Texas Ratio: 2.55%, Arvest BankArvest Bank811 W Ruth Ave, Sallisaw, OK 74955A5.0 ★Texas Ratio: 7.48%, Local BankLocal Bank100 S Kerr Blvd, Sallisaw, OK 74955A+5.0 ★Texas Ratio: 3.86%, BancfirstBancfirst310 W Main St, Ardmore, OK 73401A5.0 ★Texas Ratio: 6.40%, Chickasaw Community BankChickasaw Community Bank115 Park Ave, Oklahoma City, OK 73102A5.0 ★Texas Ratio: 13.31%, Rcb BankRcb Bank26551 S Highway 125, Afton, OK 74331A+5.0 ★Texas Ratio: 4.64%, Simmons BankSimmons Bank1616 Arlington St, Ada, OK 74820A+5.0 ★Texas Ratio: 5.33%, and American Bank of OklahomaAmerican Bank of OklahomaCollinsville, OK. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sallisaw, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sallisaw are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Sallisaw, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Sallisaw 209 S Kerr Blvd, Sallisaw, OK 74955 A+5.0 ★Texas Ratio: 5.68% |
Conventional, FHA, VA, USDA | 35 | 25.2% | 97.2% | $220,142 | View |
|
1 office in Sallisaw 800 W Ruth Ave, Sallisaw, OK 74955 A+5.0 ★Texas Ratio: 3.14% |
Conventional, HELOC | 8 +1 HELOCs |
5.8% | 100% | $77,500 | View |
|
2 offices in Sallisaw 1000 S Kerr Blvd, Sallisaw, OK 74955 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA | 8 | 5.8% | 80% | $153,750 | View |
|
1 office in Sallisaw 811 W Ruth Ave, Sallisaw, OK 74955 A5.0 ★Texas Ratio: 7.48% |
Conventional, HELOC | 3 +2 HELOCs |
2.2% | 50% | $91,666 | View |
|
100 S Kerr Blvd, Sallisaw, OK 74955 A+5.0 ★Texas Ratio: 3.86% |
Conventional | 5 | 3.6% | 100% | $167,000 | View |
|
310 W Main St, Ardmore, OK 73401 A5.0 ★Texas Ratio: 6.40% |
Conventional | 1 | 0.7% | 100% | $45,000 | View |
|
115 Park Ave, Oklahoma City, OK 73102 A5.0 ★Texas Ratio: 13.31% |
FHA | 1 | 0.7% | 100% | $145,000 | View |
|
26551 S Highway 125, Afton, OK 74331 A+5.0 ★Texas Ratio: 4.64% |
Conventional | 1 | 0.7% | 100% | $505,000 | View |
|
1616 Arlington St, Ada, OK 74820 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Bank of Oklahoma
|
FHA | 1 | 0.7% | 100% | $255,000 | |
FirstTrust Home Loans
|
Conventional, FHA, VA, USDA | 17 | 12.2% | 100% | $205,588 | |
Rocket Mortgage
|
Conventional, FHA, VA | 9 | 6.5% | 90% | $162,777 | |
Mortgage Research Center
|
FHA, VA | 5 | 3.6% | 62.5% | $183,000 | |
United Federal Credit Union
|
Conventional, USDA, HELOC | 4 +1 HELOCs |
2.9% | 66.7% | $142,500 | |
United Wholesale Mortgage
|
FHA, VA | 3 | 2.2% | 100% | $341,666 | |
Pennymac Loan Services LLC
|
Conventional, VA | 2 | 1.4% | 100% | $125,000 | |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional, FHA | 2 | 1.4% | 28.6% | $90,000 | View |
Guild Mortgage Company
|
Conventional, FHA | 2 | 1.4% | 100% | $90,000 | |
Highlands Residential Mortgage, Ltd.
|
FHA | 2 | 1.4% | 100% | $150,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 1.4% | 100% | $345,000 | View |
Nationstar Mortgage
|
Conventional | 2 | 1.4% | 66.7% | $130,000 | |
Mortgage Solutions of Colorado
|
FHA, VA | 2 | 1.4% | 100% | $170,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 1.4% | 66.7% | $235,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 100% | $45,000 | View |
Royal United Mortgage LLC
|
Conventional | 1 | 0.7% | 100% | $75,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 0.7% | 100% | $115,000 | |
Newrez LLC
|
Conventional | 1 | 0.7% | 50% | $65,000 | |
Nbkc Bank
|
Conventional | 1 | 0.7% | 100% | $245,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.7% | 100% | $275,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $125,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 0.7% | 100% | $225,000 | |
|
A5.0 ★Texas Ratio: 10.05% |
FHA | 1 | 0.7% | 100% | $145,000 | View |
American Financing Corporation
|
FHA | 1 | 0.7% | 100% | $185,000 | |
Flat Branch Mortgage, Inc.
|
FHA | 1 | 0.7% | 50% | $175,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.7% | 100% | $75,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.7% | 50% | $135,000 | |
Credence Funding Corporation
|
VA | 1 | 0.7% | 100% | $205,000 | |
T2 Financial LLC
|
VA | 1 | 0.7% | 100% | $135,000 | |
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.7% | 50% | $145,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.7% | 100% | $675,000 | View |
21St Mortgage
|
Conventional | 1 | 0.7% | 14.3% | $75,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.7% | 100% | $55,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.7% | 100% | $195,000 | View |
Southwest Funding LP
|
FHA | 1 | 0.7% | 100% | $135,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Sallisaw? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sallisaw in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Sallisaw, OK lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 45.3 percent of home loans in Sallisaw, Oklahoma in 2025, banks 51.8 percent and credit unions 2.9 percent. FirstTrust Home Loans was the largest mortgage company, Firstar Bank the largest bank and United Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, Firstar Bank led with 35 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
By home loans closed in 2025, Firstar Bank was the largest mortgage lender in Sallisaw, Oklahoma with 35 loans, about 25.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Sallisaw, Oklahoma in 2025, led by Firstar Bank with 12. 14 lenders closed VA loans, led by Firstar Bank, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 1 credit unions closed home loans in Sallisaw, Oklahoma in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sallisaw, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sallisaw, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sallisaw. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.