Mortgage Lenders and Brokers in Headrick, Oklahoma
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Headrick, Oklahoma mortgage lenders include Shamrock Bank N.A.Shamrock Bank N.A.401 E Tamarack Rd, Altus, OK 73521A+5.0 ★Texas Ratio: 2.08%, Red River Federal Credit UnionRed River Federal Credit Union2721 N Main St, Altus, OK 73521A+5.0 ★Texas Ratio: 1.73%, Great Plains National BankGreat Plains National Bank201 N Glenn L English St, Cordell, OK 73632A5.0 ★Texas Ratio: 12.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1651 N 9th St, Broken Arrow, OK 74012A+5.0 ★Texas Ratio: 3.68%, Cattlemens BankCattlemens Bank3421 N Main St, Altus, OK 73521A+5.0 ★Texas Ratio: 2.69%, MidFirst BankMidFirst Bank2511 N Main St, Altus, OK 73521A+5.0 ★Texas Ratio: 4.93%, United Wholesale Mortgage, Mortgage Research Center, Rocket Mortgage, and Primelending. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Headrick, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Headrick are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Headrick, Oklahoma
Market share is the lender's share of all home loans closed in Headrick, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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401 E Tamarack Rd, Altus, OK 73521 A+5.0 ★Texas Ratio: 2.08% |
Conventional | 5 | 11.6% | 100% | $203,000 | View |
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2721 N Main St, Altus, OK 73521 A+5.0 ★Texas Ratio: 1.73% |
Conventional | 3 | 7% | 75% | $168,333 | View |
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201 N Glenn L English St, Cordell, OK 73632 A5.0 ★Texas Ratio: 12.14% |
Conventional, VA | 2 | 4.7% | 100% | $310,000 | View |
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1651 N 9th St, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2.3% | 100% | $195,000 | View |
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3421 N Main St, Altus, OK 73521 A+5.0 ★Texas Ratio: 2.69% |
Conventional | 1 | 2.3% | 100% | $105,000 | View |
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★ 5 stars, 1 review 2511 N Main St, Altus, OK 73521 A+5.0 ★Texas Ratio: 4.93% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 11.6% | 83.3% | $313,000 | |
Mortgage Research Center
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VA | 5 | 11.6% | 100% | $301,000 | |
Rocket Mortgage
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Conventional, FHA | 3 | 7% | 37.5% | $168,333 | |
Primelending
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Conventional, VA | 2 | 4.7% | 100% | $350,000 | |
Guild Mortgage Company
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Conventional, VA | 2 | 4.7% | 100% | $285,000 | |
Click n' Close, Inc.
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VA | 2 | 4.7% | 100% | $390,000 | |
Interlinc Mortgage Services, LLC
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Conventional | 1 | 2.3% | 100% | $85,000 | |
Goodleap, LLC
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FHA | 1 | 2.3% | 100% | $165,000 | |
Newrez LLC
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VA | 1 | 2.3% | 100% | $215,000 | |
Loanunited.Com, LLC
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VA | 1 | 2.3% | 100% | $465,000 | |
Pennymac Loan Services LLC
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VA | 1 | 2.3% | 100% | $185,000 | |
Jacksboro National Bank
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VA | 1 | 2.3% | 100% | $145,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 2.3% | 100% | $675,000 | View |
Nationstar Mortgage
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Conventional | 1 | 2.3% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 2.3% | 100% | $345,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 2.3% | 100% | $355,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 2.3% | 100% | $355,000 | |
21St Mortgage
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Conventional | 1 | 2.3% | 100% | $135,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Headrick Mortgage Rate Trends
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Headrick, Oklahoma
Looking for mortgage lenders near me or mortgage brokers near me in Headrick? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Headrick in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Headrick, OK
Use these to narrow the list above. Each category shows how many Headrick, OK lenders fit and what that kind of lender is usually best for.
Who Lends in Headrick, OK
Independent mortgage companies closed 55.8 percent of home loans in Headrick, Oklahoma in 2025, banks 34.9 percent and credit unions 9.3 percent. United Wholesale Mortgage was the largest mortgage company, Shamrock Bank N.A. the largest bank and Red River Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, Shamrock Bank N.A. led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
More Oklahoma Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Headrick, OK
By home loans closed in 2025, Shamrock Bank N.A. was the largest mortgage lender in Headrick, Oklahoma with 5 loans, about 11.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Headrick, Oklahoma in 2025, led by United Wholesale Mortgage with 1. 12 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 2 credit unions closed home loans in Headrick, Oklahoma in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Headrick, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Headrick, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Headrick. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
