Mortgage Lenders and Brokers in Fletcher, Oklahoma
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fletcher, Oklahoma mortgage lenders include BancfirstBancfirst310 W Main St, Ardmore, OK 73401A5.0 ★Texas Ratio: 6.40%, First United Bank and Trust CoFirst United Bank and Trust Co221 W 12th St, Ada, OK 74820A5.0 ★Texas Ratio: 10.43%, All America BankAll America Bank605 S 8th St, Cache, OK 73527D3.0 ★Texas Ratio: 39.19%, Arvest BankArvest Bank100 Se Frank Phillips Blvd, Bartlesville, OK 74003A5.0 ★Texas Ratio: 7.48%, Liberty National BankLiberty National Bank802 Coblake St, Apache, OK 73006A+5.0 ★Texas Ratio: 0.12%, Bokf NABokf NA3815 E Frank Phillips Blvd, Bartlesville, OK 74006A+5.0 ★Texas Ratio: 1.05%, Gateway First BankGateway First Bank422 S Dewey Ave, Bartlesville, OK 74003B+4.8 ★Texas Ratio: 17.16%, Fort Sill Federal Credit UnionFort Sill Federal Credit Union4700 Mow Way Rd, Fort Sill, OK 73503A+5.0 ★Texas Ratio: 3.98%, First Bank and Trust CoFirst Bank and Trust Co1720 Mclish St, Ardmore, OK 73401C+4.1 ★Texas Ratio: 25.84%, and BMO Harris Bank NABMO Harris Bank NA606 E Main St, Ada, OK 74820A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fletcher, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fletcher are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fletcher, Oklahoma
Market share is the lender's share of all home loans closed in Fletcher, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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310 W Main St, Ardmore, OK 73401 A5.0 ★Texas Ratio: 6.40% |
Conventional, HELOC | 8 +3 HELOCs |
7% | 90% | $135,000 | View |
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221 W 12th St, Ada, OK 74820 A5.0 ★Texas Ratio: 10.43% |
FHA, VA, USDA, HELOC | 7 +1 HELOCs |
6.1% | 100% | $260,714 | View |
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605 S 8th St, Cache, OK 73527 D3.0 ★Texas Ratio: 39.19% |
Conventional | 7 | 6.1% | 100% | $115,000 | View |
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100 Se Frank Phillips Blvd, Bartlesville, OK 74003 A5.0 ★Texas Ratio: 7.48% |
Conventional, VA, HELOC | 4 +4 HELOCs |
3.5% | 100% | $247,500 | View |
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★ 4 stars, 1 review 802 Coblake St, Apache, OK 73006 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 4 | 3.5% | 100% | $97,500 | View |
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3815 E Frank Phillips Blvd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 1.05% |
Conventional, FHA | 3 | 2.6% | 100% | $128,333 | View |
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422 S Dewey Ave, Bartlesville, OK 74003 B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.9% | 100% | $465,000 | View |
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4700 Mow Way Rd, Fort Sill, OK 73503 A+5.0 ★Texas Ratio: 3.98% |
Conventional | 1 | 0.9% | 100% | $95,000 | View |
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1720 Mclish St, Ardmore, OK 73401 C+4.1 ★Texas Ratio: 25.84% |
Conventional | 1 | 0.9% | 100% | $65,000 | View |
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606 E Main St, Ada, OK 74820 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 18 | 15.7% | 90% | $229,444 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 5.2% | 85.7% | $165,000 | |
Mortgage Research Center
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VA, USDA | 6 | 5.2% | 75% | $295,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 4 | 3.5% | 50% | $157,500 | |
Mortgage Solutions of Colorado
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VA | 4 | 3.5% | 100% | $342,500 | |
United Wholesale Mortgage
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Conventional, VA | 3 | 2.6% | 57.1% | $215,000 | |
Click n' Close, Inc.
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Conventional, FHA | 3 | 2.6% | 100% | $261,666 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA | 3 | 2.6% | 100% | $251,666 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 3 | 2.6% | 75% | $338,333 | |
Freedom Mortgage Corporation
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VA | 2 | 1.7% | 100% | $245,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 1.7% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, VA | 2 | 1.7% | 100% | $285,000 | View |
Carrington Mortgage Services LLC
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FHA, VA | 2 | 1.7% | 66.7% | $230,000 | |
Alliant Credit Union
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VA | 1 | 0.9% | 100% | $365,000 | |
American Financial Resources LLC
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VA | 1 | 0.9% | 100% | $305,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.9% | 100% | $165,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.9% | 100% | $235,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.9% | 100% | $355,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.9% | 100% | $695,000 | |
Newrez LLC
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VA | 1 | 0.9% | 100% | $295,000 | |
loanDepot.com LLC
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VA | 1 | 0.9% | 50% | $195,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.9% | 57.1% | $205,000 | View |
PHH Mortgage Corporation
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VA | 1 | 0.9% | 100% | $295,000 | |
Nqm Funding, LLC
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VA | 1 | 0.9% | 100% | $245,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.9% | 100% | $65,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.9% | 33.3% | $315,000 | View |
Credence Funding Corporation
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VA | 1 | 0.9% | 100% | $295,000 | |
Peoples Mortgage Company
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FHA | 1 | 0.9% | 100% | $355,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.9% | 100% | $295,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 50% | $115,000 | |
Lower, LLC
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VA | 1 | 0.9% | 100% | $305,000 | |
21St Mortgage
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Conventional | 1 | 0.9% | 33.3% | $105,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.9% | 100% | $75,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.9% | 100% | $95,000 |
Fletcher Mortgage Rate Trends
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fletcher, Oklahoma
Looking for mortgage lenders near me or mortgage brokers near me in Fletcher? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fletcher in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fletcher, OK
Use these to narrow the list above. Each category shows how many Fletcher, OK lenders fit and what that kind of lender is usually best for.
Who Lends in Fletcher, OK
Independent mortgage companies closed 61.7 percent of home loans in Fletcher, Oklahoma in 2025, banks 33 percent and credit unions 5.2 percent. Guild Mortgage Company was the largest mortgage company, Bancfirst the largest bank and Fort Sill Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, Bancfirst led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
More Oklahoma Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fletcher, OK
By home loans closed in 2025, Bancfirst was the largest mortgage lender in Fletcher, Oklahoma with 8 loans, about 7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Fletcher, Oklahoma in 2025, led by Guild Mortgage Company with 9. 24 lenders closed VA loans, led by Guild Mortgage Company, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 4 credit unions closed home loans in Fletcher, Oklahoma in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fletcher, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fletcher, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fletcher. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
