Mortgage Lenders and Brokers in Ottawa Hills, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ottawa Hills, Ohio mortgage lenders include Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Keybank National AssociationKeybank National Association3983 Medina Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 4.81%, Signature Bank, N.A.Signature Bank, N.A.4607 W Sylvania Ave, Toledo, OH 43623A+5.0 ★Texas Ratio: 5.37%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, Waterford Bank, N.A.Waterford Bank, N.A.231 Louisiana Ave, Perrysburg, OH 43551A+5.0 ★Texas Ratio: 5.33%, Citizens Bank, NACitizens Bank, NA2147 East Ave, Akron, OH 44314A+5.0 ★Texas Ratio: 5.44%, Directions Credit UnionDirections Credit Union1306 Cleveland Ave, Ashland, OH 44805A+5.0 ★Texas Ratio: 3.08%, Sun Federal Credit UnionSun Federal Credit Union1627 Holland Rd, Maumee, OH 43537A5.0 ★Texas Ratio: 6.81%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.112 E Liberty St, Arlington, OH 45814A+5.0 ★Texas Ratio: 3.87%, and Old Fort Banking CompanyOld Fort Banking Company238 State St, Bettsville, OH 44815A+4.8 ★Texas Ratio: 1.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ottawa Hills, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ottawa Hills are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ottawa Hills, Ohio
Market share is the lender's share of all home loans closed in Ottawa Hills, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 8 +13 HELOCs |
10.3% | 100% | $336,250 | View |
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3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo | 4 | 5.1% | 100% | $435,000 | View |
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4607 W Sylvania Ave, Toledo, OH 43623 A+5.0 ★Texas Ratio: 5.37% |
Conventional, Jumbo | 4 | 5.1% | 100% | $942,500 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
2.6% | 100% | $580,000 | View |
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231 Louisiana Ave, Perrysburg, OH 43551 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 2 | 2.6% | 100% | $360,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +5 HELOCs |
1.3% | 100% | $535,000 | View |
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1306 Cleveland Ave, Ashland, OH 44805 A+5.0 ★Texas Ratio: 3.08% |
Conventional, HELOC | 1 +3 HELOCs |
1.3% | 100% | $95,000 | View |
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1627 Holland Rd, Maumee, OH 43537 A5.0 ★Texas Ratio: 6.81% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $335,000 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 1.3% | 100% | $355,000 | View |
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238 State St, Bettsville, OH 44815 A+4.8 ★Texas Ratio: 1.69% |
Conventional | 1 | 1.3% | 100% | $475,000 | View |
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3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 1 | 1.3% | 100% | $845,000 | View |
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36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
Conventional | 1 | 1.3% | 100% | $395,000 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 1.3% | 100% | $325,000 | View |
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1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 1.3% | 100% | $705,000 | View |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1.3% | 100% | $195,000 | View |
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39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 4 stars, 1 review 403 S Pike St, Anna, OH 45302 A+5.0 ★Texas Ratio: 1.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3650 Olentangy River Rd Ste 100, Columbus, OH 43214 A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional | 4 | 5.1% | 100% | $375,000 | |
Equity Resources Inc
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Conventional, HELOC | 2 +1 HELOCs |
2.6% | 100% | $400,000 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 1 +3 HELOCs |
1.3% | 100% | $145,000 | |
Rocket Mortgage
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Conventional, FHA | 9 | 11.5% | 83.3% | $327,222 | |
Cmg Mortgage Inc
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Conventional | 5 | 6.4% | 100% | $375,000 | |
Click n' Close, Inc.
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Conventional | 4 | 5.1% | 100% | $310,000 | |
United Wholesale Mortgage
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Conventional, HELOC | 3 +1 HELOCs |
3.8% | 75% | $395,000 | |
Mortgage Research Center
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VA | 3 | 3.8% | 100% | $211,666 | |
Gvc Mortgage, Inc.
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Conventional, FHA | 2 | 2.6% | 100% | $195,000 | |
Nfm, Inc
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Conventional, VA | 2 | 2.6% | 100% | $280,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.3% | 100% | $305,000 | |
Newrez LLC
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VA | 1 | 1.3% | 100% | $435,000 | |
Guidance Residential, LLC
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Conventional | 1 | 1.3% | 100% | $605,000 | |
Pennymac Loan Services LLC
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VA | 1 | 1.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 1.3% | 100% | $495,000 | View |
MMS Mortgage Services, Ltd.
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Conventional | 1 | 1.3% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1.3% | 100% | $335,000 | View |
Lake Michigan Credit Union
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Conventional, Jumbo | 1 | 1.3% | 100% | $1,375,000 | |
Uif Corporation
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Conventional | 1 | 1.3% | 100% | $705,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.3% | 100% | $395,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.3% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.3% | 100% | $805,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.3% | 100% | $55,000 |
Ottawa Hills Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ottawa Hills, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Ottawa Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ottawa Hills in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ottawa Hills, OH
Use these to narrow the list above. Each category shows how many Ottawa Hills, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Ottawa Hills, OH
Independent mortgage companies closed 55.1 percent of home loans in Ottawa Hills, Ohio in 2025, banks 39.7 percent and credit unions 5.1 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Directions Credit Union the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ottawa Hills, OH
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Ottawa Hills, Ohio with 8 loans, about 10.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Ottawa Hills, Ohio in 2025, led by Huntington National Bank with 1. 4 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 5 credit unions closed home loans in Ottawa Hills, Ohio in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ottawa Hills, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ottawa Hills, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ottawa Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
