Mortgage Lenders and Brokers in Oberlin, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oberlin, Ohio mortgage lenders include Huntington National BankHuntington National Bank56 S Pleasant St, Oberlin, OH 44074A+5.0 ★Texas Ratio: 3.66%, Northwest BankNorthwest Bank49 S Main St, Oberlin, OH 44074A+5.0 ★Texas Ratio: 3.99%, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, First Federal S&L of LakewoodFirst Federal S&L of Lakewood36839 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 4.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.112 E Liberty St, Arlington, OH 45814A+5.0 ★Texas Ratio: 3.87%, Century FCUCentury FCU1240 E 9th St, Cleveland, OH 44199A+5.0 ★Texas Ratio: 4.01%, First National Bank of PAFirst National Bank of PA3296 W Market St, Akron, OH 44333A+5.0 ★Texas Ratio: 1.62%, Civista BankCivista Bank529 N Cleveland Massillon Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 4.72%, and Citizens Bank, NACitizens Bank, NA2147 East Ave, Akron, OH 44314A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oberlin, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oberlin are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oberlin, Ohio
Market share is the lender's share of all home loans closed in Oberlin, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Oberlin 56 S Pleasant St, Oberlin, OH 44074 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 11 +9 HELOCs |
12.8% | 91.7% | $157,727 | View |
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1 office in Oberlin 49 S Main St, Oberlin, OH 44074 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 3 +5 HELOCs |
3.5% | 100% | $78,333 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 7 +7 HELOCs |
8.1% | 100% | $273,571 | View |
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36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
Conventional | 2 | 2.3% | 100% | $180,000 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
1.2% | 33.3% | $265,000 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 1.2% | 100% | $95,000 | View |
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1240 E 9th St, Cleveland, OH 44199 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 1.2% | 100% | $175,000 | View |
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3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 1.2% | 50% | $335,000 | View |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1.2% | 100% | $145,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 5.8% | 100% | $309,000 | |
Union Home Mortgage Corp.
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VA | 2 | 2.3% | 100% | $175,000 | |
Rocket Mortgage
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Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
11.6% | 90.9% | $155,000 | |
Ruoff Mortgage Company
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Conventional, FHA | 4 | 4.7% | 100% | $222,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 4.7% | 100% | $265,000 | |
loanDepot.com LLC
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Conventional, HELOC | 3 +1 HELOCs |
3.5% | 50% | $198,333 | |
Royal United Mortgage LLC
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Conventional | 2 | 2.3% | 100% | $180,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 2 | 2.3% | 100% | $330,000 | |
Stockton Mortgage Corporation
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Conventional, FHA | 2 | 2.3% | 100% | $330,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 2.3% | 100% | $215,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 2.3% | 100% | $100,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 1.2% | 100% | $105,000 | |
American Financial Resources LLC
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FHA | 1 | 1.2% | 100% | $285,000 | |
Servion
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Conventional | 1 | 1.2% | 100% | $195,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.2% | 50% | $85,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $195,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 1.2% | 100% | $255,000 | |
Discover Bank
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Conventional | 1 | 1.2% | 50% | $55,000 | |
Click n' Close, Inc.
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Conventional | 1 | 1.2% | 100% | $225,000 | |
Citizens Equity First Credit U
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Conventional | 1 | 1.2% | 100% | $365,000 | |
American Financing Corporation
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FHA | 1 | 1.2% | 50% | $205,000 | |
University of Illinois Community Credit Union
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Conventional | 1 | 1.2% | 100% | $365,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.2% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 1.2% | 100% | $535,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $205,000 | |
Mortgage Research Center
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VA | 1 | 1.2% | 100% | $215,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1.2% | 50% | $165,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 1.2% | 100% | $165,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 1.2% | 100% | $325,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.2% | 100% | $455,000 | |
Village Capital & Investment
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FHA | 1 | 1.2% | 100% | $215,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Oberlin Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oberlin, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Oberlin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oberlin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oberlin, OH
Use these to narrow the list above. Each category shows how many Oberlin, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Oberlin, OH
Independent mortgage companies closed 61.6 percent of home loans in Oberlin, Ohio in 2025, banks 34.9 percent and credit unions 3.5 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Century FCU the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oberlin, OH
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Oberlin, Ohio with 11 loans, about 12.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Oberlin, Ohio in 2025, led by Rocket Mortgage with 3. 7 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 3 credit unions closed home loans in Oberlin, Ohio in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oberlin, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oberlin, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oberlin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
