Mortgage Lenders and Brokers in Middlefield, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Middlefield, Ohio mortgage lenders include Huntington National BankHuntington National Bank14849 N State Ave, Middlefield, OH 44062A+5.0 ★Texas Ratio: 3.66%, Farmers National BankFarmers National Bank310 W State St, Alliance, OH 44601A+5.0 ★Texas Ratio: 5.45%, The Middlefield Banking CompanyThe Middlefield Banking CompanyMiddlefield, OH, First National Bank of PAFirst National Bank of PA3296 W Market St, Akron, OH 44333A+5.0 ★Texas Ratio: 1.62%, Keybank National AssociationKeybank National Association3983 Medina Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 4.81%, Seven Seventeen Credit UnionSeven Seventeen Credit Union6460 Mahoning Ave, Austintown, OH 44515 2008A5.0 ★Texas Ratio: 7.64%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, The Andover BankThe Andover Bank19 Public Sq, Andover, OH 44003A4.5 ★Texas Ratio: 1.91%, Citizens Bank, NACitizens Bank, NA2147 East Ave, Akron, OH 44314A+5.0 ★Texas Ratio: 5.44%, and Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Middlefield, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Middlefield are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Middlefield, Ohio
Market share is the lender's share of all home loans closed in Middlefield, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Middlefield 14849 N State Ave, Middlefield, OH 44062 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 7 +24 HELOCs |
4.8% | 87.5% | $125,000 | View |
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1 office in Middlefield 310 W State St, Alliance, OH 44601 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.7% | 100% | $275,000 | View |
The Middlefield Banking Company
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Conventional | 56 | 38.6% | 76% | $157,142 | |
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3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $85,000 | View |
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3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
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6460 Mahoning Ave, Austintown, OH 44515 2008 A5.0 ★Texas Ratio: 7.64% |
Conventional | 1 | 0.7% | 100% | $245,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional | 1 | 0.7% | 100% | $135,000 | |
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19 Public Sq, Andover, OH 44003 A4.5 ★Texas Ratio: 1.91% |
Conventional | 1 | 0.7% | 100% | $165,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 50% | View | |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA, HELOC | 6 +1 HELOCs |
4.1% | 100% | $231,666 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.4% | 100% | $215,000 | |
Liberty Home Mortgage Corp
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Conventional | 1 | 0.7% | 100% | $345,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 19 | 13.1% | 82.6% | $275,000 | |
Rocket Mortgage
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Conventional, FHA | 8 | 5.5% | 88.9% | $212,500 | |
Farm Credit Mid-America, Aca
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Conventional | 8 | 5.5% | 72.7% | $255,000 | |
United Wholesale Mortgage
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Conventional, VA | 4 | 2.8% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 2.8% | 100% | $250,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 3 | 2.1% | 100% | $138,333 | View |
Ruoff Mortgage Company
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Conventional | 2 | 1.4% | 100% | $200,000 | |
Howard Hanna Financial Services, Inc
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Conventional, FHA | 2 | 1.4% | 100% | $190,000 | |
Polaris Home Funding Corp.
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Conventional | 1 | 0.7% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 50% | $235,000 | View |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $205,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $85,000 | |
Guild Mortgage Company
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VA | 1 | 0.7% | 100% | $415,000 | |
Data Mortgage, Inc
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FHA | 1 | 0.7% | 100% | $125,000 | |
American Financing Corporation
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FHA | 1 | 0.7% | 50% | $305,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.7% | 100% | $205,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.7% | 100% | $265,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.7% | 100% | $265,000 | |
Mortgage Research Center
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VA | 1 | 0.7% | 33.3% | $235,000 | |
Saygo Home Loans, LLC
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FHA | 1 | 0.7% | 100% | $195,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
21St Mortgage
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Conventional | 1 | 0.7% | 50% | $35,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.7% | 100% | $25,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.7% | 100% | $75,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.7% | 25% | $85,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Middlefield Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Middlefield, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Middlefield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Middlefield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Middlefield, OH
Use these to narrow the list above. Each category shows how many Middlefield, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Middlefield, OH
Independent mortgage companies closed 46.2 percent of home loans in Middlefield, Ohio in 2025, banks 50.3 percent and credit unions 3.4 percent. Union Home Mortgage Corp. was the largest mortgage company, Huntington National Bank the largest bank and Seven Seventeen Credit Union the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Middlefield, OH
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Middlefield, Ohio with 7 loans, about 4.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Middlefield, Ohio, The Middlefield Banking Company approved the highest share of completed applications in 2025 at 76 percent, against a 80 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Middlefield, Ohio in 2025, led by Nvr Mortgage Finance, Inc. with 4. 5 lenders closed VA loans, led by Nvr Mortgage Finance, Inc., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 2 credit unions closed home loans in Middlefield, Ohio in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Middlefield, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Middlefield, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Middlefield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
