Mortgage Lenders and Brokers in Holiday Lakes, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Holiday Lakes, Ohio mortgage lenders include Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, PNC Bank N.A.PNC Bank N.A.35 Montrose West Ave, Akron, OH 44321A+5.0 ★Texas Ratio: 4.24%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.112 E Liberty St, Arlington, OH 45814A+5.0 ★Texas Ratio: 3.87%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, Mechanics BankMechanics Bank65 Main St, Bellville, OH 44813A+5.0 ★Texas Ratio: 4.43%, Keybank National AssociationKeybank National Association3983 Medina Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 4.81%, VacationLand Federal Credit UnionVacationLand Federal Credit Union2402 University Dr E, Huron, OH 44839 9173A+5.0 ★Texas Ratio: 4.80%, Glass City Federal Credit UnionGlass City Federal Credit Union1275 N Main St, Bowling Green, OH 43402 1342, Fremont Federal Credit UnionFremont Federal Credit Union1200 N Main St, Bowling Green, OH 43402A+5.0 ★Texas Ratio: 4.36%, and Wright Patt Credit Union IncWright Patt Credit Union Inc1506 N Fairfield Rd, Beavercreek, OH 45432 2737A5.0 ★Texas Ratio: 6.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Holiday Lakes, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Holiday Lakes are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Holiday Lakes, Ohio
Market share is the lender's share of all home loans closed in Holiday Lakes, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 5 +6 HELOCs |
11.9% | 100% | $119,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
2.4% | 100% | $195,000 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 1 +2 HELOCs |
2.4% | 100% | $205,000 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
2.4% | 100% | $35,000 | View |
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65 Main St, Bellville, OH 44813 A+5.0 ★Texas Ratio: 4.43% |
Conventional | 1 | 2.4% | 100% | $155,000 | View |
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3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 2.4% | 100% | $45,000 | View |
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★ 5 stars, 1 review 2402 University Dr E, Huron, OH 44839 9173 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 2.4% | 100% | $115,000 | View |
Glass City Federal Credit Union
1275 N Main St, Bowling Green, OH 43402 1342 |
Conventional | 1 | 2.4% | 100% | $105,000 | |
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1200 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 4.36% |
Conventional | 1 | 2.4% | 100% | $315,000 | View |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional | 1 | 2.4% | 100% | $385,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional | 1 | 2.4% | 100% | $895,000 | |
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1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
Conventional | 1 | 2.4% | 100% | $165,000 | View |
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1306 Cleveland Ave, Ashland, OH 44805 A+5.0 ★Texas Ratio: 3.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 7.1% | 75% | $305,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 4.8% | 100% | $325,000 | |
Ag Credit, ACA
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Conventional | 2 | 4.8% | 100% | $250,000 | |
T2 Financial LLC
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Conventional | 1 | 2.4% | 100% | $355,000 | |
Rocket Mortgage
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Conventional, FHA | 6 | 14.3% | 100% | $125,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 9.5% | 80% | $112,500 | |
United Wholesale Mortgage
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Conventional | 1 | 2.4% | 50% | $185,000 | |
Greenstate Credit Union
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FHA | 1 | 2.4% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 2.4% | 100% | $85,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 2.4% | 100% | $245,000 | |
Pennymac Loan Services LLC
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VA | 1 | 2.4% | 100% | $235,000 | |
Your Home Financial LLC
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FHA | 1 | 2.4% | 100% | $185,000 | |
Mortgage Research Center
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Conventional | 1 | 2.4% | 100% | $145,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 2.4% | 100% | $105,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Holiday Lakes Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Holiday Lakes, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Holiday Lakes? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Holiday Lakes in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Holiday Lakes, OH
Use these to narrow the list above. Each category shows how many Holiday Lakes, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Holiday Lakes, OH
Independent mortgage companies closed 57.1 percent of home loans in Holiday Lakes, Ohio in 2025, banks 31 percent and credit unions 11.9 percent. Union Home Mortgage Corp. was the largest mortgage company, Huntington National Bank the largest bank and VacationLand Federal Credit Union the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Holiday Lakes, OH
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Holiday Lakes, Ohio with 5 loans, about 11.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Holiday Lakes, Ohio in 2025, led by loanDepot.com LLC with 3. 2 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 6 credit unions closed home loans in Holiday Lakes, Ohio in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Holiday Lakes, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Holiday Lakes, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Holiday Lakes. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
