Spring Creek, Nevada mortgage lenders include Zions Bancorporation, N.A.Zions Bancorporation, N.A.568 Spring Valley Ct, Spring Creek, NV 89815A+5.0 ★Texas Ratio: 3.72%, US Bank, N.A.US Bank, N.A.3405 Market St, Carson City, NV 89706A+5.0 ★Texas Ratio: 2.85%, Greater Nevada MortgageGreater Nevada Mortgage4070 Silver Sage Dr, Carson City, NV 89701F1.0 ★Texas Ratio: 55.97%, Wells Fargo Bank NAWells Fargo Bank NA1000 Broyles Ranch Rd, Battle Mountain, NV 89820A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA947 Topsy Ln, Carson City, NV 89705A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA10211 S Eastern Ave, Henderson, NV 89052A+5.0 ★Texas Ratio: 2.82%, Washington FederalWashington Federal2501 Mountain City Hwy, Elko, NV 89801A+5.0 ★Texas Ratio: 4.48%, Village Capital & InvestmentVillage Capital & InvestmentHenderson, NV, Valley West CorporationValley West CorporationLas Vegas, NV, and Guild Mortgage Company. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Spring Creek, Nevada in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Spring Creek are listed first, then lenders elsewhere in Nevada, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Spring Creek, Nevada. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Spring Creek 568 Spring Valley Ct, Spring Creek, NV 89815 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +6 HELOCs |
0% | 100% | View | |
|
3405 Market St, Carson City, NV 89706 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 18 +7 HELOCs |
3.6% | 81.8% | $163,333 | View |
|
4070 Silver Sage Dr, Carson City, NV 89701 F1.0 ★Texas Ratio: 55.97% |
Conventional, FHA, HELOC | 10 +1 HELOCs |
2% | 100% | $357,000 | View |
|
1000 Broyles Ranch Rd, Battle Mountain, NV 89820 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 50% | $260,000 | View |
|
947 Topsy Ln, Carson City, NV 89705 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
10211 S Eastern Ave, Henderson, NV 89052 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2501 Mountain City Hwy, Elko, NV 89801 A+5.0 ★Texas Ratio: 4.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Village Capital & Investment
|
FHA, VA | 3 | 0.6% | 100% | $288,333 | |
Valley West Corporation
|
FHA | 1 | 0.2% | 33.3% | $445,000 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 92 | 18.6% | 98.1% | $282,282 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 60 | 12.1% | 93.8% | $364,333 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 45 | 9.1% | 94.2% | $235,222 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 43 | 8.7% | 82.7% | $242,209 | |
Iserve Residential Lending
|
Conventional, FHA, VA, USDA | 28 | 5.7% | 93.5% | $329,285 | |
Freedom Mortgage Corporation
|
FHA, VA | 15 | 3% | 81.8% | $343,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 14 | 2.8% | 93.3% | $306,428 | |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 11 +1 HELOCs |
2.2% | 100% | $325,909 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 10 +2 HELOCs |
2% | 90.9% | $198,000 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA, USDA | 10 | 2% | 100% | $319,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 9 | 1.8% | 100% | $350,555 | |
|
A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 8 +6 HELOCs |
1.6% | 80% | $263,750 | |
New American Funding, LLC.
|
Conventional, FHA, VA, HELOC | 7 +2 HELOCs |
1.4% | 70% | $219,285 | |
Mortgage Research Center
|
VA | 7 | 1.4% | 58.3% | $390,714 | |
Newrez LLC
|
Conventional, VA | 6 | 1.2% | 66.7% | $375,000 | |
|
A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
1% | 62.5% | $167,000 | |
CrossCountry Mortgage, LLC
|
FHA, VA | 5 | 1% | 100% | $345,000 | |
United Federal Credit Union
|
Conventional, FHA, Jumbo | 5 | 1% | 100% | $541,000 | |
American Financial Network, Inc.
|
Conventional, FHA, VA | 4 | 0.8% | 100% | $335,000 | |
Nationstar Mortgage
|
Conventional, VA | 4 | 0.8% | 100% | $322,500 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 4 | 0.8% | 80% | $345,000 | |
Go Mortgage, LLC
|
FHA | 3 | 0.6% | 100% | $305,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.6% | 100% | $378,333 | View |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.6% | 100% | $401,666 | View |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA | 3 | 0.6% | 60% | $291,666 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $375,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 2 | 0.4% | 28.6% | $190,000 | |
Kind Lending, LLC
|
FHA, VA | 2 | 0.4% | 100% | $330,000 | |
Loanunited.Com, LLC
|
FHA | 2 | 0.4% | 100% | $330,000 | |
Synergy One Lending, Inc.
|
Conventional, VA, Jumbo | 2 | 0.4% | 100% | $490,000 | |
Discover Bank
|
Conventional | 2 | 0.4% | 66.7% | $65,000 | |
Securitynational Mortgage Company
|
FHA, VA | 2 | 0.4% | 66.7% | $390,000 | |
Stg Mortgage Inc
|
FHA | 2 | 0.4% | 100% | $440,000 | |
Mutual of Omaha Mortgage
|
FHA, VA | 2 | 0.4% | 100% | $290,000 | |
21St Mortgage
|
Conventional | 2 | 0.4% | 28.6% | $170,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 66.7% | $180,000 | View |
Carrington Mortgage Services LLC
|
FHA | 2 | 0.4% | 75% | $260,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.4% | 100% | $495,000 | View |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 2 | 0.4% | 100% | $405,000 | View |
Alliant Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $435,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.2% | 100% | $255,000 | |
Guaranteed Rate, Inc.
|
VA | 1 | 0.2% | 100% | $365,000 | |
Primelending
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $705,000 | View |
Primary Residential Mortgage, INC.
|
VA | 1 | 0.2% | 100% | $405,000 | |
NOVA Financial & Investment Corporation
|
Conventional | 1 | 0.2% | 50% | $265,000 | |
MortgageOne, Inc
|
FHA | 1 | 0.2% | 100% | $355,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.2% | 100% | $235,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 0.2% | 25% | $275,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.2% | 20% | $75,000 | |
Click n' Close, Inc.
|
USDA | 1 | 0.2% | 100% | $425,000 | |
ClearPath Lending
|
VA | 1 | 0.2% | 100% | $235,000 | |
Union Home Mortgage Corp.
|
FHA | 1 | 0.2% | 100% | $425,000 | |
Calcon Mutual Mortgage LLC
|
FHA | 1 | 0.2% | 100% | $335,000 | |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 50% | $445,000 | |
Evergreen Moneysource Mortgage Company
|
FHA | 1 | 0.2% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
FHA | 1 | 0.2% | 100% | $445,000 | View |
|
A+5.0 ★Texas Ratio: 1.95% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Mission Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
Certified Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.2% | 50% | $665,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.2% | 50% | $65,000 | |
First Technology Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.2% | 100% | $285,000 | |
Flyhomes Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $85,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Chartway FCU
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Citizens Equity First Credit U
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Nevada compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Spring Creek? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Spring Creek in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Spring Creek, NV lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 86.5 percent of home loans in Spring Creek, Nevada in 2025, banks 6.9 percent and credit unions 6.7 percent. Village Capital & Investment was the largest mortgage company, Zions Bancorporation, N.A. the largest bank and Greater Nevada Mortgage the largest credit union. Among lenders headquartered in Nevada, Greater Nevada Mortgage led with 10 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nevada. Real property transfer tax of $1.95 per $500 of value statewide (about 0.39 percent), $2.05 per $500 in Washoe and Churchill counties, and $2.55 per $500 (0.51 percent) in Clark County; buyer and seller are jointly liable and the seller customarily pays. No mortgage recording tax.
By home loans closed in 2025, Zions Bancorporation, N.A. was the largest mortgage lender in Spring Creek, Nevada with 0 loans, about 0 percent of the market. The largest lender headquartered in Nevada was Greater Nevada Mortgage with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Spring Creek, Nevada, Guild Mortgage Company approved the highest share of completed applications in 2025 at 98.1 percent, against a 87.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
39 lenders closed FHA loans in Spring Creek, Nevada in 2025, led by United Wholesale Mortgage with 45. 28 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 12 credit unions closed home loans in Spring Creek, Nevada in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Spring Creek, Nevada during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Spring Creek, Nevada for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Spring Creek. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.