Curtis, Nebraska mortgage lenders include Charter West BankCharter West Bank20041 Manderson St, Elkhorn, NE 68022A+5.0 ★Texas Ratio: 2.29%, Dayspring bankDayspring bank914 Lake Ave, Gothenburg, NE 69138A5.0 ★Texas Ratio: 11.98%, MNB BankMNB Bank118 W Plum St, Doniphan, NE 68832A+5.0 ★Texas Ratio: 0.83%, Central National BankCentral National Bank411 N National Ave, Superior, NE 68978A+5.0 ★Texas Ratio: 0.14%, Adams Bank & TrustAdams Bank & Trust202 State St, Brule, NE 69127A5.0 ★Texas Ratio: 10.02%, Pinnacle BankPinnacle Bank122 S Walnut St, Arnold, NE 69120A+5.0 ★Texas Ratio: 1.45%, Home Federal Savings and LoanHome Federal Savings and Loan3311 W Stolley Park Rd, Grand Island, NE 68803A+5.0 ★Texas Ratio: 1.17%, Lincoln Federal Svgs Bk of NeLincoln Federal Svgs Bk of Ne524 Chief St, Benkelman, NE 69021A+5.0 ★Texas Ratio: 3.23%, Mortgage Research Center, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Curtis, Nebraska in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Curtis are listed first, then lenders elsewhere in Nebraska, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Curtis, Nebraska. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
20041 Manderson St, Elkhorn, NE 68022 A+5.0 ★Texas Ratio: 2.29% |
Conventional | 4 | 18.2% | 100% | $122,500 | View |
|
914 Lake Ave, Gothenburg, NE 69138 A5.0 ★Texas Ratio: 11.98% |
Conventional, FHA | 2 | 9.1% | 66.7% | $60,000 | View |
|
118 W Plum St, Doniphan, NE 68832 A+5.0 ★Texas Ratio: 0.83% |
Conventional | 1 | 4.5% | 100% | $55,000 | View |
|
411 N National Ave, Superior, NE 68978 A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 4.5% | 100% | $195,000 | View |
|
202 State St, Brule, NE 69127 A5.0 ★Texas Ratio: 10.02% |
Conventional | 1 | 4.5% | 100% | $55,000 | View |
|
122 S Walnut St, Arnold, NE 69120 A+5.0 ★Texas Ratio: 1.45% |
VA | 1 | 4.5% | 100% | $495,000 | View |
|
3311 W Stolley Park Rd, Grand Island, NE 68803 A+5.0 ★Texas Ratio: 1.17% |
Conventional | 1 | 4.5% | 100% | $95,000 | View |
|
524 Chief St, Benkelman, NE 69021 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 1 | 4.5% | 100% | $315,000 | View |
Mortgage Research Center
|
VA | 2 | 9.1% | 100% | $150,000 | |
Rocket Mortgage
|
VA | 1 | 4.5% | 33.3% | $145,000 | |
Guild Mortgage Company
|
Conventional | 1 | 4.5% | 100% | $55,000 | |
American Financing Corporation
|
Conventional | 1 | 4.5% | 100% | $305,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 4.5% | 100% | $95,000 | View |
Freedom Mortgage Corporation
|
FHA | 1 | 4.5% | 100% | $145,000 | |
Empeople Credit Union
|
Conventional | 1 | 4.5% | 100% | $345,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 4.5% | 100% | $65,000 | |
21St Mortgage
|
Conventional | 1 | 4.5% | 100% | $155,000 |
Daily average mortgage rates for Nebraska compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Curtis? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Curtis in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Curtis, NE lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 36.4 percent of home loans in Curtis, Nebraska in 2025, banks 59.1 percent and credit unions 4.5 percent. Mortgage Research Center was the largest mortgage company, Charter West Bank the largest bank and Empeople Credit Union the largest credit union. Among lenders headquartered in Nebraska, Charter West Bank led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nebraska. State documentary stamp tax paid by the seller of $3.32 per $1,000 of value effective July 18, 2026 under LB 1067 to fund workforce housing; the rate was $2.25 per $1,000 from 2005 through September 2, 2025 and $2.32 from September 3, 2025 to July 17, 2026, and it drops back to $2.32 on January 1, 2032. No mortgage recording tax.
By home loans closed in 2025, Charter West Bank was the largest mortgage lender in Curtis, Nebraska with 4 loans, about 18.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Curtis, Nebraska in 2025, led by Dayspring bank with 1. 4 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 1 credit unions closed home loans in Curtis, Nebraska in 2025, alongside 7 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Curtis, Nebraska during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Curtis, Nebraska for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Curtis. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.