Mortgage Lenders and Brokers in Crete, Nebraska
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Crete, Nebraska mortgage lenders include City Bank & Trust Co.City Bank & Trust Co.1135 Main Ave, Crete, NE 68333A5.0 ★Texas Ratio: 8.33%, Union Bank and Trust CompanyUnion Bank and Trust Company1850 Grove Ave, Crete, NE 68333A+5.0 ★Texas Ratio: 2.09%, Pinnacle BankPinnacle Bank143 E 13th St, Crete, NE 68333A+5.0 ★Texas Ratio: 1.45%, Lincoln Federal Svgs Bk of NeLincoln Federal Svgs Bk of Ne524 Chief St, Benkelman, NE 69021A+5.0 ★Texas Ratio: 3.23%, Liberty First Credit UnionLiberty First Credit Union12702 Westport Pkwy Ste 100, La Vista, NE 68138 4012A+5.0 ★Texas Ratio: 3.58%, Charter West BankCharter West Bank20041 Manderson St, Elkhorn, NE 68022A+5.0 ★Texas Ratio: 2.29%, First Nebraska Credit UnionFirst Nebraska Credit Union155 W Bridge St, Arcadia, NE 68815A+5.0 ★Texas Ratio: 1.71%, First State Bank NebraskaFirst State Bank Nebraska560 Sargent St, Beatrice, NE 68310A+5.0 ★Texas Ratio: 1.05%, Four Points Federal Credit UnionFour Points Federal Credit Union12240 L St, Omaha, NE 68137 2258D1.6 ★Texas Ratio: 10.46%, and Lincone Federal Credit UnionLincone Federal Credit Union4638 W St, Lincoln, NE 68503A+5.0 ★Texas Ratio: 2.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Crete, Nebraska in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Crete are listed first, then lenders elsewhere in Nebraska, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Crete, Nebraska
Market share is the lender's share of all home loans closed in Crete, Nebraska. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Crete 1135 Main Ave, Crete, NE 68333 A5.0 ★Texas Ratio: 8.33% |
Conventional, FHA | 16 | 15.7% | 88.9% | $220,625 | View |
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1 office in Crete 1850 Grove Ave, Crete, NE 68333 A+5.0 ★Texas Ratio: 2.09% |
Conventional, FHA, HELOC | 12 +3 HELOCs |
11.8% | 100% | $234,166 | View |
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1 office in Crete 143 E 13th St, Crete, NE 68333 A+5.0 ★Texas Ratio: 1.45% |
Conventional, HELOC | 9 +3 HELOCs |
8.8% | 100% | $199,444 | View |
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524 Chief St, Benkelman, NE 69021 A+5.0 ★Texas Ratio: 3.23% |
Conventional, FHA | 8 | 7.8% | 100% | $277,500 | View |
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12702 Westport Pkwy Ste 100, La Vista, NE 68138 4012 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 7 | 6.9% | 77.8% | $120,714 | View |
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20041 Manderson St, Elkhorn, NE 68022 A+5.0 ★Texas Ratio: 2.29% |
Conventional, FHA | 6 | 5.9% | 85.7% | $243,333 | View |
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155 W Bridge St, Arcadia, NE 68815 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 1% | 100% | $85,000 | View |
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560 Sargent St, Beatrice, NE 68310 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 1% | 100% | $115,000 | View |
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12240 L St, Omaha, NE 68137 2258 D1.6 ★Texas Ratio: 10.46% |
Conventional | 1 | 1% | 100% | $275,000 | View |
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4638 W St, Lincoln, NE 68503 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 1% | 100% | $255,000 | View |
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3500 Faulkner Dr, Lincoln, NE 68516 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 1 | 1% | 100% | $25,000 | View |
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11515 S 39th St, Bellevue, NE 68123 5200 A5.0 ★Texas Ratio: 6.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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124 W 3rd St, Alliance, NE 69301 A+5.0 ★Texas Ratio: 4.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Regent Financial Group
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Conventional, FHA | 2 | 2% | 100% | $245,000 | |
LPS Employees Federal Credit Union
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Conventional | 1 | 1% | 100% | $15,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 9 | 8.8% | 100% | $303,888 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 3.9% | 100% | $295,000 | |
Newrez LLC
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FHA, VA | 3 | 2.9% | 75% | $315,000 | |
Lower, LLC
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Conventional, FHA | 3 | 2.9% | 100% | $165,000 | |
Gershman Investment Corp.
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FHA | 3 | 2.9% | 100% | $245,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 2% | 100% | $415,000 | |
Mortgage Research Center
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Conventional, VA | 2 | 2% | 66.7% | $295,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 1% | 100% | $285,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1% | 100% | $535,000 | |
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D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 1% | 100% | $215,000 | View |
Pennymac Loan Services LLC
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FHA | 1 | 1% | 33.3% | $255,000 | |
Amerisave Mortgage Company
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FHA | 1 | 1% | 16.7% | $105,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 1% | 100% | $135,000 | |
New American Funding, LLC.
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FHA | 1 | 1% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1% | 100% | $205,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 1% | 100% | $175,000 | |
Spring Eq, LLC
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Conventional | 1 | 1% | 100% | $195,000 |
Crete Mortgage Rate Trends
Daily average mortgage rates for Nebraska compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Crete, Nebraska
Looking for mortgage lenders near me or mortgage brokers near me in Crete? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Crete in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Crete, NE
Use these to narrow the list above. Each category shows how many Crete, NE lenders fit and what that kind of lender is usually best for.
Who Lends in Crete, NE
Independent mortgage companies closed 35.3 percent of home loans in Crete, Nebraska in 2025, banks 52.9 percent and credit unions 11.8 percent. Regent Financial Group was the largest mortgage company, City Bank & Trust Co. the largest bank and Liberty First Credit Union the largest credit union. Among lenders headquartered in Nebraska, City Bank & Trust Co. led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nebraska. State documentary stamp tax paid by the seller of $3.32 per $1,000 of value effective July 18, 2026 under LB 1067 to fund workforce housing; the rate was $2.25 per $1,000 from 2005 through September 2, 2025 and $2.32 from September 3, 2025 to July 17, 2026, and it drops back to $2.32 on January 1, 2032. No mortgage recording tax.
More Nebraska Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Crete, NE
By home loans closed in 2025, City Bank & Trust Co. was the largest mortgage lender in Crete, Nebraska with 16 loans, about 15.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Crete, Nebraska in 2025, led by Charter West Bank with 4. 8 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 7 credit unions closed home loans in Crete, Nebraska in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Crete, Nebraska during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Crete, Nebraska for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Crete. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
