Mortgage Lenders and Brokers in Posen, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Posen, Michigan mortgage lenders include Community FinancialCommunity Financial12483 State St, Atlanta, MI 49709, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Nicolet National BankNicolet National Bank468 N Ripley Blvd, Alpena, MI 49707A+5.0 ★Texas Ratio: 2.28%, Rocket MortgageRocket MortgageDetroit, MI, Neighborhood Mortgage Solutions, LLCNeighborhood Mortgage Solutions, LLCFrankenmuth, MI, GreenStone Farm Credit ServicesGreenStone Farm Credit ServicesEast Lansing, MI, Staunton Financial IncStaunton Financial IncSouthfield, MI, United Wholesale MortgageUnited Wholesale MortgagePontiac, MI, Mortgage Center LCMortgage Center LCSouthfield, MI, and Amerisave Mortgage Company. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Posen, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Posen are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Posen, Michigan
Market share is the lender's share of all home loans closed in Posen, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
Community Financial
12483 State St, Atlanta, MI 49709 |
Conventional | 1 | 4% | 100% | $155,000 | |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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468 N Ripley Blvd, Alpena, MI 49707 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional | 7 | 28% | 100% | $159,285 | |
Neighborhood Mortgage Solutions, LLC
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Conventional | 3 | 12% | 100% | $221,666 | |
GreenStone Farm Credit Services
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Conventional | 3 | 12% | 100% | $281,666 | |
Staunton Financial Inc
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Conventional | 2 | 8% | 100% | $100,000 | |
United Wholesale Mortgage
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VA | 1 | 4% | 100% | $185,000 | |
Mortgage Center LC
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Conventional | 1 | 4% | 100% | $215,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 8% | 100% | $100,000 | |
Mortgage Research Center
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VA | 2 | 8% | 100% | $310,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 4% | 100% | $95,000 | |
loanDepot.com LLC
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Conventional | 1 | 4% | 100% | $165,000 | |
Union Home Mortgage Corp.
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VA | 1 | 4% | 100% | $185,000 |
Posen Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Posen, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Posen? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Posen in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Posen, MI
Use these to narrow the list above. Each category shows how many Posen, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Posen, MI
Independent mortgage companies closed 92 percent of home loans in Posen, Michigan in 2025, banks 0 percent and credit unions 8 percent. Rocket Mortgage was the largest mortgage company, Flagstar Bank NA the largest bank and Community Financial the largest credit union. Among lenders headquartered in Michigan, Community Financial led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Posen, MI
By home loans closed in 2025, Community Financial was the largest mortgage lender in Posen, Michigan with 1 loans, about 4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 2 banks and 2 credit unions closed home loans in Posen, Michigan in 2025, alongside 10 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Posen, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Posen, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Posen. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
