Mortgage Lenders and Brokers in West Monroe, Louisiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
West Monroe, Louisiana mortgage lenders include Guaranty Bank & Trust Company of Delhi, LouisianaGuaranty Bank & Trust Company of Delhi, Louisiana5115 Cypress St, West Monroe, LA 71291A5.0 ★Texas Ratio: 13.90%, Century Next BankCentury Next Bank1701 N 7th St, West Monroe, LA 71291A+5.0 ★Texas Ratio: 1.03%, Louisiana National BankLouisiana National Bank3510 Cypress St, West Monroe, LA 71291B+4.8 ★Texas Ratio: 16.90%, Origin BankOrigin Bank2211 N 7th St, West Monroe, LA 71291A5.0 ★Texas Ratio: 6.66%, Ouachita Valley FCUOuachita Valley FCU1420 Natchitoches St, West Monroe, LA 71292A+5.0 ★Texas Ratio: 3.64%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA131 Thomas Rd, West Monroe, LA 71291A+5.0 ★Texas Ratio: 3.68%, Centric Federal Credit UnionCentric Federal Credit Union1091 Thomas Rd, West Monroe, LA 71292 5821, First Horizon BankFirst Horizon Bank610 Mcmillan Rd, West Monroe, LA 71291A+5.0 ★Texas Ratio: 5.76%, Regions BankRegions Bank3204 Cypress St, West Monroe, LA 71291A+5.0 ★Texas Ratio: 4.37%, and b1BANKb1BANK2500 N 7th St, West Monroe, LA 71291A5.0 ★Texas Ratio: 9.53%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Monroe, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Monroe are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West Monroe, Louisiana
Market share is the lender's share of all home loans closed in West Monroe, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in West Monroe 5115 Cypress St, West Monroe, LA 71291 A5.0 ★Texas Ratio: 13.90% |
Conventional | 46 | 16.4% | 100% | $128,260 | View |
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1 office in West Monroe 1701 N 7th St, West Monroe, LA 71291 A+5.0 ★Texas Ratio: 1.03% |
Conventional | 11 | 3.9% | 100% | $142,272 | View |
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1 office in West Monroe 3510 Cypress St, West Monroe, LA 71291 B+4.8 ★Texas Ratio: 16.90% |
Conventional | 8 | 2.9% | 100% | $71,250 | View |
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2 offices in West Monroe 2211 N 7th St, West Monroe, LA 71291 A5.0 ★Texas Ratio: 6.66% |
Conventional, VA, HELOC | 5 +2 HELOCs |
1.8% | 83.3% | $195,000 | View |
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1420 Natchitoches St, West Monroe, LA 71292 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 4 | 1.4% | 66.7% | $80,000 | View |
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1 office in West Monroe 131 Thomas Rd, West Monroe, LA 71291 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.4% | 100% | $120,000 | View |
Centric Federal Credit Union
1091 Thomas Rd, West Monroe, LA 71292 5821 |
Conventional | 4 | 1.4% | 80% | $155,000 | |
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★ 5 stars, 1 review 1 office in West Monroe 610 Mcmillan Rd, West Monroe, LA 71291 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 3 +1 HELOCs |
1.1% | 50% | $161,666 | View |
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1 office in West Monroe 3204 Cypress St, West Monroe, LA 71291 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 80% | $50,000 | View |
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2 offices in West Monroe 2500 N 7th St, West Monroe, LA 71291 A5.0 ★Texas Ratio: 9.53% |
Conventional | 2 | 0.7% | 100% | $90,000 | View |
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7712 Hwy 165, Columbia, LA 71418 B-4.2 ★Texas Ratio: 24.19% |
Conventional, FHA | 12 | 4.3% | 100% | $187,500 | View |
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2103 N 7th St, West Monroe, LA 71291 B+4.8 ★Texas Ratio: 17.32% |
Conventional | 11 | 3.9% | 91.7% | $89,545 | View |
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2126 E Madison Ave, Bastrop, LA 71220 F2.7 ★Texas Ratio: 43.05% |
Conventional, Jumbo | 10 | 3.6% | 100% | $1,315,000 | View |
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1270 Louisiana Highway 15, West Monroe, LA 71291 A+5.0 ★Texas Ratio: 5.56% |
Conventional | 6 | 2.1% | 100% | $101,666 | View |
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7518 Gilbert St, Gilbert, LA 71336 A5.0 ★Texas Ratio: 6.51% |
Conventional | 3 | 1.1% | 100% | $101,666 | View |
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★ 4 stars, 3 reviews 29435 S Montpelier Rd, Albany, LA 70711 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA | 2 | 0.7% | 100% | $225,000 | View |
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6230 Perkins Rd, Baton Rouge, LA 70808 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
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104 Sibley St, Benton, LA 71006 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Gibsland Bank & Trust
1820 2nd St, Arcadia, LA 71001 |
Conventional | 1 | 0.4% | 100% | $35,000 | |
Assurance Financial Group, L.L.C.
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Conventional, FHA, VA | 20 | 7.1% | 100% | $259,000 | |
Cross Keys Bank
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Conventional | 8 | 2.9% | 100% | $161,250 | |
Gmfs, LLC
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Conventional, FHA, VA | 5 | 1.8% | 100% | $249,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
VA | 1 | 0.4% | 100% | $195,000 | View |
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A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA, VA | 32 | 11.4% | 94.1% | $180,937 | View |
Movement Mortgage, LLC
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Conventional, FHA, VA | 16 | 5.7% | 100% | $188,750 | |
Rocket Mortgage
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Conventional, FHA, VA | 8 | 2.9% | 88.9% | $173,750 | |
Newrez LLC
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Conventional, USDA | 8 | 2.9% | 53.3% | $237,500 | |
Mortgage Research Center
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VA | 4 | 1.4% | 100% | $217,500 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.1% | 75% | $218,333 | |
Nationstar Mortgage
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Conventional, FHA, VA | 3 | 1.1% | 100% | $138,333 | |
Cadence Bank
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Conventional, HELOC | 2 +4 HELOCs |
0.7% | 100% | $110,000 | |
United Wholesale Mortgage
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FHA, VA | 2 | 0.7% | 50% | $205,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.7% | 60% | $130,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 0.7% | 100% | $130,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $155,000 | |
New American Funding, LLC.
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FHA | 2 | 0.7% | 100% | $190,000 | |
21St Mortgage
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Conventional | 2 | 0.7% | 40% | $105,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 2 | 0.7% | 100% | $240,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $265,000 | View |
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A+5.0 ★Texas Ratio: 3.47% |
FHA | 1 | 0.4% | 100% | $205,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 0.4% | 33.3% | $165,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.4% | 100% | $265,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 50% | $65,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.4% | 100% | $85,000 | |
Ocmbc, Inc.
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Conventional | 1 | 0.4% | 100% | $165,000 | |
ClearPath Lending
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VA | 1 | 0.4% | 100% | $175,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.4% | 100% | $185,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 50% | $215,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.4% | 100% | $225,000 | |
TowneBank
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FHA | 1 | 0.4% | 100% | $145,000 | |
Lower, LLC
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FHA | 1 | 0.4% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 10% | $75,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 100% | $55,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
West Monroe Mortgage Rate Trends
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West Monroe, Louisiana
Looking for mortgage lenders near me or mortgage brokers near me in West Monroe? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Monroe in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West Monroe, LA
Use these to narrow the list above. Each category shows how many West Monroe, LA lenders fit and what that kind of lender is usually best for.
Who Lends in West Monroe, LA
Independent mortgage companies closed 33.6 percent of home loans in West Monroe, Louisiana in 2025, banks 62.9 percent and credit unions 3.6 percent. Assurance Financial Group, L.L.C. was the largest mortgage company, Guaranty Bank & Trust Company of Delhi, Louisiana the largest bank and Ouachita Valley FCU the largest credit union. Among lenders headquartered in Louisiana, Guaranty Bank & Trust Company of Delhi, Louisiana led with 46 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
More Louisiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West Monroe, LA
By home loans closed in 2025, Guaranty Bank & Trust Company of Delhi, Louisiana was the largest mortgage lender in West Monroe, Louisiana with 46 loans, about 16.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in West Monroe, Louisiana in 2025, led by Eagle Bank and Trust Company with 17. 15 lenders closed VA loans, led by Eagle Bank and Trust Company, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 4 credit unions closed home loans in West Monroe, Louisiana in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Monroe, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Monroe, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Monroe. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
