Mortgage Lenders and Brokers in Watson, Louisiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Watson, Louisiana mortgage lenders include EFCU Financial Federal Credit UnionEFCU Financial Federal Credit Union10719 Airline Hwy, Baton Rouge, LA 70816 4213A+5.0 ★Texas Ratio: 3.39%, Neighbors Federal Credit UnionNeighbors Federal Credit Union12529 Perkins Rd, Baton Rouge, LA 70810A5.0 ★Texas Ratio: 8.95%, Hancock Whitney BankHancock Whitney Bank29435 S Montpelier Rd, Albany, LA 70711A+5.0 ★Texas Ratio: 3.41%, Bank of ZacharyBank of Zachary13444 Hooper Rd, Baton Rouge, LA 70818A+5.0 ★Texas Ratio: 0.54%, Gulf Coast Bank and TrustGulf Coast Bank and Trust4000 S Sherwood Forest Blvd, Baton Rouge, LA 70816A5.0 ★Texas Ratio: 11.57%, Regions BankRegions Bank1439 Centre Ct, Alexandria, LA 71301A+5.0 ★Texas Ratio: 4.37%, Wymar Federal Credit UnionWymar Federal Credit Union37269 Highway 30, Geismar, LA 70734A+5.0 ★Texas Ratio: 4.80%, First Horizon BankFirst Horizon Bank14150 Coursey Blvd, Baton Rouge, LA 70817A+5.0 ★Texas Ratio: 5.76%, Fidelity BankFidelity Bank5643 Corporate Blvd, Baton Rouge, LA 70808A5.0 ★Texas Ratio: 6.25%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 Charity St, Abbeville, LA 70510A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Watson, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Watson are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Watson, Louisiana
Market share is the lender's share of all home loans closed in Watson, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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10719 Airline Hwy, Baton Rouge, LA 70816 4213 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 21 | 6.5% | 92.9% | $165,000 | View |
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12529 Perkins Rd, Baton Rouge, LA 70810 A5.0 ★Texas Ratio: 8.95% |
Conventional, Jumbo | 13 | 4% | 56% | $198,846 | View |
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★ 4 stars, 3 reviews 29435 S Montpelier Rd, Albany, LA 70711 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA, VA, HELOC | 12 +14 HELOCs |
3.7% | 100% | $260,000 | View |
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13444 Hooper Rd, Baton Rouge, LA 70818 A+5.0 ★Texas Ratio: 0.54% |
Conventional | 3 | 0.9% | 60% | $315,000 | View |
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4000 S Sherwood Forest Blvd, Baton Rouge, LA 70816 A5.0 ★Texas Ratio: 11.57% |
FHA, VA | 3 | 0.9% | 100% | $258,333 | View |
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1439 Centre Ct, Alexandria, LA 71301 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $150,000 | View |
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37269 Highway 30, Geismar, LA 70734 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 2 | 0.6% | 100% | $210,000 | View |
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★ 5 stars, 1 review 14150 Coursey Blvd, Baton Rouge, LA 70817 A+5.0 ★Texas Ratio: 5.76% |
FHA, HELOC | 1 +2 HELOCs |
0.3% | 100% | $355,000 | View |
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5643 Corporate Blvd, Baton Rouge, LA 70808 A5.0 ★Texas Ratio: 6.25% |
USDA | 1 | 0.3% | 100% | $215,000 | View |
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500 Charity St, Abbeville, LA 70510 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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3029 S Sherwood Forest Blvd, Baton Rouge, LA 70816 A+5.0 ★Texas Ratio: 5.53% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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12225 Saint Helena St, Clinton, LA 70722 B+4.8 ★Texas Ratio: 17.80% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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5412 Jones Creek Rd, Baton Rouge, LA 70817 A5.0 ★Texas Ratio: 6.75% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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9513 Jefferson Hwy, Baton Rouge, LA 70809 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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14455 Wax Rd, Baton Rouge, LA 70818 A5.0 ★Texas Ratio: 10.76% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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5505 Highland Rd, Baton Rouge, LA 70808 A5.0 ★Texas Ratio: 6.76% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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7451 La Highway 1 S, Addis, LA 70710 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1927 E Madison Ave, Bastrop, LA 71220 A5.0 ★Texas Ratio: 6.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gmfs, LLC
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Conventional, FHA, VA, USDA | 27 | 8.4% | 96.6% | $297,222 | |
Assurance Financial Group, L.L.C.
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Conventional, FHA, VA, USDA | 10 | 3.1% | 100% | $260,000 | |
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A5.0 ★Texas Ratio: 12.93% |
Conventional, HELOC | 3 +2 HELOCs |
0.9% | 100% | $71,666 | View |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA | 2 | 0.6% | 100% | $320,000 | View |
Mortgage Financial Services
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FHA | 1 | 0.3% | 100% | $255,000 | |
Standard Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $315,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 24 +1 HELOCs |
7.4% | 100% | $245,833 | |
Synergy One Lending, Inc.
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Conventional, FHA, VA, USDA | 18 | 5.6% | 100% | $243,333 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, USDA | 13 | 4% | 100% | $265,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, USDA | 12 | 3.7% | 100% | $190,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 11 | 3.4% | 86.7% | $271,363 | |
Rocket Mortgage
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Conventional, FHA | 10 | 3.1% | 66.7% | $181,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, USDA | 6 | 1.9% | 100% | $231,666 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 1.9% | 85.7% | $173,333 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 6 | 1.9% | 85.7% | $290,000 | |
Planet Home Lending, LLC
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FHA, VA, USDA | 5 | 1.5% | 83.3% | $225,000 | |
Wolfe Financial Inc
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Conventional, FHA | 5 | 1.5% | 100% | $259,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 1.5% | 100% | $151,000 | |
21St Mortgage
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Conventional | 5 | 1.5% | 100% | $89,000 | |
American Financial Resources LLC
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FHA, USDA | 4 | 1.2% | 100% | $180,000 | |
Newrez LLC
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Conventional, VA, USDA | 4 | 1.2% | 100% | $255,000 | |
Equity Prime Mortgage LLC
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FHA, VA, USDA | 4 | 1.2% | 100% | $237,500 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 1.2% | 66.7% | $85,000 | |
Triad Financial Services, Inc.
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Conventional | 3 | 0.9% | 58.3% | $75,000 | |
Guild Mortgage Company
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Conventional | 3 | 0.9% | 100% | $178,333 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 0.9% | 60% | $335,000 | View |
Nationstar Mortgage
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Conventional | 3 | 0.9% | 75% | $65,000 | |
Paramount Residential Mortgage
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FHA, USDA | 3 | 0.9% | 100% | $265,000 | |
loanDepot.com LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 33.3% | $105,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.6% | 100% | $205,000 | |
Cornerstone First Mortgage, LLC
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FHA | 2 | 0.6% | 100% | $205,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $135,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 0.6% | 100% | $215,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $135,000 | |
Ocmbc, Inc.
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Conventional, FHA | 2 | 0.6% | 57.1% | $115,000 | |
Cmg Mortgage Inc
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FHA, USDA | 2 | 0.6% | 100% | $165,000 | |
Sun West Mortgage Company, Inc
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FHA, VA | 2 | 0.6% | 100% | $345,000 | |
First Option Mortgage, LLC
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VA, USDA | 2 | 0.6% | 100% | $260,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 2 | 0.6% | 46.2% | $210,000 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 0.6% | 66.7% | $115,000 | |
Cadence Bank
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Conventional | 1 | 0.3% | 100% | $315,000 | |
EMM Loans LLC
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FHA | 1 | 0.3% | 100% | $175,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Guaranteed Rate, Inc.
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USDA | 1 | 0.3% | 100% | $215,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $265,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 50% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
Canopy Mortgage, LLC
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USDA | 1 | 0.3% | 100% | $255,000 | |
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D3.3 ★Texas Ratio: 35.11% |
USDA | 1 | 0.3% | 50% | $225,000 | View |
Loanunited.Com, LLC
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VA | 1 | 0.3% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $105,000 | View |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.3% | 100% | $95,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 50% | $175,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 33.3% | $235,000 | |
Peoples Mortgage Company
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VA | 1 | 0.3% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
The Mortgage Firm
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Mortgage Research Center
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VA | 1 | 0.3% | 50% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
VA | 1 | 0.3% | 100% | $275,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
TowneBank
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VA | 1 | 0.3% | 100% | $365,000 | |
Summit Funding.Inc
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FHA | 1 | 0.3% | 100% | $385,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 100% | $165,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Lower, LLC
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FHA | 1 | 0.3% | 100% | $195,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Southwest Funding LP
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FHA | 1 | 0.3% | 100% | $165,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 66.7% | $495,000 | |
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A5.0 ★Texas Ratio: 10.74% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Amerisave Mortgage Company
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Watson Mortgage Rate Trends
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Watson, Louisiana
Looking for mortgage lenders near me or mortgage brokers near me in Watson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Watson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Watson, LA
Use these to narrow the list above. Each category shows how many Watson, LA lenders fit and what that kind of lender is usually best for.
Who Lends in Watson, LA
Independent mortgage companies closed 74.9 percent of home loans in Watson, Louisiana in 2025, banks 12.1 percent and credit unions 13 percent. Gmfs, LLC was the largest mortgage company, Hancock Whitney Bank the largest bank and EFCU Financial Federal Credit Union the largest credit union. Among lenders headquartered in Louisiana, EFCU Financial Federal Credit Union led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
More Louisiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Watson, LA
By home loans closed in 2025, EFCU Financial Federal Credit Union was the largest mortgage lender in Watson, Louisiana with 21 loans, about 6.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Watson, Louisiana in 2025, led by United Wholesale Mortgage with 12. 23 lenders closed VA loans, led by United Wholesale Mortgage, and 18 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 6 credit unions closed home loans in Watson, Louisiana in 2025, alongside 67 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Watson, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Watson, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Watson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
