Waggaman, Louisiana mortgage lenders include Gulf Coast Bank and TrustGulf Coast Bank and Trust4000 S Sherwood Forest Blvd, Baton Rouge, LA 70816A5.0 ★Texas Ratio: 11.57%, Hancock Whitney BankHancock Whitney Bank29435 S Montpelier Rd, Albany, LA 70711A+5.0 ★Texas Ratio: 3.41%, Fidelity BankFidelity Bank5643 Corporate Blvd, Baton Rouge, LA 70808A5.0 ★Texas Ratio: 6.25%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 Charity St, Abbeville, LA 70510A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank1439 Centre Ct, Alexandria, LA 71301A+5.0 ★Texas Ratio: 4.37%, First American Bank and TrustFirst American Bank and Trust5412 Jones Creek Rd, Baton Rouge, LA 70817A5.0 ★Texas Ratio: 6.75%, First Horizon BankFirst Horizon Bank14150 Coursey Blvd, Baton Rouge, LA 70817A+5.0 ★Texas Ratio: 5.76%, EPIC Federal Credit UnionEPIC Federal Credit Union3804 Lapalco Blvd, Harvey, LA 70058 2340, b1BANKb1BANK2319 E Madison Avenue, Bastrop, LA 71220A5.0 ★Texas Ratio: 9.53%, and Onpath Federal Credit UnionOnpath Federal Credit Union112 E 32nd Ave, Covington, LA 70433 1748. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Waggaman, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waggaman are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Waggaman, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
4000 S Sherwood Forest Blvd, Baton Rouge, LA 70816 A5.0 ★Texas Ratio: 11.57% |
Conventional, FHA, VA, HELOC | 7 +2 HELOCs |
4.6% | 87.5% | $266,428 | View |
|
★ 4 stars, 3 reviews 29435 S Montpelier Rd, Albany, LA 70711 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA, VA, HELOC | 6 +2 HELOCs |
3.9% | 85.7% | $156,666 | View |
|
5643 Corporate Blvd, Baton Rouge, LA 70808 A5.0 ★Texas Ratio: 6.25% |
Conventional, FHA, USDA | 4 | 2.6% | 80% | $195,000 | View |
|
500 Charity St, Abbeville, LA 70510 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 4 | 2.6% | 66.7% | $180,000 | View |
|
1439 Centre Ct, Alexandria, LA 71301 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA | 4 | 2.6% | 62.5% | $237,500 | View |
|
5412 Jones Creek Rd, Baton Rouge, LA 70817 A5.0 ★Texas Ratio: 6.75% |
Conventional | 3 | 2% | 75% | $68,333 | View |
|
★ 5 stars, 1 review 14150 Coursey Blvd, Baton Rouge, LA 70817 A+5.0 ★Texas Ratio: 5.76% |
Conventional, VA | 2 | 1.3% | 100% | $260,000 | View |
EPIC Federal Credit Union
3804 Lapalco Blvd, Harvey, LA 70058 2340 |
Conventional | 2 | 1.3% | 100% | $260,000 | |
|
2319 E Madison Avenue, Bastrop, LA 71220 A5.0 ★Texas Ratio: 9.53% |
Conventional | 1 | 0.7% | 100% | $195,000 | View |
Onpath Federal Credit Union
112 E 32nd Ave, Covington, LA 70433 1748 |
Conventional | 1 | 0.7% | 100% | $115,000 | |
|
69285 Highway 21, Covington, LA 70433 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 1 | 0.7% | 50% | $55,000 | View |
|
1000 S Tyler St, Covington, LA 70433 A+5.0 ★Texas Ratio: 3.29% |
Conventional | 1 | 0.7% | 100% | $145,000 | View |
United Community Bank
11280 Coursey Blvd, Baton Rouge, LA 70816 |
Conventional | 1 | 0.7% | 100% | $355,000 | |
|
10719 Airline Hwy, Baton Rouge, LA 70816 4213 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
Gmfs, LLC
|
FHA, USDA | 4 | 2.6% | 80% | $192,500 | |
|
A+5.0 ★Texas Ratio: 3.34% |
FHA, USDA | 2 | 1.3% | 100% | $210,000 | View |
Standard Mortgage Corporation
|
Conventional, VA | 2 | 1.3% | 66.7% | $365,000 | |
New Orleans Firemen's Federal
|
Conventional | 1 | 0.7% | 100% | $145,000 | |
Guaranty Bank and Trust Compan
|
Conventional | 1 | 0.7% | 100% | $45,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 18 | 11.8% | 90.5% | $305,555 | |
Freedom Mortgage Corporation
|
FHA, VA | 17 | 11.1% | 94.7% | $339,705 | |
Rocket Mortgage
|
Conventional, FHA | 9 | 5.9% | 83.3% | $188,333 | |
Click n' Close, Inc.
|
Conventional, FHA | 5 | 3.3% | 100% | $141,000 | |
Hope Federal Credit Union
|
Conventional | 4 | 2.6% | 80% | $72,500 | |
Guaranteed Rate, Inc.
|
FHA, USDA | 3 | 2% | 100% | $208,333 | |
Newrez LLC
|
Conventional, VA, USDA | 3 | 2% | 50% | $171,666 | |
M2 Lending Solutions, LLC
|
Conventional, FHA | 3 | 2% | 100% | $128,333 | |
Pennymac Loan Services LLC
|
FHA | 3 | 2% | 75% | $268,333 | |
Nationstar Mortgage
|
Conventional | 3 | 2% | 75% | $105,000 | |
|
A+5.0 ★Texas Ratio: 3.62% |
Conventional, FHA | 2 | 1.3% | 100% | $95,000 | View |
loanDepot.com LLC
|
Conventional | 2 | 1.3% | 50% | $110,000 | |
Movement Mortgage, LLC
|
Conventional, VA | 2 | 1.3% | 100% | $280,000 | |
Nations Lending Corporation
|
Conventional, FHA | 2 | 1.3% | 100% | $85,000 | |
Mortgage Research Center
|
VA | 2 | 1.3% | 28.6% | $380,000 | |
Towne Mortgage Company
|
FHA, VA | 2 | 1.3% | 100% | $225,000 | |
Summit Funding.Inc
|
Conventional, VA | 2 | 1.3% | 100% | $170,000 | |
Village Capital & Investment
|
FHA, VA | 2 | 1.3% | 100% | $160,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
FHA | 1 | 0.7% | 50% | $195,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.7% | 100% | $275,000 | View |
Loansteady LLC
|
Conventional | 1 | 0.7% | 100% | $395,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.7% | 100% | $305,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.7% | 100% | $125,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.7% | 100% | $215,000 | |
|
A5.0 ★Texas Ratio: 10.74% |
Conventional | 1 | 0.7% | 100% | $165,000 | View |
Cmg Mortgage Inc
|
Conventional | 1 | 0.7% | 100% | $95,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.7% | 100% | $115,000 | |
First Option Mortgage, LLC
|
FHA | 1 | 0.7% | 100% | $155,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.7% | 100% | $155,000 | View |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $185,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.7% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.7% | 100% | $565,000 | View |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
The Loan Store, Inc
|
Conventional | 1 | 0.7% | 100% | $185,000 | |
Lower, LLC
|
VA | 1 | 0.7% | 100% | $375,000 | |
Keesler Federal Credit Union
|
USDA | 1 | 0.7% | 100% | $185,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.7% | 33.3% | $105,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.7% | 20% | $145,000 | |
Southwest Funding LP
|
FHA | 1 | 0.7% | 100% | $145,000 |
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Waggaman? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waggaman in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Waggaman, LA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 68 percent of home loans in Waggaman, Louisiana in 2025, banks 24.8 percent and credit unions 7.2 percent. Gmfs, LLC was the largest mortgage company, Gulf Coast Bank and Trust the largest bank and EPIC Federal Credit Union the largest credit union. Among lenders headquartered in Louisiana, Gulf Coast Bank and Trust led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
By home loans closed in 2025, Gulf Coast Bank and Trust was the largest mortgage lender in Waggaman, Louisiana with 7 loans, about 4.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Waggaman, Louisiana in 2025, led by Freedom Mortgage Corporation with 12. 15 lenders closed VA loans, led by Freedom Mortgage Corporation, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 7 credit unions closed home loans in Waggaman, Louisiana in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Waggaman, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waggaman, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waggaman. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.