Mortgage Lenders and Brokers in Ruston, Louisiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ruston, Louisiana mortgage lenders include Century Next BankCentury Next Bank2109 Farmerville Hwy, Ruston, LA 71270A+5.0 ★Texas Ratio: 1.03%, Origin BankOrigin Bank1011 Cooktown Rd, Ruston, LA 71270A5.0 ★Texas Ratio: 6.66%, Louisiana National BankLouisiana National Bank2001 N Trenton St, Ruston, LA 71270B+4.8 ★Texas Ratio: 16.90%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA297 N Service Rd E, Ruston, LA 71270A+5.0 ★Texas Ratio: 3.68%, Winnsboro State Bank & Trust CompanyWinnsboro State Bank & Trust Company1715 Celebrity Drive, Ruston, LA 71270A5.0 ★Texas Ratio: 6.51%, Regions BankRegions Bank1317 N Trenton St, Ruston, LA 71270A+5.0 ★Texas Ratio: 4.37%, First Horizon BankFirst Horizon Bank1327 N Trenton St, Ruston, LA 71270A+5.0 ★Texas Ratio: 5.76%, b1BANKb1BANK308 North Vienna Street, Ruston, LA 71270A5.0 ★Texas Ratio: 9.53%, Gibsland Bank & TrustGibsland Bank & Trust305 S Vienna Street, Ruston, LA 71270, and Homeland Federal Savings BankHomeland Federal Savings Bank7840 Highway 165, Columbia, LA 71418B+4.8 ★Texas Ratio: 17.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ruston, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ruston are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ruston, Louisiana
Market share is the lender's share of all home loans closed in Ruston, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ruston 2109 Farmerville Hwy, Ruston, LA 71270 A+5.0 ★Texas Ratio: 1.03% |
Conventional, FHA, Jumbo | 31 | 10.8% | 96.9% | $236,290 | View |
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3 offices in Ruston 1011 Cooktown Rd, Ruston, LA 71270 A5.0 ★Texas Ratio: 6.66% |
Conventional, FHA, VA, HELOC | 30 +14 HELOCs |
10.5% | 96.9% | $245,666 | View |
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2 offices in Ruston 2001 N Trenton St, Ruston, LA 71270 B+4.8 ★Texas Ratio: 16.90% |
Conventional | 18 | 6.3% | 100% | $118,888 | View |
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1 office in Ruston 297 N Service Rd E, Ruston, LA 71270 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 11 | 3.8% | 100% | $166,818 | View |
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1 office in Ruston 1715 Celebrity Drive, Ruston, LA 71270 A5.0 ★Texas Ratio: 6.51% |
Conventional | 8 | 2.8% | 100% | $195,000 | View |
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1 office in Ruston 1317 N Trenton St, Ruston, LA 71270 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, HELOC | 4 +3 HELOCs |
1.4% | 40% | $160,000 | View |
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★ 5 stars, 1 review 1 office in Ruston 1327 N Trenton St, Ruston, LA 71270 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $145,000 | View |
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1 office in Ruston 308 North Vienna Street, Ruston, LA 71270 A5.0 ★Texas Ratio: 9.53% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Gibsland Bank & Trust
305 S Vienna Street, Ruston, LA 71270 |
Conventional | 8 | 2.8% | 66.7% | $156,250 | |
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7840 Highway 165, Columbia, LA 71418 B+4.8 ★Texas Ratio: 17.32% |
Conventional | 5 | 1.7% | 100% | $153,000 | View |
Centric Federal Credit Union
1514 Eagle Drive, Ruston, LA 71270 4912 |
Conventional | 3 | 1% | 100% | $138,333 | |
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120 Oak St, Delhi, LA 71232 A5.0 ★Texas Ratio: 13.90% |
Conventional | 3 | 1% | 100% | $98,333 | View |
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4200 Benton Rd, Bossier City, LA 71111 D3.2 ★Texas Ratio: 36.90% |
Conventional | 2 | 0.7% | 100% | $190,000 | View |
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7712 Hwy 165, Columbia, LA 71418 B-4.2 ★Texas Ratio: 24.19% |
Conventional | 2 | 0.7% | 100% | $200,000 | View |
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3500 Jackson St, Alexandria, LA 71303 3126 A5.0 ★Texas Ratio: 11.05% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $215,000 | View |
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2126 E Madison Ave, Bastrop, LA 71220 F2.7 ★Texas Ratio: 43.05% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
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4630 East Texas Street, Bossier City, LA 71111 A5.0 ★Texas Ratio: 6.88% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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10725 Perkins Road, Baton Rouge, LA 70810 A+5.0 ★Texas Ratio: 0.95% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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975 Tech Dr, Ruston, LA 71270 0702 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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7451 La Highway 1 S, Addis, LA 70710 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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1423 Wimbledon Blvd, Alexandria, LA 71301 A5.0 ★Texas Ratio: 6.40% |
Conventional | 1 | 0.3% | 50% | $335,000 | View |
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718 Sterlington Hwy, Farmerville, LA 71241 A+5.0 ★Texas Ratio: 5.56% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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37269 Highway 30, Geismar, LA 70734 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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623 Kingston Road, Benton, LA 71006 A-4.5 ★Texas Ratio: 5.80% |
FHA | 1 | 0.3% | 100% | $245,000 | View |
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5631 Coliseum Blvd, Alexandria, LA 71303 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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104 Sibley St, Benton, LA 71006 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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4716 Jackson St, Alexandria, LA 71303 B4.5 ★Texas Ratio: 21.37% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
Assurance Financial Group, L.L.C.
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Conventional, FHA, USDA | 16 | 5.6% | 100% | $226,875 | |
DSLD Mortgage LLC
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Conventional, FHA, VA | 14 | 4.9% | 93.3% | $256,428 | |
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A+5.0 ★Texas Ratio: 4.54% |
Conventional | 8 | 2.8% | 100% | $158,750 | View |
Gmfs, LLC
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Conventional, FHA | 3 | 1% | 100% | $281,666 | |
Standard Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Rocket Mortgage
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Conventional, FHA | 16 | 5.6% | 84.2% | $161,875 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, USDA | 13 | 4.5% | 100% | $248,076 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 4.2% | 92.3% | $255,833 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.7% | 83.3% | $217,000 | |
Mortgage Research Center
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VA | 5 | 1.7% | 83.3% | $221,000 | |
Cadence Bank
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Conventional, FHA, HELOC | 4 +2 HELOCs |
1.4% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA | 4 | 1.4% | 100% | $125,000 | View |
Newrez LLC
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Conventional | 3 | 1% | 100% | $148,333 | |
Triad Financial Services, Inc.
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Conventional | 3 | 1% | 42.3% | $95,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 3 | 1% | 100% | $241,666 | View |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.7% | 100% | $500,000 | |
loanDepot.com LLC
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FHA | 2 | 0.7% | 66.7% | $140,000 | |
Guild Mortgage Company
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FHA, VA | 2 | 0.7% | 100% | $200,000 | |
Cmg Mortgage Inc
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Conventional, VA | 2 | 0.7% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 100% | $90,000 | View |
Premia Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
First Community Mortgage, Inc.
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USDA | 1 | 0.3% | 100% | $255,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $215,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.3% | 33.3% | $175,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 100% | $105,000 | |
Directions Equity, LLC
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VA | 1 | 0.3% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
Securitynational Mortgage Company
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FHA | 1 | 0.3% | 100% | $95,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $285,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $175,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 50% | $255,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 50% | $215,000 | |
Nations Lending Corporation
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FHA | 1 | 0.3% | 100% | $165,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $305,000 | |
Nationstar Mortgage
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VA | 1 | 0.3% | 100% | $405,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $245,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 25% | $65,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.3% | 100% | $35,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.3% | 50% | $255,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 10% | $145,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 50% | $335,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.3% | 100% | $245,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $265,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ruston Mortgage Rate Trends
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ruston, Louisiana
Looking for mortgage lenders near me or mortgage brokers near me in Ruston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ruston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ruston, LA
Use these to narrow the list above. Each category shows how many Ruston, LA lenders fit and what that kind of lender is usually best for.
Who Lends in Ruston, LA
Independent mortgage companies closed 42.2 percent of home loans in Ruston, Louisiana in 2025, banks 55.4 percent and credit unions 2.4 percent. Assurance Financial Group, L.L.C. was the largest mortgage company, Century Next Bank the largest bank and Centric Federal Credit Union the largest credit union. Among lenders headquartered in Louisiana, Century Next Bank led with 31 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
More Louisiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ruston, LA
By home loans closed in 2025, Century Next Bank was the largest mortgage lender in Ruston, Louisiana with 31 loans, about 10.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Ruston, Louisiana in 2025, led by Origin Bank with 6. 14 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 6 credit unions closed home loans in Ruston, Louisiana in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ruston, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ruston, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ruston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
