Mortgage Lenders and Brokers in Ponchatoula, Louisiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ponchatoula, Louisiana mortgage lenders include Regions BankRegions Bank301 W Pine St, Ponchatoula, LA 70454A+5.0 ★Texas Ratio: 4.37%, Hancock Whitney BankHancock Whitney Bank545 W Pine St, Ponchatoula, LA 70454A+5.0 ★Texas Ratio: 3.41%, Renasant BankRenasant Bank490 Barringer Dr, Ponchatoula, LA 70454A+5.0 ★Texas Ratio: 4.72%, Gulf Coast Bank and TrustGulf Coast Bank and Trust4000 S Sherwood Forest Blvd, Baton Rouge, LA 70816A5.0 ★Texas Ratio: 11.57%, First Guaranty BankFirst Guaranty Bank500 W Pine St, Ponchatoula, LA 70454C3.8 ★Texas Ratio: 25.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 Charity St, Abbeville, LA 70510A+5.0 ★Texas Ratio: 3.68%, Onpath Federal Credit UnionOnpath Federal Credit Union112 E 32nd Ave, Covington, LA 70433 1748, American BankAmerican Bank1625 Ringgold Ave, Coushatta, LA 71019A+5.0 ★Texas Ratio: 4.14%, EFCU Financial Federal Credit UnionEFCU Financial Federal Credit Union10719 Airline Hwy, Baton Rouge, LA 70816 4213A+5.0 ★Texas Ratio: 3.39%, and Fidelity BankFidelity Bank5643 Corporate Blvd, Baton Rouge, LA 70808A5.0 ★Texas Ratio: 6.25%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ponchatoula, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ponchatoula are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ponchatoula, Louisiana
Market share is the lender's share of all home loans closed in Ponchatoula, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ponchatoula 301 W Pine St, Ponchatoula, LA 70454 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 15 +10 HELOCs |
3.3% | 85% | $95,666 | View |
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★ 4 stars, 3 reviews 1 office in Ponchatoula 545 W Pine St, Ponchatoula, LA 70454 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 7 +14 HELOCs |
1.6% | 100% | $273,571 | View |
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1 office in Ponchatoula 490 Barringer Dr, Ponchatoula, LA 70454 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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4000 S Sherwood Forest Blvd, Baton Rouge, LA 70816 A5.0 ★Texas Ratio: 11.57% |
Conventional, FHA, USDA, HELOC | 27 +5 HELOCs |
6% | 96.4% | $256,481 | View |
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500 W Pine St, Ponchatoula, LA 70454 C3.8 ★Texas Ratio: 25.51% |
Conventional | 11 | 2.4% | 100% | $187,727 | View |
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500 Charity St, Abbeville, LA 70510 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 7 +2 HELOCs |
1.6% | 72.7% | $167,857 | View |
Onpath Federal Credit Union
112 E 32nd Ave, Covington, LA 70433 1748 |
Conventional | 7 | 1.6% | 77.8% | $125,000 | |
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1625 Ringgold Ave, Coushatta, LA 71019 A+5.0 ★Texas Ratio: 4.14% |
Conventional, USDA | 7 | 1.6% | 87.5% | $213,571 | View |
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10719 Airline Hwy, Baton Rouge, LA 70816 4213 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 6 | 1.3% | 85.7% | $71,666 | View |
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5643 Corporate Blvd, Baton Rouge, LA 70808 A5.0 ★Texas Ratio: 6.25% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
1.1% | 83.3% | $243,000 | View |
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1930 Gus Kaplan Dr, Alexandria, LA 71301 A5.0 ★Texas Ratio: 7.48% |
Conventional | 3 | 0.7% | 100% | $101,666 | View |
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30271 Railroad St, Angie, LA 70426 A+5.0 ★Texas Ratio: 5.20% |
Conventional | 3 | 0.7% | 100% | $271,666 | View |
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5412 Jones Creek Rd, Baton Rouge, LA 70817 A5.0 ★Texas Ratio: 6.75% |
Conventional | 3 | 0.7% | 80% | $91,666 | View |
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201 W Oak St, Amite, LA 70422 A+5.0 ★Texas Ratio: 4.80% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $245,000 | View |
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★ 5 stars, 1 review 14150 Coursey Blvd, Baton Rouge, LA 70817 A+5.0 ★Texas Ratio: 5.76% |
Conventional, USDA | 2 | 0.4% | 100% | $190,000 | View |
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9513 Jefferson Hwy, Baton Rouge, LA 70809 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 2 | 0.4% | 100% | $75,000 | View |
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13102 Highway 1085, Covington, LA 70433 A+5.0 ★Texas Ratio: 3.86% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
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1001 Virgil St, Gretna, LA 70053 2332 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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8435 Highway 23, Belle Chasse, LA 70037 A5.0 ★Texas Ratio: 9.99% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
EPIC Federal Credit Union
3804 Lapalco Blvd, Harvey, LA 70058 2340 |
Conventional | 1 | 0.2% | 100% | $265,000 | |
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5631 Coliseum Blvd, Alexandria, LA 71303 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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1837 Swan Lake Road, Bossier City, LA 71111 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
DSLD Mortgage LLC
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Conventional, FHA, VA | 59 | 13.1% | 90.8% | $240,084 | |
Gmfs, LLC
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Conventional, FHA, VA, USDA | 20 | 4.4% | 95.8% | $295,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA, VA | 4 | 0.9% | 100% | $305,000 | View |
Assurance Financial Group, L.L.C.
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Conventional, FHA | 3 | 0.7% | 100% | $145,000 | |
Standard Mortgage Corporation
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Conventional, FHA | 3 | 0.7% | 100% | $221,666 | |
Rocket Mortgage
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Conventional, FHA, VA | 36 | 8% | 82.4% | $246,111 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 29 | 6.4% | 74.4% | $287,758 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, USDA, HELOC | 21 +1 HELOCs |
4.7% | 100% | $213,571 | |
Newrez LLC
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Conventional, FHA, VA, USDA | 13 | 2.9% | 81.2% | $238,846 | |
Triad Financial Services, Inc.
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Conventional | 10 | 2.2% | 47.1% | $129,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 10 | 2.2% | 80% | $268,000 | |
Nationstar Mortgage
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Conventional | 8 | 1.8% | 69.2% | $145,000 | |
21St Mortgage
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Conventional | 8 | 1.8% | 66.7% | $76,250 | |
Equity Prime Mortgage LLC
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FHA, VA, USDA | 7 | 1.6% | 100% | $240,714 | |
Loansteady LLC
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Conventional, FHA | 7 | 1.6% | 100% | $290,714 | |
loanDepot.com LLC
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Conventional, FHA, VA | 7 | 1.6% | 53.8% | $249,285 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 6 | 1.3% | 100% | $251,666 | |
Mortgage Research Center
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VA | 6 | 1.3% | 50% | $265,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 5 +2 HELOCs |
1.1% | 100% | $237,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 1.1% | 83.3% | $181,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 1.1% | 20% | $101,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 4 | 0.9% | 80% | $177,500 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 4 | 0.9% | 75% | $187,500 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 0.7% | 100% | $188,333 | |
Freedom Mortgage Corporation
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VA | 3 | 0.7% | 62.5% | $245,000 | |
Click n' Close, Inc.
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FHA, USDA | 3 | 0.7% | 100% | $228,333 | |
T2 Financial LLC
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Conventional, VA | 3 | 0.7% | 100% | $258,333 | |
Village Capital & Investment
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FHA, VA | 3 | 0.7% | 66.7% | $231,666 | |
First Community Mortgage, Inc.
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Conventional, VA | 2 | 0.4% | 100% | $270,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.4% | 100% | $130,000 | |
Synergy One Lending, Inc.
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Conventional | 2 | 0.4% | 100% | $230,000 | |
Cmg Mortgage Inc
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FHA, VA | 2 | 0.4% | 100% | $250,000 | |
Planet Home Lending, LLC
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FHA | 2 | 0.4% | 100% | $210,000 | |
Nations Direct Mortgage, LLC
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FHA | 2 | 0.4% | 100% | $235,000 | |
TowneBank
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Conventional, FHA | 2 | 0.4% | 66.7% | $245,000 | |
Paramount Residential Mortgage
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FHA, USDA | 2 | 0.4% | 100% | $210,000 | |
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A5.0 ★Texas Ratio: 10.74% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $165,000 | View |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +1 HELOCs |
0.2% | 50% | $295,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $45,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $75,000 | |
Cadence Bank
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FHA | 1 | 0.2% | 100% | $265,000 | |
Premia Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Servion
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 33.3% | $55,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Kind Lending, LLC
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FHA | 1 | 0.2% | 100% | $255,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 20% | $35,000 | |
Guild Mortgage Company
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FHA | 1 | 0.2% | 100% | $185,000 | |
AmWest Funding Corp
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FHA | 1 | 0.2% | 100% | $205,000 | |
Weichert Financial Services
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $365,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
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A5.0 ★Texas Ratio: 13.24% |
FHA | 1 | 0.2% | 100% | $135,000 | View |
Wolfe Financial Inc
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FHA | 1 | 0.2% | 100% | $225,000 | |
Geneva Financial LLC
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FHA | 1 | 0.2% | 100% | $255,000 | |
Towne Mortgage Company
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VA | 1 | 0.2% | 100% | $405,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $105,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 0.2% | 100% | $175,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 50% | $305,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $175,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
Keesler Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
Ponchatoula Mortgage Rate Trends
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ponchatoula, Louisiana
Looking for mortgage lenders near me or mortgage brokers near me in Ponchatoula? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ponchatoula in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ponchatoula, LA
Use these to narrow the list above. Each category shows how many Ponchatoula, LA lenders fit and what that kind of lender is usually best for.
Who Lends in Ponchatoula, LA
Independent mortgage companies closed 72.3 percent of home loans in Ponchatoula, Louisiana in 2025, banks 23.3 percent and credit unions 4.4 percent. DSLD Mortgage LLC was the largest mortgage company, Regions Bank the largest bank and Onpath Federal Credit Union the largest credit union. Among lenders headquartered in Louisiana, Gulf Coast Bank and Trust led with 27 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
More Louisiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ponchatoula, LA
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Ponchatoula, Louisiana with 15 loans, about 3.3 percent of the market. The largest lender headquartered in Louisiana was Gulf Coast Bank and Trust with 27 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Ponchatoula, Louisiana, DSLD Mortgage LLC approved the highest share of completed applications in 2025 at 90.8 percent, against a 78.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
39 lenders closed FHA loans in Ponchatoula, Louisiana in 2025, led by DSLD Mortgage LLC with 16. 20 lenders closed VA loans, led by United Wholesale Mortgage, and 11 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 8 credit unions closed home loans in Ponchatoula, Louisiana in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ponchatoula, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ponchatoula, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ponchatoula. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
