Mortgage Lenders and Brokers in Houma, Louisiana
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Houma, Louisiana mortgage lenders include Synergy BankSynergy Bank919 Grand Caillou Rd, Houma, LA 70363A5.0 ★Texas Ratio: 10.76%, Hancock Whitney BankHancock Whitney Bank912 Grand Caillou Rd, Houma, LA 70363A+5.0 ★Texas Ratio: 3.41%, South Louisiana BankSouth Louisiana Bank3916 Highway 311, Houma, LA 70360A+5.0 ★Texas Ratio: 1.64%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5977 W Park Ave, Houma, LA 70364A+5.0 ★Texas Ratio: 3.68%, b1BANKb1BANK5830 W Main St, Houma, LA 70360A5.0 ★Texas Ratio: 9.53%, Regions BankRegions Bank1250 Saint Charles St, Houma, LA 70360A+5.0 ★Texas Ratio: 4.37%, First Horizon BankFirst Horizon Bank706 Barrow St, Houma, LA 70360A+5.0 ★Texas Ratio: 5.76%, First American Bank and TrustFirst American Bank and Trust1249 Saint Charles St, Houma, LA 70360A5.0 ★Texas Ratio: 6.75%, United Community BankUnited Community Bank1227 Saint Charles St, Houma, LA 70360, and EFCU Financial Federal Credit UnionEFCU Financial Federal Credit Union10719 Airline Hwy, Baton Rouge, LA 70816 4213A+5.0 ★Texas Ratio: 3.39%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Houma, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Houma are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Houma, Louisiana
Market share is the lender's share of all home loans closed in Houma, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
919 Grand Caillou Rd, Houma, LA 70363 A5.0 ★Texas Ratio: 10.76% |
Conventional | 57 | 15.2% | 96.8% | $115,877 | View |
|
★ 4 stars, 3 reviews 4 offices in Houma 912 Grand Caillou Rd, Houma, LA 70363 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA, VA, USDA, HELOC | 27 +8 HELOCs |
7.2% | 77.1% | $222,037 | View |
|
4 offices in Houma 3916 Highway 311, Houma, LA 70360 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 16 | 4.3% | 100% | $151,250 | View |
|
2 offices in Houma 5977 W Park Ave, Houma, LA 70364 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 13 +1 HELOCs |
3.5% | 100% | $214,230 | View |
|
2 offices in Houma 5830 W Main St, Houma, LA 70360 A5.0 ★Texas Ratio: 9.53% |
Conventional | 11 | 2.9% | 84.6% | $145,000 | View |
|
2 offices in Houma 1250 Saint Charles St, Houma, LA 70360 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 5 +6 HELOCs |
1.3% | 36.8% | $79,000 | View |
|
★ 5 stars, 1 review 1 office in Houma 706 Barrow St, Houma, LA 70360 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 3 +2 HELOCs |
0.8% | 100% | $288,333 | View |
|
1249 Saint Charles St, Houma, LA 70360 A5.0 ★Texas Ratio: 6.75% |
Conventional | 2 | 0.5% | 66.7% | $80,000 | View |
United Community Bank
1227 Saint Charles St, Houma, LA 70360 |
Conventional | 2 | 0.5% | 100% | $115,000 | |
|
10719 Airline Hwy, Baton Rouge, LA 70816 4213 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 2 | 0.5% | 100% | $75,000 | View |
|
1421 Saint Charles St, Houma, LA 70360 3964 A5.0 ★Texas Ratio: 7.48% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
1927 E Madison Ave, Bastrop, LA 71220 A5.0 ★Texas Ratio: 6.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Assurance Financial Group, L.L.C.
|
Conventional, FHA, VA, USDA | 39 | 10.4% | 90.7% | $197,307 | |
Gmfs, LLC
|
Conventional, FHA | 9 | 2.4% | 100% | $179,444 | |
|
A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA | 5 | 1.3% | 100% | $207,000 | View |
Farmers-Merchants Bank and Trust
|
Conventional | 1 | 0.3% | 100% | $55,000 | |
DSLD Mortgage LLC
|
FHA | 1 | 0.3% | 100% | $245,000 | |
|
A5.0 ★Texas Ratio: 12.93% |
Conventional | 1 | 0.3% | 50% | $65,000 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 74 | 19.8% | 96.1% | $229,054 | |
Rocket Mortgage
|
Conventional, FHA | 22 | 5.9% | 67.6% | $162,272 | |
21St Mortgage
|
Conventional | 9 | 2.4% | 62.5% | $35,000 | |
Synergy One Lending, Inc.
|
Conventional, FHA | 6 | 1.6% | 100% | $198,333 | |
Freedom Mortgage Corporation
|
FHA, VA | 5 | 1.3% | 71.4% | $259,000 | |
Mortgage Research Center
|
Conventional, FHA, VA | 5 | 1.3% | 41.7% | $167,000 | |
Equity Prime Mortgage LLC
|
FHA, VA, USDA | 4 | 1.1% | 100% | $150,000 | |
Union Home Mortgage Corp.
|
Conventional, VA, USDA | 4 | 1.1% | 44.4% | $220,000 | |
New American Funding, LLC.
|
FHA | 4 | 1.1% | 100% | $112,500 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 4 | 1.1% | 100% | $232,500 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 3 | 0.8% | 100% | $191,666 | |
Pennymac Loan Services LLC
|
Conventional, VA | 3 | 0.8% | 57.1% | $328,333 | |
Southwest Funding LP
|
Conventional, FHA, USDA | 3 | 0.8% | 100% | $271,666 | |
Cadence Bank
|
Conventional | 2 | 0.5% | 100% | $400,000 | |
Newrez LLC
|
Conventional, FHA | 2 | 0.5% | 37.5% | $115,000 | |
Triad Financial Services, Inc.
|
Conventional | 2 | 0.5% | 63.6% | $125,000 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 2 | 0.5% | 60% | $115,000 | |
Nationstar Mortgage
|
Conventional, VA | 2 | 0.5% | 50% | $140,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 2 | 0.5% | 100% | $150,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 66.7% | $35,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $415,000 | View |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.3% | 100% | $635,000 | |
Guaranteed Rate, Inc.
|
FHA | 1 | 0.3% | 100% | $155,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.3% | 50% | $55,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.3% | 25% | $205,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
Kind Lending, LLC
|
USDA | 1 | 0.3% | 100% | $175,000 | |
loanDepot.com LLC
|
FHA | 1 | 0.3% | 11.1% | $95,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.3% | 100% | $275,000 | |
|
A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.3% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.3% | 100% | $245,000 | View |
Amerisave Mortgage Company
|
Conventional | 1 | 0.3% | 11.1% | $45,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
|
A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.3% | 100% | $45,000 | View |
Towne Mortgage Company
|
FHA | 1 | 0.3% | 100% | $395,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 0.3% | 100% | $135,000 | |
Lower, LLC
|
Conventional | 1 | 0.3% | 100% | $75,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $295,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.3% | 20% | $85,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.3% | 100% | $115,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 10.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Houma Mortgage Rate Trends
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Houma, Louisiana
Looking for mortgage lenders near me or mortgage brokers near me in Houma? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Houma in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Houma, LA
Use these to narrow the list above. Each category shows how many Houma, LA lenders fit and what that kind of lender is usually best for.
Who Lends in Houma, LA
Independent mortgage companies closed 59.1 percent of home loans in Houma, Louisiana in 2025, banks 38.8 percent and credit unions 2.1 percent. Assurance Financial Group, L.L.C. was the largest mortgage company, Synergy Bank the largest bank and EFCU Financial Federal Credit Union the largest credit union. Among lenders headquartered in Louisiana, Synergy Bank led with 57 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
More Louisiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Houma, LA
By home loans closed in 2025, Synergy Bank was the largest mortgage lender in Houma, Louisiana with 57 loans, about 15.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Houma, Louisiana, Synergy Bank approved the highest share of completed applications in 2025 at 96.8 percent, against a 78.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Houma, Louisiana in 2025, led by United Wholesale Mortgage with 37. 12 lenders closed VA loans, led by United Wholesale Mortgage, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 5 credit unions closed home loans in Houma, Louisiana in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Houma, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Houma, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Houma. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
