Elton, Louisiana mortgage lenders include Home Bank National AssociationHome Bank National Association805 Main St, Elton, LA 70532A5.0 ★Texas Ratio: 8.03%, CSE Federal Credit UnionCSE Federal Credit Union426 N Pine St, DeRidder, LA 70634A5.0 ★Texas Ratio: 6.15%, Rayne Building and Loan AssociationRayne Building and Loan Association200 N Adams Ave, Rayne, LA 70578A+5.0 ★Texas Ratio: 1.11%, Fidelity BankFidelity Bank5643 Corporate Blvd, Baton Rouge, LA 70808A5.0 ★Texas Ratio: 6.25%, Jd BankJd Bank9026 Jefferson Hwy Ste 402, Baton Rouge, LA 70809A+5.0 ★Texas Ratio: 4.34%, The First National Bank of JeaneretteThe First National Bank of Jeanerette215 Ralph Darden Memorial Pkwy, Baldwin, LA 70514A+5.0 ★Texas Ratio: 5.23%, Sabine State Bank and Trust CompanySabine State Bank and Trust Company4716 Jackson St, Alexandria, LA 71303B4.5 ★Texas Ratio: 21.37%, The BankThe BankJennings, LA, Gmfs, LLCGmfs, LLCBaton Rouge, LA, and Abbeville Building & LoanAbbeville Building & LoanAbbeville, LAA+5.0 ★Texas Ratio: 3.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Elton, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Elton are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Elton, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Elton 805 Main St, Elton, LA 70532 A5.0 ★Texas Ratio: 8.03% |
Conventional | 1 | 1.5% | 100% | $405,000 | View |
|
426 N Pine St, DeRidder, LA 70634 A5.0 ★Texas Ratio: 6.15% |
Conventional | 2 | 2.9% | 100% | $290,000 | View |
|
200 N Adams Ave, Rayne, LA 70578 A+5.0 ★Texas Ratio: 1.11% |
Conventional | 2 | 2.9% | 100% | $275,000 | View |
|
5643 Corporate Blvd, Baton Rouge, LA 70808 A5.0 ★Texas Ratio: 6.25% |
Conventional | 1 | 1.5% | 100% | $115,000 | View |
|
9026 Jefferson Hwy Ste 402, Baton Rouge, LA 70809 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 1.5% | 100% | $45,000 | View |
|
215 Ralph Darden Memorial Pkwy, Baldwin, LA 70514 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 1 | 1.5% | 100% | $65,000 | View |
|
4716 Jackson St, Alexandria, LA 71303 B4.5 ★Texas Ratio: 21.37% |
Conventional | 1 | 1.5% | 100% | $225,000 | View |
The Bank
|
Conventional | 15 | 22.1% | 100% | $90,333 | |
Gmfs, LLC
|
Conventional, FHA | 2 | 2.9% | 100% | $240,000 | |
|
A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 1.5% | 100% | $105,000 | View |
21St Mortgage
|
Conventional | 7 | 10.3% | 53.8% | $97,857 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 4 | 5.9% | 80% | $270,000 | |
First Community Mortgage, Inc.
|
Conventional, FHA, USDA | 3 | 4.4% | 100% | $148,333 | |
Equity Prime Mortgage LLC
|
FHA, USDA | 2 | 2.9% | 100% | $155,000 | |
Union Home Mortgage Corp.
|
Conventional, USDA | 2 | 2.9% | 100% | $80,000 | |
Highlands Residential Mortgage, Ltd.
|
FHA | 2 | 2.9% | 100% | $165,000 | |
American Financial Resources LLC
|
VA | 1 | 1.5% | 100% | $235,000 | |
Rocket Mortgage
|
Conventional | 1 | 1.5% | 100% | $55,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 1.5% | 100% | $205,000 | |
Canopy Mortgage, LLC
|
FHA | 1 | 1.5% | 100% | $245,000 | |
Kind Lending, LLC
|
Conventional | 1 | 1.5% | 100% | $435,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 1.5% | 57.1% | $85,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 1.5% | 100% | $165,000 | |
Resicentral LLC
|
Conventional | 1 | 1.5% | 100% | $335,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 1.5% | 100% | $215,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1.5% | 100% | $75,000 | |
Click n' Close, Inc.
|
Conventional | 1 | 1.5% | 100% | $125,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 1.5% | 100% | $165,000 | |
New Day Financial, LLC.
|
VA | 1 | 1.5% | 100% | $175,000 | |
Nations Lending Corporation
|
Conventional | 1 | 1.5% | 100% | $125,000 | |
T2 Financial LLC
|
Conventional | 1 | 1.5% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1.5% | 100% | $125,000 | View |
Mortgage Research Center
|
VA | 1 | 1.5% | 100% | $145,000 | |
Towne Mortgage Company
|
FHA | 1 | 1.5% | 100% | $275,000 | |
The Loan Store, Inc
|
FHA | 1 | 1.5% | 100% | $85,000 | |
Lower, LLC
|
FHA | 1 | 1.5% | 100% | $165,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 1.5% | 10% | $155,000 |
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Elton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Elton in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Elton, LA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 57.4 percent of home loans in Elton, Louisiana in 2025, banks 39.7 percent and credit unions 2.9 percent. Gmfs, LLC was the largest mortgage company, Home Bank National Association the largest bank and CSE Federal Credit Union the largest credit union. Among lenders headquartered in Louisiana, Home Bank National Association led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
By home loans closed in 2025, Home Bank National Association was the largest mortgage lender in Elton, Louisiana with 1 loans, about 1.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Elton, Louisiana in 2025, led by Highlands Residential Mortgage, Ltd. with 2. 5 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 1 credit unions closed home loans in Elton, Louisiana in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Elton, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Elton, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Elton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.