Mortgage Lenders and Brokers in Central, Louisiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Central, Louisiana mortgage lenders include Bank of ZacharyBank of Zachary13444 Hooper Rd, Baton Rouge, LA 70818A+5.0 ★Texas Ratio: 0.54%, EFCU Financial Federal Credit UnionEFCU Financial Federal Credit Union10719 Airline Hwy, Baton Rouge, LA 70816 4213A+5.0 ★Texas Ratio: 3.39%, Landmark BankLandmark Bank12225 Saint Helena St, Clinton, LA 70722B+4.8 ★Texas Ratio: 17.80%, Neighbors Federal Credit UnionNeighbors Federal Credit Union12529 Perkins Rd, Baton Rouge, LA 70810A5.0 ★Texas Ratio: 8.95%, Hancock Whitney BankHancock Whitney Bank29435 S Montpelier Rd, Albany, LA 70711A+5.0 ★Texas Ratio: 3.41%, Gulf Coast Bank and TrustGulf Coast Bank and Trust4000 S Sherwood Forest Blvd, Baton Rouge, LA 70816A5.0 ★Texas Ratio: 11.57%, Regions BankRegions Bank1439 Centre Ct, Alexandria, LA 71301A+5.0 ★Texas Ratio: 4.37%, Synergy BankSynergy Bank14455 Wax Rd, Baton Rouge, LA 70818A5.0 ★Texas Ratio: 10.76%, Red River BankRed River Bank5631 Coliseum Blvd, Alexandria, LA 71303A+5.0 ★Texas Ratio: 0.70%, and Fidelity BankFidelity Bank5643 Corporate Blvd, Baton Rouge, LA 70808A5.0 ★Texas Ratio: 6.25%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Central, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Central are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Central, Louisiana
Market share is the lender's share of all home loans closed in Central, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Central 13444 Hooper Rd, Baton Rouge, LA 70818 A+5.0 ★Texas Ratio: 0.54% |
Conventional | 17 | 2.8% | 85% | $230,294 | View |
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10719 Airline Hwy, Baton Rouge, LA 70816 4213 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 41 | 6.8% | 87.5% | $158,170 | View |
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12225 Saint Helena St, Clinton, LA 70722 B+4.8 ★Texas Ratio: 17.80% |
Conventional, Jumbo | 18 | 3% | 94.7% | $286,111 | View |
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12529 Perkins Rd, Baton Rouge, LA 70810 A5.0 ★Texas Ratio: 8.95% |
Conventional | 17 | 2.8% | 43.9% | $135,588 | View |
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★ 4 stars, 3 reviews 29435 S Montpelier Rd, Albany, LA 70711 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA, VA, USDA, HELOC | 16 +11 HELOCs |
2.7% | 100% | $286,875 | View |
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4000 S Sherwood Forest Blvd, Baton Rouge, LA 70816 A5.0 ★Texas Ratio: 11.57% |
Conventional, FHA, VA | 13 | 2.2% | 86.7% | $260,384 | View |
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1439 Centre Ct, Alexandria, LA 71301 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 12 +5 HELOCs |
2% | 72.2% | $303,333 | View |
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14455 Wax Rd, Baton Rouge, LA 70818 A5.0 ★Texas Ratio: 10.76% |
Conventional | 7 | 1.2% | 100% | $106,428 | View |
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5631 Coliseum Blvd, Alexandria, LA 71303 A+5.0 ★Texas Ratio: 0.70% |
Conventional, FHA | 6 | 1% | 100% | $203,333 | View |
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5643 Corporate Blvd, Baton Rouge, LA 70808 A5.0 ★Texas Ratio: 6.25% |
Conventional, VA, HELOC | 5 +2 HELOCs |
0.8% | 100% | $355,000 | View |
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500 Charity St, Abbeville, LA 70510 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 5 +1 HELOCs |
0.8% | 83.3% | $211,000 | View |
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2319 E Madison Avenue, Bastrop, LA 71220 A5.0 ★Texas Ratio: 9.53% |
Conventional, Jumbo | 3 | 0.5% | 100% | $228,333 | View |
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4810 Oneal Ln, Baton Rouge, LA 70817 A+5.0 ★Texas Ratio: 5.86% |
Conventional | 3 | 0.5% | 100% | $91,666 | View |
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6230 Perkins Rd, Baton Rouge, LA 70808 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 0.3% | 66.7% | $75,000 | View |
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10513 Sullivan Rd, Baton Rouge, LA 70818 4134 A5.0 ★Texas Ratio: 11.71% |
Conventional | 2 | 0.3% | 100% | $355,000 | View |
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★ 5 stars, 1 review 14150 Coursey Blvd, Baton Rouge, LA 70817 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $265,000 | View |
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7451 La Highway 1 S, Addis, LA 70710 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
Onpath Federal Credit Union
112 E 32nd Ave, Covington, LA 70433 1748 |
Conventional | 1 | 0.2% | 50% | $275,000 | |
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10922 Coursey Blvd, Baton Rouge, LA 70816 A+5.0 ★Texas Ratio: 5.42% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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799 W Summers Dr, Abbeville, LA 70510 C3.8 ★Texas Ratio: 25.51% |
Conventional | 1 | 0.2% | 100% | $555,000 | View |
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500 Bushley St, Harrisonburg, LA 71340 A-5.0 ★Texas Ratio: 14.91% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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5505 Highland Rd, Baton Rouge, LA 70808 A5.0 ★Texas Ratio: 6.76% |
Conventional | 1 | 0.2% | 50% | $475,000 | View |
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1930 Gus Kaplan Dr, Alexandria, LA 71301 A5.0 ★Texas Ratio: 7.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gmfs, LLC
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Conventional, FHA, VA, USDA | 46 | 7.7% | 98.2% | $297,608 | |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA | 14 | 2.3% | 93.3% | $223,571 | View |
Assurance Financial Group, L.L.C.
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Conventional, FHA, USDA | 11 | 1.8% | 84.6% | $272,272 | |
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A5.0 ★Texas Ratio: 12.93% |
Conventional | 4 | 0.7% | 80% | $177,500 | View |
DSLD Mortgage LLC
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FHA | 2 | 0.3% | 100% | $305,000 | |
Mortgage Financial Services
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Conventional | 1 | 0.2% | 100% | $535,000 | |
Guaranty Bank and Trust Compan
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Conventional | 1 | 0.2% | 100% | $105,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 37 | 6.2% | 83% | $241,486 | |
Rocket Mortgage
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Conventional, FHA, VA | 34 | 5.7% | 70% | $220,882 | |
Synergy One Lending, Inc.
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Conventional, FHA, USDA | 21 | 3.5% | 100% | $268,809 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 16 +1 HELOCs |
2.7% | 100% | $268,125 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 15 | 2.5% | 88.2% | $405,666 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, USDA | 14 | 2.3% | 93.3% | $217,142 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, USDA | 11 | 1.8% | 63.2% | $258,636 | |
Geneva Financial LLC
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Conventional, FHA, USDA | 11 | 1.8% | 100% | $220,454 | |
Freedom Mortgage Corporation
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FHA, VA | 9 | 1.5% | 90.9% | $336,111 | |
Newrez LLC
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Conventional, FHA, VA, USDA | 7 | 1.2% | 70% | $203,571 | |
Mortgage Research Center
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VA | 7 | 1.2% | 50% | $369,285 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +2 HELOCs |
1% | 66.7% | $195,000 | |
Triad Financial Services, Inc.
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Conventional | 6 | 1% | 69.7% | $165,000 | |
21St Mortgage
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Conventional | 6 | 1% | 42.9% | $143,333 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, USDA | 6 | 1% | 66.7% | $296,666 | |
American Financial Resources LLC
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FHA, USDA | 5 | 0.8% | 83.3% | $207,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 5 | 0.8% | 66.7% | $169,000 | |
Equity Prime Mortgage LLC
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FHA, VA, USDA | 5 | 0.8% | 100% | $233,000 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 0.8% | 38.5% | $209,000 | |
Guild Mortgage Company
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Conventional, FHA | 5 | 0.8% | 100% | $299,000 | |
Wolfe Financial Inc
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Conventional, FHA, Jumbo | 5 | 0.8% | 100% | $433,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 5 | 0.8% | 100% | $233,000 | View |
The Loan Store, Inc
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Conventional, FHA | 5 | 0.8% | 100% | $191,000 | |
Lower, LLC
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Conventional, FHA, USDA | 5 | 0.8% | 100% | $193,000 | |
Canopy Mortgage, LLC
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Conventional, FHA, USDA | 4 | 0.7% | 100% | $305,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 4 | 0.7% | 57.1% | $177,500 | |
Paramount Residential Mortgage
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Conventional, FHA, USDA | 4 | 0.7% | 100% | $202,500 | |
First Community Mortgage, Inc.
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Conventional, FHA | 3 | 0.5% | 75% | $335,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $231,666 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.5% | 100% | $255,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 3 | 0.5% | 100% | $125,000 | |
Sun West Mortgage Company, Inc
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FHA, VA | 3 | 0.5% | 100% | $315,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional, Jumbo | 3 | 0.5% | 100% | $481,666 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 0.5% | 21.4% | $138,333 | |
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A5.0 ★Texas Ratio: 10.74% |
Conventional, HELOC | 2 +4 HELOCs |
0.3% | 100% | $130,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 2 | 0.3% | 100% | $365,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 2 | 0.3% | 100% | $115,000 | |
SWBC Mortgage Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $260,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 0.3% | 100% | $305,000 | View |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $270,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 2 | 0.3% | 100% | $235,000 | |
Discover Bank
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Conventional | 2 | 0.3% | 33.3% | $40,000 | |
New Day Financial, LLC.
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VA | 2 | 0.3% | 33.3% | $245,000 | |
Nations Lending Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $95,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.3% | 100% | $125,000 | |
Mutual of Omaha Mortgage
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VA | 2 | 0.3% | 50% | $415,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.3% | 23.1% | $175,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.3% | 66.7% | $55,000 | |
Southwest Funding LP
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FHA | 2 | 0.3% | 100% | $190,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $225,000 | View |
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A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
EMM Loans LLC
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USDA | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $335,000 | View |
Originpoint, LLC
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FHA | 1 | 0.2% | 100% | $305,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $205,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 50% | $185,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 50% | $225,000 | View |
Amerisave Mortgage Company
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FHA | 1 | 0.2% | 9.1% | $185,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.2% | 50% | $165,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 50% | $245,000 | |
Network Funding, L.P.
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FHA | 1 | 0.2% | 33.3% | $235,000 | |
Click n' Close, Inc.
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USDA | 1 | 0.2% | 100% | $215,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $175,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.2% | 100% | $305,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
First Option Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $195,000 | |
Shoreham Bank
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FHA | 1 | 0.2% | 100% | $25,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 33.3% | $235,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
T2 Financial LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.2% | 100% | $295,000 | |
Nasa Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $85,000 | |
The Mortgage Firm
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 33.3% | $125,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $275,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.2% | 50% | $165,000 | View |
Village Capital & Investment
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FHA | 1 | 0.2% | 50% | $455,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Central Mortgage Rate Trends
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Central, Louisiana
Looking for mortgage lenders near me or mortgage brokers near me in Central? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Central in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Central, LA
Use these to narrow the list above. Each category shows how many Central, LA lenders fit and what that kind of lender is usually best for.
Who Lends in Central, LA
Independent mortgage companies closed 65.2 percent of home loans in Central, Louisiana in 2025, banks 22.5 percent and credit unions 12.3 percent. Gmfs, LLC was the largest mortgage company, Bank of Zachary the largest bank and EFCU Financial Federal Credit Union the largest credit union. Among lenders headquartered in Louisiana, Bank of Zachary led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
More Louisiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Central, LA
By home loans closed in 2025, Bank of Zachary was the largest mortgage lender in Central, Louisiana with 17 loans, about 2.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
56 lenders closed FHA loans in Central, Louisiana in 2025, led by United Wholesale Mortgage with 14. 23 lenders closed VA loans, led by Mortgage Research Center, and 17 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 9 credit unions closed home loans in Central, Louisiana in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Central, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Central, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Central. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
