Roann, Indiana mortgage lenders include Crossroads BankCrossroads Bank526 W Connexion Way, Columbia City, IN 46725A5.0 ★Texas Ratio: 12.07%, Beacon Credit UnionBeacon Credit Union136 W 7th St, Auburn, IN 46706A+5.0 ★Texas Ratio: 2.46%, First Farmers Bank & TrustFirst Farmers Bank & Trust103 W National Ave, Brazil, IN 47834A5.0 ★Texas Ratio: 7.53%, First Merchants BankFirst Merchants Bank800 Main St Ste 100, Anderson, IN 46016A+5.0 ★Texas Ratio: 4.12%, Mortgage Masters of Indiana IncMortgage Masters of Indiana Inc801 S Memorial Dr, New Castle, IN 47362A+5.0 ★Texas Ratio: 3.37%, First Federal Savings BankFirst Federal Savings Bank206 W Plymouth St, Bremen, IN 46506A5.0 ★Texas Ratio: 6.90%, Lake City BankLake City Bank114 W Rochester St, Akron, IN 46910A+5.0 ★Texas Ratio: 2.66%, Flagstar Bank NAFlagstar Bank NA2204 N Wayne St, Angola, IN 46703D3.3 ★Texas Ratio: 35.11%, PNC Bank N.A.PNC Bank N.A.111 N Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 4.24%, and Ruoff Mortgage CompanyRuoff Mortgage CompanyFort Wayne, IN. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Roann, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Roann are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Roann, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
526 W Connexion Way, Columbia City, IN 46725 A5.0 ★Texas Ratio: 12.07% |
Conventional | 11 | 20.4% | 100% | $178,636 | View |
|
136 W 7th St, Auburn, IN 46706 A+5.0 ★Texas Ratio: 2.46% |
Conventional, HELOC | 3 +6 HELOCs |
5.6% | 80% | $148,333 | View |
|
103 W National Ave, Brazil, IN 47834 A5.0 ★Texas Ratio: 7.53% |
Conventional, HELOC | 3 +4 HELOCs |
5.6% | 83.3% | $191,666 | View |
|
800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 3 +2 HELOCs |
5.6% | 75% | $35,000 | View |
|
801 S Memorial Dr, New Castle, IN 47362 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 1 | 1.9% | 100% | $215,000 | View |
|
206 W Plymouth St, Bremen, IN 46506 A5.0 ★Texas Ratio: 6.90% |
Conventional | 1 | 1.9% | 100% | $175,000 | View |
|
114 W Rochester St, Akron, IN 46910 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2204 N Wayne St, Angola, IN 46703 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
|
Conventional, FHA | 3 | 5.6% | 75% | $221,666 | |
Gvc Mortgage, Inc.
|
Conventional | 2 | 3.7% | 100% | $165,000 | |
First Savings Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA | 7 | 13% | 77.8% | $135,000 | |
Newrez LLC
|
Conventional, FHA | 3 | 5.6% | 75% | $245,000 | |
Mortgage Research Center
|
VA | 2 | 3.7% | 100% | $380,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA, USDA | 2 | 3.7% | 100% | $190,000 | |
Goodleap, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
1.9% | 100% | $115,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
Conventional | 1 | 1.9% | 50% | $195,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 1.9% | 25% | $145,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1.9% | 100% | $205,000 | |
American Financing Corporation
|
FHA | 1 | 1.9% | 100% | $155,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 1.9% | 100% | $225,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1.9% | 100% | $125,000 | View |
Nationstar Mortgage
|
VA | 1 | 1.9% | 50% | $165,000 | |
New American Funding, LLC.
|
FHA | 1 | 1.9% | 100% | $135,000 | |
Farm Credit Mid-America, Aca
|
Conventional, Jumbo | 1 | 1.9% | 100% | $535,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 1.9% | 100% | $145,000 | |
Navy Federal Credit Union
|
Conventional | 1 | 1.9% | 50% | $135,000 | |
Spring Eq, LLC
|
Conventional | 1 | 1.9% | 100% | $55,000 |
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Roann? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Roann in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Roann, IN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 57.4 percent of home loans in Roann, Indiana in 2025, banks 35.2 percent and credit unions 7.4 percent. Mortgage Masters of Indiana Inc was the largest mortgage company, Crossroads Bank the largest bank and Beacon Credit Union the largest credit union. Among lenders headquartered in Indiana, Crossroads Bank led with 11 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
By home loans closed in 2025, Crossroads Bank was the largest mortgage lender in Roann, Indiana with 11 loans, about 20.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Roann, Indiana in 2025, led by Ruoff Mortgage Company with 2. 3 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 2 credit unions closed home loans in Roann, Indiana in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Roann, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Roann, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Roann. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.