Mortgage Lenders and Brokers in Morgantown, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Morgantown, Indiana mortgage lenders include The Poples State BankThe Poples State Bank289 S Marion St, Morgantown, IN 46160A+5.0 ★Texas Ratio: 1.12%, First Merchants BankFirst Merchants Bank180 W Washington St, Morgantown, IN 46160A+5.0 ★Texas Ratio: 4.12%, Home Bank SBHome Bank SB1472 S State Road 135, Greenwood, IN 46143A+5.0 ★Texas Ratio: 5.61%, Citizens BankCitizens Bank99 S Dan Jones Rd, Avon, IN 46123A+5.0 ★Texas Ratio: 0.64%, Mutual Savings BankMutual Savings Bank1124 N Main St, Franklin, IN 46131A+5.0 ★Texas Ratio: 0.00%, BMO Harris Bank NABMO Harris Bank NA7503 Beechwood Centre Rd, Avon, IN 46123A+5.0 ★Texas Ratio: 3.54%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, Centra Credit UnionCentra Credit Union11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559A+5.0 ★Texas Ratio: 5.34%, First Financial BankFirst Financial Bank104 Linksway, Aurora, IN 47001A+5.0 ★Texas Ratio: 3.21%, and FORUM Credit UnionFORUM Credit Union9114 E US Highway 36, Avon, IN 46123 7772A+5.0 ★Texas Ratio: 1.80%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Morgantown, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Morgantown are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Morgantown, Indiana
Market share is the lender's share of all home loans closed in Morgantown, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Morgantown 289 S Marion St, Morgantown, IN 46160 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 2 | 2.2% | 100% | $150,000 | View |
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1 office in Morgantown 180 W Washington St, Morgantown, IN 46160 A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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1472 S State Road 135, Greenwood, IN 46143 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 2 | 2.2% | 100% | $175,000 | View |
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99 S Dan Jones Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 0.64% |
Conventional, Jumbo | 2 | 2.2% | 100% | $775,000 | View |
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1124 N Main St, Franklin, IN 46131 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 2.2% | 100% | $220,000 | View |
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7503 Beechwood Centre Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +5 HELOCs |
1.1% | 33.3% | $25,000 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +3 HELOCs |
1.1% | 100% | $365,000 | View |
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11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $425,000 | View |
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104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $465,000 | View |
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9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 50% | $65,000 | View |
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20 N Emerson Ave, Greenwood, IN 46143 8895 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 1.1% | 100% | $115,000 | View |
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104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 1.1% | 100% | $535,000 | View |
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10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gvc Mortgage, Inc.
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Conventional, FHA | 10 | 11.1% | 100% | $238,000 | |
Ruoff Mortgage Company
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Conventional, VA, USDA | 4 | 4.4% | 80% | $437,500 | |
Mjw Financial LLC dba Mjw Mortgage
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Conventional, VA | 2 | 2.2% | 100% | $535,000 | |
Elements Financial Federal Cre
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 11 | 12.2% | 84.6% | $280,454 | |
United Wholesale Mortgage
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Conventional, VA | 6 | 6.7% | 100% | $315,000 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 4.4% | 100% | $255,000 | |
Union Savings Bank
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
3.3% | 100% | $801,666 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 3.3% | 100% | $201,666 | |
Mortgage Research Center
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Conventional, VA | 3 | 3.3% | 75% | $361,666 | |
CrossCountry Mortgage, LLC
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FHA, USDA | 2 | 2.2% | 66.7% | $185,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 2.2% | 100% | $130,000 | |
Lower, LLC
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FHA | 2 | 2.2% | 100% | $315,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 2.2% | 100% | $525,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 2 | 2.2% | 100% | $340,000 | |
Village Capital & Investment
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VA | 2 | 2.2% | 100% | $355,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 2 | 2.2% | 100% | $220,000 | |
American Financial Resources LLC
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FHA | 1 | 1.1% | 100% | $275,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.1% | 100% | $295,000 | |
Newrez LLC
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VA | 1 | 1.1% | 100% | $425,000 | |
Pennymac Loan Services LLC
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VA | 1 | 1.1% | 50% | $645,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.1% | 33.3% | $45,000 | |
Eustis Mortgage Corp
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Conventional | 1 | 1.1% | 100% | $455,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 1.1% | 100% | $185,000 | |
American Financing Corporation
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Conventional | 1 | 1.1% | 100% | $85,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 1.1% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.1% | 50% | $125,000 | View |
Waterstone Mortgage Corporation
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VA | 1 | 1.1% | 100% | $165,000 | |
The Loan Store, Inc
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FHA | 1 | 1.1% | 100% | $155,000 | |
Navy Federal Credit Union
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VA | 1 | 1.1% | 100% | $125,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 1.1% | 100% | $205,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 1.1% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View |
Morgantown Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Morgantown, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Morgantown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Morgantown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Morgantown, IN
Use these to narrow the list above. Each category shows how many Morgantown, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Morgantown, IN
Independent mortgage companies closed 76.7 percent of home loans in Morgantown, Indiana in 2025, banks 18.9 percent and credit unions 4.4 percent. Gvc Mortgage, Inc. was the largest mortgage company, The Poples State Bank the largest bank and Centra Credit Union the largest credit union. Among lenders headquartered in Indiana, The Poples State Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Morgantown, IN
By home loans closed in 2025, The Poples State Bank was the largest mortgage lender in Morgantown, Indiana with 2 loans, about 2.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Morgantown, Indiana in 2025, led by Rocket Mortgage with 5. 12 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 7 credit unions closed home loans in Morgantown, Indiana in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Morgantown, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Morgantown, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Morgantown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
