Mortgage Lenders and Brokers in Fairmount, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fairmount, Indiana mortgage lenders include First Farmers Bank & TrustFirst Farmers Bank & Trust102 S Main St, Fairmount, IN 46928A5.0 ★Texas Ratio: 7.53%, Star Financial BankStar Financial Bank735 Main St, Anderson, IN 46016A+5.0 ★Texas Ratio: 2.87%, Encompass Federal Credit UnionEncompass Federal Credit Union2115 W Holiday Rd, Frankfort, IN 46041 9100A5.0 ★Texas Ratio: 11.86%, Indiana Members Credit UnionIndiana Members Credit Union10438 E US Highway 36, Avon, IN 46123 7054A+5.0 ★Texas Ratio: 2.64%, Beacon Credit UnionBeacon Credit Union136 W 7th St, Auburn, IN 46706A+5.0 ★Texas Ratio: 2.46%, Horizon BankHorizon Bank307 E Jackson St, Attica, IN 47918A+5.0 ★Texas Ratio: 4.40%, Regions BankRegions Bank104 W 11th St, Bicknell, IN 47512A+5.0 ★Texas Ratio: 4.37%, Northwest BankNorthwest Bank401 W State St, Albany, IN 47320A+5.0 ★Texas Ratio: 3.99%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, and Ruoff Mortgage CompanyRuoff Mortgage CompanyFort Wayne, IN. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fairmount, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fairmount are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fairmount, Indiana
Market share is the lender's share of all home loans closed in Fairmount, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Fairmount 102 S Main St, Fairmount, IN 46928 A5.0 ★Texas Ratio: 7.53% |
Conventional, HELOC | 1 +4 HELOCs |
2.3% | 50% | $95,000 | View |
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735 Main St, Anderson, IN 46016 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
2.3% | 100% | $115,000 | View |
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2115 W Holiday Rd, Frankfort, IN 46041 9100 A5.0 ★Texas Ratio: 11.86% |
Conventional | 1 | 2.3% | 100% | $35,000 | View |
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10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 2.3% | 50% | $235,000 | View |
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136 W 7th St, Auburn, IN 46706 A+5.0 ★Texas Ratio: 2.46% |
Conventional | 1 | 2.3% | 100% | $95,000 | View |
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307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 50% | View | |
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401 W State St, Albany, IN 47320 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA, VA | 11 | 25.6% | 91.7% | $172,272 | |
Three Rivers Federal Crediit U
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Conventional, HELOC | 2 +1 HELOCs |
4.7% | 100% | $135,000 | |
Gvc Mortgage, Inc.
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Conventional | 2 | 4.7% | 100% | $160,000 | |
Madison County Federal Credit
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Conventional, HELOC | 1 +1 HELOCs |
2.3% | 100% | $75,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 2.3% | 100% | $65,000 | |
Rocket Mortgage
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Conventional, FHA | 2 | 4.7% | 50% | $110,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 4.7% | 100% | $95,000 | |
Nations Lending Corporation
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FHA | 2 | 4.7% | 100% | $125,000 | |
Spring Eq, LLC
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Conventional | 2 | 4.7% | 66.7% | $55,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 2.3% | 100% | $165,000 | |
United Wholesale Mortgage
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VA | 1 | 2.3% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 2.3% | 100% | $185,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 2.3% | 100% | $135,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 2.3% | 100% | $185,000 | |
American Financial Network, Inc.
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FHA | 1 | 2.3% | 100% | $165,000 | |
Eustis Mortgage Corp
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FHA | 1 | 2.3% | 100% | $235,000 | |
Nationstar Mortgage
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Conventional | 1 | 2.3% | 100% | $85,000 | |
Mortgage Research Center
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VA | 1 | 2.3% | 100% | $115,000 | |
Park Lane Finance SolutionsLLC
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Conventional | 1 | 2.3% | 100% | $45,000 | |
New American Funding, LLC.
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FHA | 1 | 2.3% | 100% | $155,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 2.3% | 100% | $235,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 2.3% | 100% | $115,000 |
Fairmount Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fairmount, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Fairmount? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fairmount in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fairmount, IN
Use these to narrow the list above. Each category shows how many Fairmount, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Fairmount, IN
Independent mortgage companies closed 79.1 percent of home loans in Fairmount, Indiana in 2025, banks 7 percent and credit unions 14 percent. Ruoff Mortgage Company was the largest mortgage company, First Farmers Bank & Trust the largest bank and Encompass Federal Credit Union the largest credit union. Among lenders headquartered in Indiana, First Farmers Bank & Trust led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fairmount, IN
By home loans closed in 2025, First Farmers Bank & Trust was the largest mortgage lender in Fairmount, Indiana with 1 loans, about 2.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Fairmount, Indiana in 2025, led by Ruoff Mortgage Company with 4. 4 lenders closed VA loans, led by Ruoff Mortgage Company. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 5 credit unions closed home loans in Fairmount, Indiana in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fairmount, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fairmount, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fairmount. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
