Moon Lake, Florida mortgage lenders include Hancock Whitney BankHancock Whitney Bank5817 Manatee Ave W, Bradenton, FL 34209A+5.0 ★Texas Ratio: 3.41%, Valley National BankValley National Bank19495 Biscayne Blvd, Aventura, FL 33180A+5.0 ★Texas Ratio: 5.76%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, Freedom Mortgage CorporationFreedom Mortgage CorporationBoca Raton, FL, Home Access Financial, LLCHome Access Financial, LLCTampa, FL, The Mortgage FirmThe Mortgage FirmAltamonte Springs, FL, and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Moon Lake, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Moon Lake are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Moon Lake, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
FHA, VA | 3 | 3.7% | 100% | $478,333 | View |
|
19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA | 2 | 2.5% | 100% | $100,000 | View |
|
1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 1 +3 HELOCs |
1.2% | 100% | $235,000 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +2 HELOCs |
1.2% | 100% | $25,000 | View |
|
254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
VA | 1 | 1.2% | 100% | $145,000 | View |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
|
VA | 3 | 3.7% | 60% | $418,333 | |
Home Access Financial, LLC
|
FHA | 1 | 1.2% | 100% | $175,000 | |
The Mortgage Firm
|
FHA | 1 | 1.2% | 100% | $205,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 13 | 16% | 82.4% | $268,076 | |
Rocket Mortgage
|
Conventional, FHA, VA | 9 | 11.1% | 83.3% | $222,777 | |
21St Mortgage
|
Conventional | 8 | 9.9% | 40% | $138,750 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 3 | 3.7% | 75% | $295,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 3 | 3.7% | 100% | $188,333 | |
Mortgage Research Center
|
VA | 3 | 3.7% | 42.9% | $278,333 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 2 | 2.5% | 100% | $115,000 | |
MortgageOne, Inc
|
Conventional, FHA | 2 | 2.5% | 100% | $140,000 | |
Kind Lending, LLC
|
Conventional, FHA | 2 | 2.5% | 66.7% | $115,000 | |
Nationstar Mortgage
|
Conventional | 2 | 2.5% | 100% | $85,000 | |
Guaranteed Rate, Inc.
|
FHA, HELOC | 1 +1 HELOCs |
1.2% | 100% | $365,000 | |
Equity Resources Inc
|
Conventional | 1 | 1.2% | 100% | $215,000 | |
Self Reliance (NY) FCU
|
Conventional | 1 | 1.2% | 100% | $365,000 | |
American Financial Resources LLC
|
FHA | 1 | 1.2% | 100% | $205,000 | |
Affordable Mortgage Advisors
|
VA | 1 | 1.2% | 100% | $215,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 1.2% | 50% | $225,000 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 1.2% | 50% | $105,000 | View |
Equity Prime Mortgage LLC
|
FHA | 1 | 1.2% | 100% | $225,000 | |
Movement Mortgage, LLC
|
FHA | 1 | 1.2% | 100% | $175,000 | |
Flexpoint, Inc.
|
Conventional | 1 | 1.2% | 100% | $305,000 | |
VanDyk Mortgage Corporation
|
FHA | 1 | 1.2% | 100% | $185,000 | |
Ameritrust Mortgage Corporation
|
FHA | 1 | 1.2% | 100% | $155,000 | |
T2 Financial LLC
|
FHA | 1 | 1.2% | 100% | $155,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 1.2% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 0.89% |
FHA | 1 | 1.2% | 100% | $305,000 | View |
New American Funding, LLC.
|
Conventional | 1 | 1.2% | 50% | $195,000 | |
The Loan Store, Inc
|
FHA | 1 | 1.2% | 100% | $215,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 1.2% | 100% | $195,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.2% | 50% | $285,000 | |
Reliance First Capital, LLC
|
Conventional | 1 | 1.2% | 100% | $165,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 1.2% | 100% | $255,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Coastal Community Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Moon Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Moon Lake in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Moon Lake, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 86.4 percent of home loans in Moon Lake, Florida in 2025, banks 9.9 percent and credit unions 3.7 percent. Freedom Mortgage Corporation was the largest mortgage company, Hancock Whitney Bank the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Suncoast Credit Union led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, Hancock Whitney Bank was the largest mortgage lender in Moon Lake, Florida with 3 loans, about 3.7 percent of the market. The largest lender headquartered in Florida was Suncoast Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Moon Lake, Florida in 2025, led by United Wholesale Mortgage with 5. 8 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 3 credit unions closed home loans in Moon Lake, Florida in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Moon Lake, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Moon Lake, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Moon Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.