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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Lee, Florida

Lee, Florida mortgage lenders include Florida Credit UnionFlorida Credit Union10303 SE US Highway 441, Belleview, FL 34420A+5.0 ★Texas Ratio: 4.76%, Campus USA Credit UnionCampus USA Credit Union14759 NW 157th Ln, Alachua, FL 32615A+5.0 ★Texas Ratio: 2.45%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, Freedom Mortgage CorporationFreedom Mortgage CorporationBoca Raton, FL, Rocket Mortgage, United Wholesale Mortgage, Capital City Home Loans, LLCCapital City Home Loans, LLCA+5.0 ★Texas Ratio: 2.55%, and 21St Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lee, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lee are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lee, Florida

Market share is the lender's share of all home loans closed in Lee, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
10303 SE US Highway 441, Belleview, FL 34420
A+5.0 ★Texas Ratio: 4.76%
Conventional 2 4.2% 100% $120,000 View
14759 NW 157th Ln, Alachua, FL 32615
A+5.0 ★Texas Ratio: 2.45%
Conventional, HELOC 1
+1 HELOCs
2.1% 100% $95,000 View
1209 Kingsway Rd, Brandon, FL 33510
A+5.0 ★Texas Ratio: 5.93%
Conventional 1 2.1% 66.7% $75,000 View
16201 NW US Highway 441, Alachua, FL 32615 6399
A5.0 ★Texas Ratio: 9.56%
Conventional 1 2.1% 50% $55,000 View
★ 1.7 stars, 3 reviews
900 W State Road 436, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+1 HELOCs
0% n/a View
Freedom Mortgage Corporation
VA 2 4.2% 100% $260,000
Rocket Mortgage
Conventional, FHA, VA 7 14.6% 100% $179,285
United Wholesale Mortgage
Conventional, FHA, VA 5 10.4% 100% $177,000
A+5.0 ★Texas Ratio: 2.55%
Conventional 4 8.3% 80% $282,500 View
21St Mortgage
Conventional 4 8.3% 26.3% $120,000
Guaranteed Rate Affinity, LLC
Conventional 2 4.2% 100% $75,000
Primelending
Conventional, FHA 2 4.2% 100% $120,000
loanDepot.com LLC
Conventional, FHA 2 4.2% 100% $160,000
American Pacific Mortgage Corporation
FHA 2 4.2% 100% $155,000
Mortgage Research Center
Conventional, FHA 2 4.2% 40% $210,000
A5.0 ★Texas Ratio: 8.14%
Conventional, VA 2 4.2% 66.7% $225,000
CrossCountry Mortgage, LLC
FHA 1 2.1% 100% $325,000
Pennymac Loan Services LLC
FHA 1 2.1% 100% $345,000
American Financial Network, Inc.
FHA 1 2.1% 100% $345,000
Network Capital Funding Corporation
FHA 1 2.1% 100% $125,000
New American Funding, LLC.
FHA 1 2.1% 100% $115,000
CSL Financial, LLC
Conventional 1 2.1% 100% $85,000
A-4.9 ★Texas Ratio: 16.71%
VA 1 2.1% 100% $235,000 View
A+5.0 ★Texas Ratio: 5.42%
Conventional 1 2.1% 100% $215,000 View
Vanderbilt Mortgage and Finance, Inc
Conventional 1 2.1% 100% $165,000
Mission Loans, LLC
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Lee, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Lee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lee in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lee, FL

Use these to narrow the list above. Each category shows how many Lee, FL lenders fit and what that kind of lender is usually best for.

Who Lends in Lee, FL

Independent mortgage companies closed 75 percent of home loans in Lee, Florida in 2025, banks 12.5 percent and credit unions 12.5 percent. Triad Financial Services, Inc. was the largest mortgage company, PNC Bank N.A. the largest bank and Florida Credit Union the largest credit union. Among lenders headquartered in Florida, Florida Credit Union led with 2 loans.

75%
Mortgage companies
12.5%
Banks
12.5%
Credit unions
27%
FHA loans
15%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Lee, FL

Who is the largest mortgage lender in Lee, FL?

By home loans closed in 2025, Florida Credit Union was the largest mortgage lender in Lee, Florida with 2 loans, about 4.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lee, FL mortgage lenders offer FHA, VA and USDA loans?

11 lenders closed FHA loans in Lee, Florida in 2025, led by Rocket Mortgage with 2. 5 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lee, FL lender list?

Yes. 3 banks and 4 credit unions closed home loans in Lee, Florida in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lee, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lee, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lee, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.