Mortgage Lenders and Brokers in Winsted, Connecticut
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Winsted, Connecticut mortgage lenders include Northwest Community BankNorthwest Community Bank100 Battistoni Rd, Winsted, CT 06098A4.9 ★Texas Ratio: 7.16%, Torrington Savings BankTorrington Savings Bank888 Farmington Ave, Bristol, CT 06010A+5.0 ★Texas Ratio: 0.61%, Webster Bank, N.A.Webster Bank, N.A.200 New Hartford Rd, Winsted, CT 06098A+5.0 ★Texas Ratio: 4.34%, Thomaston Savings BankThomaston Savings Bank73 Main St S, Bethlehem, CT 06751A+5.0 ★Texas Ratio: 5.17%, Bank of America NABank of America NA382 Main St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 4.14%, American Eagle FCUAmerican Eagle FCU427 W Avon Rd, Avon, CT 06001 2520A+5.0 ★Texas Ratio: 3.67%, Newtown Savings BankNewtown Savings Bank211 Greenwood Ave, Bethel, CT 06801A+5.0 ★Texas Ratio: 3.03%, TD BankTD Bank255 W Main St, Avon, CT 06001A+5.0 ★Texas Ratio: 3.71%, Union Savings BankUnion Savings Bank24 Grassy Plain St, Bethel, CT 06801A+5.0 ★Texas Ratio: 2.11%, and Ion BankIon Bank75 Tremont St, Ansonia, CT 06401A5.0 ★Texas Ratio: 10.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Winsted, Connecticut in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Winsted are listed first, then lenders elsewhere in Connecticut, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Winsted, Connecticut
Market share is the lender's share of all home loans closed in Winsted, Connecticut. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Winsted 100 Battistoni Rd, Winsted, CT 06098 A4.9 ★Texas Ratio: 7.16% |
Conventional | 12 | 6.6% | 100% | $131,666 | View |
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888 Farmington Ave, Bristol, CT 06010 A+5.0 ★Texas Ratio: 0.61% |
Conventional | 4 | 2.2% | 50% | $147,500 | View |
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200 New Hartford Rd, Winsted, CT 06098 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 3 +2 HELOCs |
1.6% | 75% | $191,666 | View |
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73 Main St S, Bethlehem, CT 06751 A+5.0 ★Texas Ratio: 5.17% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.1% | 100% | $670,000 | View |
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382 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.1% | 100% | $685,000 | View |
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427 W Avon Rd, Avon, CT 06001 2520 A+5.0 ★Texas Ratio: 3.67% |
Conventional | 2 | 1.1% | 66.7% | $55,000 | View |
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211 Greenwood Ave, Bethel, CT 06801 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 2 | 1.1% | 100% | $235,000 | View |
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255 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 50% | $85,000 | View |
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24 Grassy Plain St, Bethel, CT 06801 A+5.0 ★Texas Ratio: 2.11% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $705,000 | View |
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75 Tremont St, Ansonia, CT 06401 A5.0 ★Texas Ratio: 10.40% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
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516 Spring St, Windsor Locks, CT 06096 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
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159 E Main St, Clinton, CT 06413 2111 A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.5% | 100% | $755,000 | View |
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200 New Hartford Rd, Winsted, CT 06098 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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100 Main St, Canaan, CT 06018 A+5.0 ★Texas Ratio: 3.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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182 West Main Street, Avon, CT 06001 A+5.0 ★Texas Ratio: 5.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1201 South Ave, Bridgeport, CT 06604 5246 A+5.0 ★Texas Ratio: 1.38% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Total Mortgage Services, LLC
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Conventional, FHA, Jumbo, HELOC | 43 +1 HELOCs |
23.6% | 97.7% | $233,604 | |
First World Mortgage Corporaton
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Conventional, FHA | 26 | 14.3% | 92.9% | $175,384 | |
Norwich Commercial Group Inc
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Conventional | 2 | 1.1% | 100% | $105,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 6% | 77.8% | $175,909 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 5.5% | 90.9% | $344,000 | |
Cmg Mortgage Inc
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Conventional, USDA | 4 | 2.2% | 60% | $117,500 | |
Nationstar Mortgage
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Conventional, FHA, VA | 4 | 2.2% | 100% | $190,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 4 | 2.2% | 100% | $237,500 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 4 | 2.2% | 100% | $247,500 | |
loanDepot.com LLC
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Conventional | 3 | 1.6% | 75% | $121,666 | |
Dart Bank
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Conventional | 3 | 1.6% | 100% | $565,000 | |
Mortgage Research Center
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Conventional, VA | 3 | 1.6% | 60% | $291,666 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 3 | 1.6% | 100% | $218,333 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 2 | 1.1% | 100% | $140,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $220,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 1.1% | 100% | $100,000 | |
Village Capital & Investment
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FHA | 2 | 1.1% | 75% | $250,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $305,000 | |
Fourleaf Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $695,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 33.3% | $65,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $335,000 | |
Newrez LLC
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Conventional | 1 | 0.5% | 33.3% | $65,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 100% | $295,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 100% | $375,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.5% | 100% | $135,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 12.5% | $125,000 | |
Homestead Funding Corp.
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FHA | 1 | 0.5% | 100% | $355,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $105,000 | |
T2 Financial LLC
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Adams Community Bank
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Nexbank
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.5% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.5% | 100% | $295,000 | View |
Washington Trust Mortgage Company LLC
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Ubs Bank USA
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Conventional | 1 | 0.5% | 100% | $625,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Griffin Funding Inc.
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
PNC Bank N.A.
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HELOC | 0 +1 HELOCs |
0% | n/a |
Winsted Mortgage Rate Trends
Daily average mortgage rates for Connecticut compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Winsted, Connecticut
Looking for mortgage lenders near me or mortgage brokers near me in Winsted? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Winsted in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Winsted, CT
Use these to narrow the list above. Each category shows how many Winsted, CT lenders fit and what that kind of lender is usually best for.
Who Lends in Winsted, CT
Independent mortgage companies closed 76.9 percent of home loans in Winsted, Connecticut in 2025, banks 19.8 percent and credit unions 3.3 percent. Total Mortgage Services, LLC was the largest mortgage company, Northwest Community Bank the largest bank and American Eagle FCU the largest credit union. Among lenders headquartered in Connecticut, Northwest Community Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Connecticut. State conveyance tax of 0.75 percent up to $800,000, 1.25 percent on the portion from $800,000 to $2.5 million and 2.25 percent above that, plus a municipal tax of 0.25 percent (up to 0.5 percent in some towns); no mortgage recording tax.
More Connecticut Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Winsted, CT
By home loans closed in 2025, Northwest Community Bank was the largest mortgage lender in Winsted, Connecticut with 12 loans, about 6.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Winsted, Connecticut in 2025, led by Total Mortgage Services, LLC with 15. 6 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 7 credit unions closed home loans in Winsted, Connecticut in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Winsted, Connecticut during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Winsted, Connecticut for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Winsted. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
