Bar Nunn, Wyoming Money Market Rates - October 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Bar Nunn, Wyoming money market account rates from banks and credit unions serving Wyoming range from 0.01% to 6.00% APY, verified by MonitorBankRates as of October 12, 2026. Current Bar Nunn, Wyoming and the surrounding area money market deposit account rates include Meridian Trust Federal Credit UnionMeridian Trust Federal Credit UnionA+5.0 ★Texas Ratio: 4.45%Real return: +3.20%APY minus 2.8% CPI (February 2026) Momentum Money Market at 6.00% APY, Nuvision Federal Credit UnionNuvision Federal Credit UnionA+5.0 ★Texas Ratio: 3.84%Real return: +1.20%APY minus 2.8% CPI (February 2026) Advantage Choice Money Market at 4.00% APY, StagePoint Federal Credit UnionStagePoint Federal Credit UnionA+5.0 ★Texas Ratio: 1.25%Real return: +1.20%APY minus 2.8% CPI (February 2026) Money Market Maximizer at 4.00% APY, FNBO DirectFNBO DirectA+5.0 ★Texas Ratio: 4.82%Real return: +0.75%APY minus 2.8% CPI (February 2026) Online Money Market Account at 3.55% APY, and US BankUS BankA+5.0 ★Texas Ratio: 2.85%Real return: +0.60%APY minus 2.8% CPI (February 2026) Elite Money Market Account at 3.40% APY. Money market rates as of October 12, 2026 according to verified data from MonitorBankRates.
Bar Nunn is a smaller community with no bank or credit union branches currently in our database. 124 institutions serving the Wyoming area are available to Bar Nunn residents, with money market rates as high as 6.00% APY from Meridian Trust Federal Credit Union. Rates are continually updated, so we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Bar Nunn, Wyoming and surrounding area. Last Updated and Verified: October 12, 2026
Compare the Best Money Market Rates Today in Bar Nunn, Wyoming & the Surrounding Area
Balance: $0.00 - $2,000.00
Balance: $0 -$1,000
Balance: $500,000+
Balance: $500,000 -$999,999.99
Balance: $100,000 - $499,999.99
Balance: $25,000 - $49,999.99
Balance: $25,000 - $99,999.99
Balance: Over $150,000.00
Published APY range: 3.25% - 3.55%. Annual Percentage Yield (APY) accurate as of 12-19-2025. Rates may also change after the account is opened. Fees may reduce earnings. You may make no more than six transfers and withdrawals from the account during any calendar month. Additional withdrawals will be subject to a $5.00 fee each.
Balance: $0 -$24,999.99
Balance: $250,000 - $499,999
Rates up to 3.00% APY. Minimum daily balance of $1,000 required to earn dividends. Dividends compounded and paid monthly.
Balance: $250,000 and Above
Balance: $250,000.01 +
Balance: $250,000.00 or more
Balance: $1,000,000.00 and over
Balance: $250,000.01 to $100,000
- Oct 6, 20262.53%▼ from 2.78%
- Sep 14, 20262.78%first recorded
Balance: $150,000 - $249,999
Balance: $100,000 - $249,999.99
Balance: $20,000 - $74,999.99
Balance: $500,000.00 - $999,999.99
Balance: $1,001 - $5,000
Balance: $100,000+
Balance: $100,000.00 to 249,999.99
Balance: $150,000+
Balance: $150,000+
Balance: $2,000 - $19,999.99
Balance: $25,000.01 to $100,000
Balance: $100,000.01 and over
Balance: $100,000+
Minimum Balance to Earn Dividends: $50,000 +
- Oct 7, 20261.59%▲ from 0.60%
- Sep 15, 20260.60%first recorded
Balance: $150,000+; Maintenance Fee: $15; Minimum Balance to Avoid Service Charge: $1,500; Dividends Compounded & Credited: Monthly; Dividend Period: Monthly
- Oct 4, 20261.57%▲ from 0.50%
- Sep 18, 20260.50%▼ from 1.57%
- Sep 14, 20261.57%first recorded
Balance: $250,000 and Over
Balance: $50,000.01 - $100,000.01
Balance: $5,000,000 or more
Balance: $40,001 - $100,000
Balance: $250,000.00 - $499,999.99
Balance: $250,000+
Balance: $250,000.00 - $250,000.00+
Balance: $100,000 to 250,000
Balance: $25,001 - $40,000
Balance: $50,000 to 100,000
Balance: $75,000.01 and over
Balance: $2,500.01 - $50,000.01
Balance: $25,000 to $50,000
Balance: $0.00 - $25,000
Balance: $50,000 - $149,999.99; Maintenance Fee: $15; Minimum Balance to Avoid Service Charge: $1,500; Dividends Compounded & Credited: Monthly; Dividend Period: Monthly
- Oct 4, 20261.26%▲ from 0.50%
- Sep 18, 20260.50%▼ from 1.26%
- Sep 14, 20261.26%first recorded
Balance: $100,000-$250,000
Balance: $100,000.00 - $249,999.99
Balance: $0.01 - $25,000; Balance: $.01- $25,000
Balance: $250,000 to $999,999.99
Balance: $20,000.01 to $75,000.00
Balance: $150,000 +
Balance: $100,000.00 - $249,999.99
Balance: $10,000 - $49,999.99; Maintenance Fee: $15; Minimum Balance to Avoid Service Charge: $1,500; Dividends Compounded & Credited: Monthly; Dividend Period: Monthly
- Oct 4, 20261.01%▲ from 0.50%
- Sep 18, 20260.50%▼ from 1.01%
- Sep 14, 20261.01%first recorded
- Oct 3, 20261.00%▲ from 0.90%
- Sep 24, 20260.90%first recorded
Balance: $5,001 - $10,000
Balance: $50,000-$99,000
Balance: $100,000 - $149,999
Balance: $100,000 - $149,999
Balance: $20,000.00 - $49,999.99
- Sep 21, 20261.00%▲ from 0.75%
- Sep 14, 20260.75%first recorded
Balance: $2,500 to $25,000
Balance: $100,000+
Balance: $1000.01 to $20,000.00
Balance: $50,000 - $149,999
Balance: $15,000-$49,999
Balance: $1,000 -$9,999.99; Maintenance Fee: $15; Minimum Balance to Avoid Service Charge: $1,500; Dividends Compounded & Credited: Monthly; Dividend Period: Monthly
- Oct 4, 20260.75%▲ from 0.50%
- Sep 18, 20260.50%▼ from 0.75%
- Sep 14, 20260.75%first recorded
Balance: $5,000.00 - $19,999.99
Balance: $100,000 to $249,999.99
Published APY range: 0.60% / 0.60%. Balance: $50,000 +
Balance: $0 -$49,999
Balance: $50,000 - $74,999
Published APY range: 0.55% / 0.55%. Balance: $10,000-$49,999
Balance: $25,000 - $49,999
Published APY range: 0.50% / 0.50%. Balance: $1,000-$9,999
Balance: $10,000 - $49,999
Published APY range: 0.40% / 0.40%. Balance: Up to $999
Balance: $1,000 - $9,999
Balance: $0 - $999
Balance: $25,000 to $99,999.99
Balance: $50,000.00 - $99,999.99
Balance: $0.01 to $24,999.99
Balance: $1,000.00 - $49,999.99
Standard interest rate tier. APYs may vary by location. Restrictions apply.
- Oct 7, 20260.05%▼ from 3.40%
- Oct 4, 20263.40%first recorded
Balance: $0 - $9,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Bar Nunn, WY Money Market Rate Trends
Compare local Bar Nunn, WY money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
Wyoming high-yield MMA rates rose 0.003 points over the past 7 days to 3.078% APY.
Wyoming standard MMA rates fell 0.033 points over the past 7 days to 0.806% APY.
Bar Nunn, Wyoming Money Market Rate Forecast, Next 12 Months
Money market rates move with Federal Reserve policy. Our model uses the current WY high-yield MMA average and a Fed funds spread to project the likely rate trajectory for 2026 to 2027.
Money market account rates are variable and move in close correlation with the Federal Reserve’s federal funds rate target. Our 12-month forecast is derived from the current WY high-yield money market average of 3.078% APY and a Fed funds spread model calibrated to the historical relationship between policy rate changes and deposit rate adjustments at banks and credit unions.
Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit rates at banks and credit unions track policy-rate changes within 60 to 90 days. High-yield money market rates tend to adjust faster than standard branch-based accounts.
Important notice: This forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions in Bar Nunn, Wyoming.
Money Market Account Earnings in Bar Nunn, Wyoming
Annual interest earnings at current WY average APYs, based on the high-yield and standard money market averages tracked in our database. Balances reflect the higher minimums typical of money market accounts. Compounding assumed monthly.
| Balance | HY Money Market (3.078% APY) | Monthly Earnings | Standard MMA (0.806% APY) | Monthly Earnings |
|---|---|---|---|---|
| $10,000 | $307.83 / year | $25.65 | $80.58 / year | $6.72 |
| $25,000 | $769.58 / year | $64.13 | $201.45 / year | $16.79 |
| $50,000 | $1,539.15 / year | $128.26 | $402.90 / year | $33.57 |
| $100,000 | $3,078.30 / year | $256.53 | $805.80 / year | $67.15 |
| Earnings estimates use daily compounding. Actual earnings depend on exact rate, compounding frequency, rate tier, and daily balance maintained. Rates are variable and subject to change. Source: Bar Nunn, Wyoming money market rate averages as of October 12, 2026. | ||||
Available in Bar Nunn, Wyoming Area
About Our Bar Nunn, Wyoming Money Market Rate Database
MonitorBankRates tracks money market rate offers from 23 banks and credit unions available to Bar Nunn, Wyoming residents via statewide and national offers. No branch locations physically in Bar Nunn are currently in our database, but all listed offers are open to Bar Nunn depositors. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Meridian Trust Federal Credit Union offers a money market account at 6.00% APY. Use the rate table above to compare all current offers in Bar Nunn, Wyoming.
How to Find the Best Money Market Rates in Bar Nunn, Wyoming
What to compare when shopping for a money market account in Bar Nunn, Wyoming
To find the best money market APYs in Bar Nunn, Wyoming, start with credit unions and online-only banks: Bar Nunn, Wyoming has 13 credit unions in our database, and they consistently offer some of the highest yields because they are member-owned nonprofits with lower overhead than traditional banks.
Always compare the APY (Annual Percentage Yield), not just the interest rate, and pay close attention to balance tiers. Many money market accounts only pay their advertised top rate above a minimum balance of $1,000 to $25,000, with lower rates (or monthly fees) below that threshold. The current WY high-yield money market average is 3.078% but top local institutions are offering as high as 6.00%, so shopping around pays off.
Unlike a CD, money market rates are variable. Your rate can change at any time with Federal Reserve policy. Also check check-writing and debit card limits: most MMAs allow a set number of withdrawals per month, and exceeding the limit can trigger fees. Review your account periodically to ensure your APY remains competitive.
When a Money Market Account Makes Sense
- Emergency fund with flexibility: You get savings-level yields plus limited check-writing and debit access. Bar Nunn, Wyoming high-yield money market rates currently average 3.078% APY, far above a typical checking account.
- Larger balances ($10,000+): Many MMAs pay tiered rates that rise with your balance, so bigger deposits often earn more than they would in a standard savings account.
- Parking cash between investments: A high-yield money market account at Bar Nunn, Wyoming institutions keeps idle cash working harder while remaining fully accessible.
- You prefer banking locally: 23 institutions in Bar Nunn, Wyoming report money market rates to our database.
- No rate lock-in risk: Unlike a CD, your rate moves up with the market if rates rise further.
Consider an Alternative If…
- You want a locked-in, guaranteed return Bar Nunn, Wyoming CD rates
- You don’t need check writing and want a lower minimum Bar Nunn, Wyoming savings rates
- You need daily transaction access Bar Nunn, Wyoming checking rates
Bar Nunn, Wyoming Financial Snapshot
Local demographics and economic context for savers . Source: U.S. Census Bureau
14.0% of residents are 65 or older, below the national average of 17.3%; a low unemployment rate of 3.6% reflects a strong local economy with solid savings capacity. At today’s WY high-yield money market average of 3.078%, saving 10% of the local median salary ($5,564/year) would earn an additional $171 annually in interest.
Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.
Money Market Accounts vs. Other Bar Nunn, Wyoming Options
How money market deposit accounts compare to other deposit products available at banks and credit unions in Bar Nunn, Wyoming.
| Feature | Money Market | High-Yield Savings | Standard Savings | CD (12-Month) |
|---|---|---|---|---|
| Current WY Avg APY | 3.078% | View Savings Rates | 0.806%(Standard MMA) | View CD Rates |
| Rate Type | Variable | Variable | Variable | Fixed for term |
| FDIC / NCUA Insured | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K |
| Withdraw Anytime | ✓ Yes | ✓ Yes | ✓ Yes | ✗ Penalty applies |
| Check Writing | ✓ Often yes | ✗ No | ✗ No | ✗ No |
| Debit / ATM Card | ✓ Often yes | Some institutions | ✗ Rarely | ✗ No |
| Typical Min Deposit | $0 to $2,500 | $0 to $100 | $25 to $100 | $500 to $1,000 |
| Rate Risk | Variable, moves with Fed policy | Variable, moves with Fed policy | Variable, moves with Fed policy | None, locked for term |
| Best For | Active savers wanting flexibility + check writing | Emergency fund, short-term goals, parking cash | Everyday saving, low-balance accounts | Locking in a rate for a defined period |
APY data reflects Bar Nunn, Wyoming averages tracked in our database as of October 12, 2026. Rates are variable and may differ by institution. See individual product pages for full details.
Bar Nunn, Wyoming Money Market Account Calculator
See how much a money market account can earn you. Enter your deposit, monthly contribution, and time frame, or click any current Bar Nunn, Wyoming rate on the right to apply it instantly. Interest compounds monthly.
Assumes monthly compounding and a constant APY for the full period. Money market rates are variable and can change at any time, so actual earnings will differ. Estimates are for informational purposes only.
Money Market & Savings Calculators for Bar Nunn, Wyoming
At WY’s top money market rate of 6.00% from Meridian Trust Federal Credit Union, a $10,000 deposit earns $600 annually. Enter your balance to see your exact return.
Savings Goal CalculatorA 3-month emergency fund for the median Bar Nunn, Wyoming earner is roughly $13,900. At 3.078% APY in a money market account, saving $1,160/month gets you there in about 12 months. Set your target and see your exact timeline.
CD vs. Liquid Deposit AccountWyoming’s high-yield money market average is 3.078% APY, variable, always accessible, and often with check-writing. A local CD may offer a higher fixed yield in exchange for locking in your deposit. Compare both side-by-side to find the better fit for your timeline.
Budget CalculatorBefore you can grow your savings, you need to know how much you can set aside each month. The median Bar Nunn, Wyoming earner makes $55,640/year. Track your income vs. expenses to find your monthly surplus, then put it to work at 3.078% APY.
Retirement PlannerA $25,000 money market balance earning 3.078% APY grows to roughly $45,844 over 20 years with compounding. See how your current savings trajectory lines up with your retirement income needs.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Bar Nunn, Wyoming money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Bar Nunn, Wyoming directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bar Nunn, Wyoming. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Bar Nunn, Wyoming
What is a Money Market Account (MMA)?
Are Money Market accounts in Bar Nunn, Wyoming safe?
How often do MMA rates change in Bar Nunn, Wyoming?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Bar Nunn, Wyoming?
Can I lose money in a Money Market Account?
What is the difference between a Money Market Account and a Money Market Fund?
Do I have to pay taxes on money market account interest?
Are online banks better than local banks in Bar Nunn, Wyoming for money market accounts?
Best Money Market Rates in Bar Nunn, Wyoming
- Meridian Trust Federal Credit Union
Momentum Money Market: 6.00% APY - Nuvision Federal Credit Union
Advantage Choice Money Market: 4.00% APY - StagePoint Federal Credit Union
Money Market Maximizer: 4.00% APY - FNBO Direct
Online Money Market Account: 3.55% APY - US Bank
Elite Money Market Account: 3.40% APY
Bar Nunn, Wyoming Rates & Resources
