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Best Money Market Rates in Elm Grove, Wisconsin - May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 30, 2026

Current Elm Grove, Wisconsin and the surrounding area money market deposit account rates include The Huntington National BankThe Huntington National Bank12850 W Bluemound Rd, Elm Grove, WI 53122A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.20% APY, University of Wisconsin Credit UnionUniversity of Wisconsin Credit Union15300 W BlueMound Rd, Elm Grove, WI 53122 2307A+5.0 ★Texas Ratio: 4.47% Investor's Indexed Money Market at 3.05% APY, Shoreline Credit UnionShoreline Credit UnionA+5.0 ★Texas Ratio: 5.73% Elite Money Market at 4.00% APY, Community First Credit UnionCommunity First Credit UnionA+5.0 ★Texas Ratio: 0.80% Member's Choice IRA Money Market at 3.95% APY, and Capital Credit UnionCapital Credit UnionA5.0 ★Texas Ratio: 7.02% Business SelectMoney Market at 3.90% APY. Money market rates as of May 30, 2026 according to verified data from MonitorBankRates.

Elm Grove has 2 local institutions in our database, with money market rates as high as 3.20% APY from The Huntington National Bank at 12850 W Bluemound Rd, Elm Grove, WI 53122. Use the table below to compare all available offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Elm Grove, Wisconsin and surrounding area. Last Updated and Verified: May 30, 2026

Compare the Best Money Market Rates Today in Elm Grove, Wisconsin & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
12850 W Bluemound Rd, Elm Grove, WI 53122
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 21, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
15300 W BlueMound Rd, Elm Grove, WI 53122 2307
Investor's Indexed Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
Elite Money Market
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice IRA Money Market
3.95%
$0
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

with active checking*

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money MarketPlatinum Select
3.90%
$1,000,000
View
▼
Rate3.83%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money Market Platinum Select
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Business SelectMoney Market
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice IRA Money Market
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

with active checking*

Indianhead Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Money Market Special
3.87%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Sentry Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
Money Market
3.82%
$0
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Bank of Lake Mills
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
High-Yield Money Market Account
3.82%
$0
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money MarketPlatinum Select
3.80%
$750,000
View
▼
Rate3.74%
Min Deposit$750,000
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Business SelectMoney Market
3.80%
$0
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money Market Platinum Select
3.80%
$0
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Fox Rewards Money Market
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifications Required

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money MarketPlatinum Select
3.65%
$500,000
View
▼
Rate3.59%
Min Deposit$500,000
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money Market Platinum Select
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Business SelectMoney Market
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice IRA Money Market
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

with active checking*

Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Gold Money Market Checking
3.60%
$0
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1500 Club - Money Market
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

The Bank of Brodhead
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Executive Money Market
3.55%
$0
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Citizens State Bank Hudson, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
Advantage Money Market
3.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

New Money

Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Markets
3.55%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice IRA Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

with active checking*

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Business Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Money Market Checking
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Fox Rewards Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifications Required

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

$15,000+

Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Money Market Accounts
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Dividend Rate with Checking

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money Market Platinum Select
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$0
View
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Business SelectMoney Market
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money MarketPlatinum Select
3.40%
$250,000
View
▼
Rate3.35%
Min Deposit$250,000
Min Balance—
UpdatedMay 23, 2026
Details

Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Money Market Accounts
3.39%
$0
View
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Dividend Rate without Checking

The Bank of New Glarus
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Platinum Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

The Bank of New Glarus
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Gold Money Market Checking
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Old National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market
3.25%
$20,000
View
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 21, 2026
Details

Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Money Market Checking
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Business Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Bremer Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
Money Market
3.25%
$20,000
View
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 29, 2026
Details

Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.

Prospera Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Thrive Money Market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
Advantage Money Market Account
3.15%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 21, 2026
Details

$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.05%
$0
View
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Money Market Savings
3.05%
$250,000
View
▼
Rate3.00%
Min Deposit$250,000
Min Balance—
UpdatedMay 20, 2026
Details

$1000 to open/HSA Money Market Savings (no minimum)

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

As High As

Headwaters State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
First Addition Money Market Tier 5
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

$200,000

Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Markets
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Money Market
3.04%
$1,000,000
View
▼
Rate3.00%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 29, 2026
Details

North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Premier Money Market
3.00%
$0
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Consumer Ultimate Money Market
3.00%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 28, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Signature Business Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Money Market
3.00%
$2,500
View
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice IRA Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

with active checking*

Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
Elite Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Business Money Market
2.95%
$1,000
View
▼
Rate2.91%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details

Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Money Market
2.94%
$0
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

F&M Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Checking
2.93%
$0
View
▼
Rate2.89%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.90%
$0
View
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Business SelectMoney Market
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money Market Platinum Select
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money MarketPlatinum Select
2.90%
$100,000
View
▼
Rate2.86%
Min Deposit$100,000
Min Balance—
UpdatedMay 23, 2026
Details

Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Money Market Account (Personal, IRA, or Business)
2.90%
$1,000
View
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details

The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15.

Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Relationship Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Money Market
2.84%
$500,000
View
▼
Rate2.80%
Min Deposit$500,000
Min Balance—
UpdatedMay 29, 2026
Details

Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Premium Money Market
2.81%
$0
View
▼
Rate2.78%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Money Market Accounts
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Dividend Rate with Checking

The Bank of Brodhead
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Executive Money Market
2.80%
$0
View
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Money Market Savings
2.79%
$100,000
View
▼
Rate2.75%
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details

$1000 to open/HSA Money Market Savings (no minimum)

Hiawatha National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.81%
HNB Money Market
2.78%
$2,500
View
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details

F&M Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Commercial Premier Money Market
2.77%
$0
View
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Gold Money Market Checking
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

UnitedOne Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
AchieveOne Money Market**
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Business Ultimate Money Market Account
2.75%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 28, 2026
Details

North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Premier Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Business Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Required Minimum Balance to Earn APY: $250,000.00 or more

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Consumer Ultimate Money Market
2.75%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 28, 2026
Details

Cloverbelt Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Money Market Savings
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Tier 4 ($75,000+)

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Premium Money Market
2.73%
$0
View
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Money Market
2.68%
$100,000
View
▼
Rate2.65%
Min Deposit$100,000
Min Balance—
UpdatedMay 29, 2026
Details

Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Money Market Account (Personal, IRA, or Business)
2.60%
$1,000
View
▼
Rate2.57%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details

The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15.

Woodford State Bank
Institution Rating:
C4.0 ★ Texas Ratio: 26.81%
Platinum Money Market
2.53%
$50,000
View
▼
Rate2.50%
Min Deposit$50,000
Min Balance—
UpdatedMay 21, 2026
Details

$250,000.00 or more

First State Bank and Trust Bayport, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Investors Plus Money Market
2.53%
$2,000
View
▼
Rate2.50%
Min Deposit$2,000
Min Balance—
UpdatedMay 28, 2026
Details

Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Markets
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Required Minimum Balance to Earn APY: $100,000.00 - $249,999.99

Crossbridge Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
Purpose First Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Business Ultimate Money Market Account
2.50%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 28, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Relationship Money Market**
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Consumer Ultimate Money Market
2.50%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 28, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
Money Market - Business
2.48%
$0
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
Money Market - Municipal
2.48%
$0
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

$5,000,000+

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
Money Market - Personal
2.48%
$0
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Bank of Prairie du Sac
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Money Market
2.43%
$0
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

F&M Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Checking
2.42%
$0
View
▼
Rate2.39%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Money Market Account (Personal, IRA, or Business)
2.40%
$1,000
View
▼
Rate2.37%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details

The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15.

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Elm Grove, Wisconsin and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Elm Grove, WI Money Market Rate Trends

Compare local Elm Grove, WI money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin MMA Trends →
High-Yield MMA — WI Avg
2.941%
▲ 0.024 vs 7 days ago

Wisconsin high-yield MMA rates rose 0.024 points over the past 7 days to 2.941% APY.

Standard MMA — WI Avg
0.904%
▲ 0.025 vs 7 days ago

Wisconsin standard MMA rates rose 0.025 points over the past 7 days to 0.904% APY.

As of May 30, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Elm Grove, Wisconsin money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Elm Grove, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Elm Grove, Wisconsin. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Elm Grove, Wisconsin

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Wisconsin.

Are Money Market accounts in Elm Grove, Wisconsin safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.

How often do MMA rates change in Elm Grove, Wisconsin?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Elm Grove, Wisconsin?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Elm Grove, Wisconsin require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Elm Grove, Wisconsin

Here are some of the highest money market account APYs currently available in Elm Grove, Wisconsin and the surrounding area:
  • The Huntington National Bank
    High-Yield Money Market — 3.20% APY
  • University of Wisconsin Credit Union
    Investor's Indexed Money Market — 3.05% APY
  • Shoreline Credit Union
    Elite Money Market — 4.00% APY
  • Community First Credit Union
    Member's Choice IRA Money Market — 3.95% APY
  • Capital Credit Union
    Business SelectMoney Market — 3.90% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Elm Grove, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 30, 2026

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