Best Money Market Rates in Mountlake Terrace, Washington (WA) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Mountlake Terrace, Washington and the surrounding area money market rates include Connection Credit UnionConnection Credit UnionA5.0 ★Texas Ratio: 8.87% Youth Money Market at 5.12% APY, Nuvision Federal Credit UnionNuvision Federal Credit UnionA+5.0 ★Texas Ratio: 3.70% Advantage Choice Money Market at 4.00% APY, Safeway Federal Credit UnionSafeway Federal Credit UnionA+5.0 ★Texas Ratio: 3.68% Money Market at 4.00% APY, Qualstar Credit UnionQualstar Credit UnionA+5.0 ★Texas Ratio: 5.04% Premier Money Market at 3.51% APY, and OnPoint Community Credit UnionOnPoint Community Credit UnionA+5.0 ★Texas Ratio: 3.91% Nonprofit Money Market at 3.50% APY. Money market rates as of April 14, 2026 according to verified data from MonitorBankRates.
Mountlake Terrace has 2 local institutions in our database, with money market rates as high as 3.50% APY from Sound Community Bank at 22807 44th Ave W, Mountlake Terrace, WA 98043. Use the table below to compare all available offers, including options from institutions serving the broader Washington area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Mountlake Terrace, Washington and surrounding area. Last Updated and Verified: April 14, 2026
Compare the Best Money Market Rates Today in Mountlake Terrace, Washington & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
22807 44th Ave W, Mountlake Terrace, WA 98043
Business Premier Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
22807 44th Ave W, Mountlake Terrace, WA 98043
Business Premier Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
6920 220th St Sw, Mountlake Terrace, WA 98043
1st Rate Money Market
3.15%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
22807 44th Ave W, Mountlake Terrace, WA 98043
Momentum Money Market
3.15%
$0
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
22807 44th Ave W, Mountlake Terrace, WA 98043
Apex Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
22807 44th Ave W, Mountlake Terrace, WA 98043
Business Premier Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
22807 44th Ave W, Mountlake Terrace, WA 98043
Apex Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
22807 44th Ave W, Mountlake Terrace, WA 98043
Business Premier Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
22807 44th Ave W, Mountlake Terrace, WA 98043
Apex Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
22807 44th Ave W, Mountlake Terrace, WA 98043
Apex Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
22807 44th Ave W, Mountlake Terrace, WA 98043
Momentum Money Market
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
6920 220th St Sw, Mountlake Terrace, WA 98043
High Yield Money Market
2.00%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 11, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
6920 220th St Sw, Mountlake Terrace, WA 98043
Business Money Market
2.00%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 11, 2026
Details
$1,000,000 and greater
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
6920 220th St Sw, Mountlake Terrace, WA 98043
Business Money Market
1.50%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 11, 2026
Details
$250,000-$999,999.99
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
6920 220th St Sw, Mountlake Terrace, WA 98043
High Yield Money Market
1.50%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 11, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
6920 220th St Sw, Mountlake Terrace, WA 98043
Business Money Market
1.25%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 11, 2026
Details
$100,000-$249,999.99
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
22807 44th Ave W, Mountlake Terrace, WA 98043
Apex Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
22807 44th Ave W, Mountlake Terrace, WA 98043
Business Premier Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
22807 44th Ave W, Mountlake Terrace, WA 98043
Momentum Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
6920 220th St Sw, Mountlake Terrace, WA 98043
High Yield Money Market
1.00%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 11, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
6920 220th St Sw, Mountlake Terrace, WA 98043
Tiered Rate Money Market
1.00%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
22807 44th Ave W, Mountlake Terrace, WA 98043
Business Premier Money Market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
6920 220th St Sw, Mountlake Terrace, WA 98043
Business Money Market
0.85%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 11, 2026
Details
$25,000-$99,999.99
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
6920 220th St Sw, Mountlake Terrace, WA 98043
Tiered Rate Money Market
0.75%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
6920 220th St Sw, Mountlake Terrace, WA 98043
High Yield Money Market
0.75%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 11, 2026
Details
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
Youth Money Market
5.12%
$1
▼
Rate5.00%
Min Deposit$1
Min Balance—
UpdatedApr 9, 2026
Details
Qualifying balance up to $750.00
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Advantage Choice Money Market
4.00%
$1,000
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Minimum balance to earn interest $5,000.; Member is allowed 3 transactions per month to retain Money Market interest rate.
Qualstar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.04%
Premier Money Market
3.51%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Nonprofit Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.49%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Qualifying Bump Rate
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$24,999.01 & Above
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.39%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Qualifying Bump Rate
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
Jumbo Money Market
3.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Qualifying balance up to $100,000.00
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Business Premium Money Market Account Tier 7
3.09%
$50,000
▼
Rate3.00%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$24,999.00 & Below
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
months
Progressions Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Premium Money Market ("SmartMarket Plus") Accounts
3.03%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Minimum balance to open: $25,000.00
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Premier Money Market
3.00%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 14, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Business Money Market Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Business Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Premium Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account Tier 8
2.83%
$50,000
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Spokane City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Money Market / Preferred Share Investment (PSI)
2.79%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★ Texas Ratio: 53.47%
Gateway Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$25,000 and above
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
2.58%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Qualifying Bump Rate
Bank of the Pacific
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Business Money Market
2.53%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Spokane City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Money Market / Preferred Share Investment (PSI)
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Community-Impact Money Market for Nonprofit Organizations
2.50%
$1,000
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Minimum balance to earn interest $5,000.; Member is allowed 3 transactions per month to retain Money Market interest rate.
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Money Market Max
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
2.47%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Qualifying Bump Rate
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Community-Impact Money Market for Nonprofit Organizations
2.35%
$1,000
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Community-Impact Money Market for Nonprofit Organizations
2.30%
$1,000
▼
Rate2.28%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★ Texas Ratio: 53.47%
Gateway Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Any balance up to $24,999.99
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
BUSINESS MONEY MARKET
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.20%
$0
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Business Premium Money Market Account Tier 6
2.15%
$50,000
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Community-Impact Money Market for Nonprofit Organizations
2.15%
$1,000
▼
Rate2.13%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account Tier 7
2.15%
$50,000
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
TAPCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
Business Money Market
2.02%
$1,000
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Spokane City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Money Market / Preferred Share Investment (PSI)
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Harborstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Money Market
2.02%
$100
▼
Rate2.00%
Min Deposit$100
Min Balance—
UpdatedApr 8, 2026
Details
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Rate2.00%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
$250,000-$999,999, required to earn APY
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate2.00%
Min Deposit$25
Min Balance—
UpdatedApr 11, 2026
Details
however balances below $1,000 will result in a fee*
Harborstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Money Market
2.01%
$25
▼
Rate2.00%
Min Deposit$25
Min Balance—
UpdatedApr 8, 2026
Details
however balances below $1,000 will result in a fee*
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Advantage Choice Money Market
2.00%
$1,000
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
BUSINESS MONEY MARKET
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Rate1.98%
Min Deposit$5
Min Balance—
UpdatedApr 9, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Community-Impact Money Market for Nonprofit Organizations
2.00%
$1,000
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Sound Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Business High-Yield Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Business Premium Money Market Account Tier 5
1.64%
$50,000
▼
Rate1.60%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account Tier 6
1.38%
$50,000
▼
Rate1.35%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Mountlake Terrace, Washington and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Mountlake Terrace, WA Money Market Rate Trends
Compare local Mountlake Terrace, WA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — WA Avg
3.037%
▲ 2.054 vs 7 days ago
Washington high-yield MMA rates rose 2.054 points over the past 7 days to 3.037% APY.
Standard MMA — WA Avg
0.734%
▼ 0.472 vs 7 days ago
Washington standard MMA rates fell 0.472 points over the past 7 days to 0.734% APY.
As of Apr 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Mountlake Terrace, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mountlake Terrace, Washington. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Mountlake Terrace, Washington
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Washington.
Are Money Market accounts in Mountlake Terrace, Washington safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Washington up to $250,000 per depositor, per institution.
How often do MMA rates change in Mountlake Terrace, Washington?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Washington rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Mountlake Terrace, Washington
Here are some of the highest money market account APYs currently available in Mountlake Terrace, Washington and the surrounding area:
- Connection Credit Union
Youth Money Market — 5.12% APY - Nuvision Federal Credit Union
Advantage Choice Money Market — 4.00% APY - Safeway Federal Credit Union
Money Market — 4.00% APY - Qualstar Credit Union
Premier Money Market — 3.51% APY - OnPoint Community Credit Union
Nonprofit Money Market — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Mountlake Terrace, Washington. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 14, 2026
Mountlake Terrace, Washington Rates & Resources
Rate Assistant
MonitorBankRates.com · Live Data
Try asking